Capital One miles currently transfer to 23 airline and hotel loyalty programs. That’s a sizable list, and it’s one of the reasons Capital One miles are such a useful rewards currency.
Here’s the full list of Capital One transfer partners, their transfer ratios, roughly how long transfers take, and which credit cards give you access to them.
Capital One Airline Transfer Partners
Capital One has 20 airline transfer partners spanning all three major airline alliances (Star Alliance, Oneworld, and SkyTeam), plus several independent carriers.
Most transfers occur at a 1:1 ratio, meaning 1,000 Capital One miles become 1,000 airline miles. That ratio can get even better when there’s a limited-time transfer bonus.
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One thing worth remembering is that you don’t necessarily need to transfer miles to the airline you’re flying.
Take Air Canada Aeroplan, for example, which lets you book Star Alliance partners like Lufthansa and ANA. Or Virgin Red, whose Virgin Points can be shared with a linked Virgin Atlantic Flying Club account and used to book partner flights, including Delta.
Transfer bonuses to these programs come up fairly often. For a look at current offers, check out PointsYeah’s transfer bonus tracker (and bookmark it for future reference).
More on This: How to Convert Credit Card Points to Airline Miles
Capital One Hotel Transfer Partners
In addition to its 20 airline transfer partners, Capital One has three hotel loyalty program partners.
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How to Transfer Capital One Miles
You can transfer Capital One miles online or through the Capital One mobile app. Here’s how:
- Sign in to your Capital One account.
- Select View Rewards.
- Choose Transfer Rewards.
- Select your airline or hotel transfer partner.
- Enter the number of miles you’d like to transfer and confirm.
Capital One transfers require a minimum of 1,000 miles and can be made in increments of 100 miles thereafter.
For example, if you’re booking an award flight that costs 14,500 miles, you can transfer exactly 14,500 Capital One miles, provided the transfer ratio is 1:1 and there’s no active transfer bonus.
Some transfers process almost instantly, while others can take a day or more. And once miles leave your Capital One account, you can’t move them back.
That’s why it’s worth confirming award availability before transferring. It can also help to link your loyalty accounts ahead of time, since first-time transfers can occasionally trigger security checks or delays.
How to Search Capital One Award Flights With PointsYeah
PointsYeah searches live award availability across supported loyalty programs, including several Capital One airline and hotel transfer partners.
Enter your route and dates (or your destination for a hotel stay), then filter by program, cabin, and airline. You’ll see how many miles or points each program charges, making it easier to compare your options before transferring any Capital One miles.
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Which Capital One Credit Cards Earn Transferable Miles?
Capital One lets eligible travel rewards and business rewards cardholders transfer miles to airline and hotel partners.
| Capital One Card | Access to Transfer Partners |
|---|---|
| Capital One Venture X Rewards Credit Card | Yes |
| Capital One Venture Rewards Credit Card | Yes |
| Capital One VentureOne Rewards Credit Card | Yes |
| Capital One Venture X Business Rewards Credit Card | Yes |
| Capital One Venture Business | Yes |
| Capital One VentureOne Business | Yes |
| Capital One Quicksilver | Not directly |
| Capital One Savor | Not directly |
| Capital One Spark Cash Plus | Not directly |
| Capital One Spark Cash | Not directly |
Cash-back cards like the Quicksilver, Savor, or Spark products don’t offer transfers to airline and hotel partners on their own.
However, if you also have an eligible Capital One miles-earning card, you can generally combine rewards between accounts. Cash back converts to miles at a rate of 1 cent per mile, meaning $100 in cash back becomes 10,000 Capital One miles.
If you only have a cash-back card, you won’t have access to transfer partners.
In other words, you don’t necessarily need to put all your spending on a Venture card to take advantage of Capital One’s airline and hotel partners.
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