Category: Credit Cards

Content where a credit card, card issuer, transferable points program, or card benefit is the primary focus. Includes new offers, benefit changes, strategy, and card-related guides.

  • Capital One Venture Launches New 75K-Mile Offer With $300 Stays Credit

    Capital One Venture Launches New 75K-Mile Offer With $300 Stays Credit

    There’s a brand-new welcome offer on the venture_full: Capital One Venture Rewards Credit Card.

    The offer combines the card’s familiar 75,000-mile bonus with a new $300 credit for hotel and vacation rental bookings through Capital One Travel.

    The venture_short: Capital One Venture Card earns at least 2X miles per dollar on purchases and has a $95 annual fee.

    Here’s what to know about the new offer.

    Capital One Venture Card Offer Overview

    New venture_short: Capital One Venture Card holders can take advantage of the following offer:

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    The 75,000-mile bonus isn’t new. That’s the same number of miles the Venture card offered previously.

    The addition is the $300 Capital One Travel Stays credit. It can be used toward hotels and vacation rentals booked through Capital One Travel during the first cardholder year.

    The entire $300 can be used on one booking or split across multiple eligible bookings. If a booking is canceled before the credit expires, Capital One says the credit will be restored as long as it hasn’t expired.

    Purchases covered by the credit don’t earn miles.

    And importantly, this is a one-time welcome-offer benefit. It’s not a recurring $300 annual credit on the venture_short: Capital One Venture Card.

    What Else Comes With the Venture Card?

    The venture_short: Capital One Venture Card is fairly straightforward when it comes to earning miles.

    Cardholders get unlimited 2X miles per dollar on every purchase, every day. The card also earns unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

    It has a $95 annual fee and charges no foreign transaction fees. It also includes up to a $120 credit for Global Entry or TSA PreCheck.

    Young couple on a historic cobblestone street completes an online purchase together, man holding a credit card while woman uses a smartphone during their vacation
    GORCIA POTURAK / ISTOCK

    Capital One miles don’t expire for the life of the account. There are also several ways to use them.

    One option is redeeming miles toward eligible travel purchases. Capital One miles are worth 1 cent each this way, making 75,000 miles worth $750 toward eligible travel expenses.

    Miles can also be used to book travel through Capital One Travel.

    Another option is transferring miles to an airline or hotel loyalty program. Most Capital One partners transfer at a 1:1 ratio, including programs such as Air Canada Aeroplan, Air France-KLM Flying Blue, and British Airways Club.

    Other redemption options include gift cards and cash back. The value of a Capital One mile varies depending on how it’s redeemed.

    Who Is Eligible for the Welcome Offer?

    There is an important application rule to know about this offer.

    “You are not eligible for this product if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months.”

    That means someone who received a venture_x_full: Capital One Venture X Rewards Credit Card welcome bonus during the past four years wouldn’t be eligible for the venture_short: Capital One Venture Card bonus, either.

    More on This: How to Track Rewards and Manage Family Accounts with PointsYeah My Wallet

    What Could 75,000 Capital One Miles Help Book?

    Seventy-five thousand Capital One miles can cover $750 in eligible travel purchases. Transferring the miles to an airline or hotel program can open up some different possibilities.

    For example, 75,000 miles could be enough for two round-trip economy tickets to Europe, four round-trip tickets on some shorter domestic routes, or even a one-way business-class ticket across the Atlantic.

    Those aren’t just theoretical examples. Points Insider found several trips bookable for 75,000 miles, including options for couples, families, and a lie-flat trip to Europe.

    The $300 Capital One Travel Stays credit is separate from the 75,000 miles. It could cover part or all of an eligible hotel or vacation rental while the miles are used for something else.

    More on This: What Can You Get With 75,000 Capital One Miles?

  • What Can You Get With 75,000 Capital One Miles?

    What Can You Get With 75,000 Capital One Miles?

    Seventy-five thousand Capital One miles can cover $750 in travel.

    Book through Capital One Travel, or make an eligible travel purchase elsewhere and use miles to offset the cost afterward. It’s one of the most straightforward ways to redeem Capital One miles.

    But it’s not the only one.

    Capital One miles can also be transferred to airline and hotel loyalty programs. And some of these partner redemptions can make it possible to get more than the miles’ face value.

    Start With $750 Toward Travel

    Capital One miles are worth 1 cent each when used toward eligible travel purchases. That makes 75,000 miles worth $750.

    That could cover a $750 hotel stay, knock $500 off a flight and leave 25,000 miles behind, or pay for travel booked through Capital One Travel.

    Capital One offers other ways to redeem miles, too. But not all of them provide the same value. Cash back and redemptions toward non-travel purchases, for example, are worth half a cent per mile.

    Train, travel and senior dad with man for journey, commute and passenger on metro transportation in city. Public transport, station and father with son on vehicle for trip, ride and adventure in town
    ADENE SANCHEZ / ISTOCK

    Get More Than Face Value on Miles Transfers

    Capital One also lets cardholders transfer miles to participating airline and hotel loyalty programs. Most transfer at a 1:1 ratio, so 20,000 Capital One miles would become 20,000 miles or points with the receiving program.

    That can work well when an airline offers a flight for fewer miles than it would take to cover the cash price through Capital One. Ditto for hotels.

    There’s a little more work involved. Availability comes and goes, taxes and fees can apply, and transfers can’t be reversed. Find the flight or hotel first, then transfer the miles needed to book it.

    More on This: How to Convert Credit Card Points to Airline Miles

    Here’s What 75,000 Capital One Miles Can Book Now

    We searched PointsYeah for trips that could be booked with 75,000 Capital One miles or less. All of the examples below were available when we searched on September 8, 2026.

    Take two people to Europe

    Flying Blue, the loyalty program shared by Air France and KLM, offers monthly Promo Rewards, which discounts flights from several destinations. This month, more than a dozen flights between North America and Europe start at 18,750 miles each way.

    At that price, 75,000 miles is enough for two round-trip tickets.

    Round-trip flights from ORD to AMS via Flying Blue.
    KLM.COM

    There were plenty of other options outside the Promo Rewards list, too.

    We found Delta flights from Detroit (DTW) to Reykjavik (KEF) for 18,000 Flying Blue miles plus about $35 one way. The return costs the same number of miles, although taxes and fees jumped to about $310.

    Flight from DTW to KEF via Flying Blue.
    KLM.COM

    Boston (BOS) to Dublin (DUB) on Delta was available for 19,500 Flying Blue miles plus about $34 one way, again with higher fees on the return from Europe.

    Flight from BOS to DUB via Flying Blue.
    KLM.COM

    Cover a domestic trip for the family

    Seventy-five thousand miles can also cover several shorter flights.

    We found American flights from Miami (MIA) to Key West (EYW) for 9,200 Qantas points plus $5.60 each way. Capital One transfers to Qantas, which can use its points to book some American flights.

    At that price, four round-trip tickets would require 73,600 miles.

    Flight from MIA to EYW via Qantas.
    QANTAS.COM

    Other examples included American from Dallas (DFW) to San Diego (SAN) for 13,800 Qantas points plus $5.60 each way, and United from Newark (EWR) to Orlando (MCO) for 15,000 Aeroplan points plus about $33 each way.

    Flight from DFW to SAN via Qantas.
    QANTAS.COM

    Escape somewhere warm

    A couple could also put 75,000 miles toward a winter trip somewhere warmer.

    Delta flights from Atlanta (ATL) to Belize City (BZE) and Grand Cayman (GCM) were available through Virgin Atlantic for 16,500 points each way.

    Two round-trip tickets would require 66,000 miles. Belize came with about $8 in taxes outbound and $91 returning, while Grand Cayman was about $6 outbound and $109 back.

    Flight from ATL to BZE via Virgin Atlantic.
    VIRGINATLANTIC.COM

    We also found United flights between San Francisco (SFO) and Honolulu (HNL) for 17,500 Aeroplan points plus about $46 each way. Two round trips would require 70,000 miles.

    Flight from SFO to HNL via Air Canada.
    AIRCANADA.COM

    Splurge on business class

    Seventy-five thousand miles can even be enough for a one-way business-class ticket across the Atlantic.

    We found several flights through Air Canada Aeroplan for 60,000 points plus about $57 in taxes and fees:

    • Boston (BOS) to Zurich (ZRH) on SWISS
    • New York (JFK) to Frankfurt (FRA) on Singapore Airlines
    • Washington Dulles (IAD) to Brussels (BRU) on Brussels Airlines

    Any of those would leave 15,000 Capital One miles behind.

    Flight from JFK to FRA via Air Canada.
    AIRCANADA.COM

    Business class gets a lot of attention in the points and miles world, but it isn’t necessarily a better use of the miles. Four economy tickets to Key West could be far more useful than one lie-flat seat to Europe, depending on the trip.

    How to Earn 75,000 Capital One Miles

    Capital One miles can be earned with several credit cards.

    Two options are the venture_full: Capital One Venture Rewards Credit Card and venture_x_full: Capital One Venture X Rewards Credit Card. Both currently offer welcome bonuses of 75,000 Capital One miles after meeting their respective spending requirements.

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    The cards have different annual fees and benefits. Click “Learn More” on either card for its current offer, rates, fees, and other details.

  • Last Call: Earn Up to 200K Points or $1,000 Cash Back With These Chase Business Cards

    Last Call: Earn Up to 200K Points or $1,000 Cash Back With These Chase Business Cards

    Chase has a handful of elevated offers available on its business credit cards right now.

    Depending on the card, new cardholders can earn as many as 200,000 Ultimate Rewards points or $1,000 cash back after meeting a spending requirement.

    There are several offers to sort through, but the good news is that the distinction between points and cash back isn’t quite as important as it might seem. And qualifying for a business card can be more straightforward than the name suggests.

    Here’s what’s available right now.

    Elevated Chase Business Card Welcome Offers Are Available

    Several Chase business cards are currently offering elevated welcome bonuses, including cards that earn Ultimate Rewards points and others marketed as earning cash back.

    The offers, spending requirements, annual fees, and other benefits vary by card. Click “Learn More” on any card for a closer look.

    Ultimate Rewards cards

    The Chase business credit cards below earn Ultimate Rewards points. Those points can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase Travel, and used in several other ways.

    Each card varies in its earning rates, benefits, annual fee, and current welcome offer.

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    Cash back cards

    Chase also offers a couple of business cards that are marketed as cash-back cards. Both have no annual fee and identical bonuses, but they differ in how they earn rewards.

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    Anyone interested in traveling with points and miles might be inclined to ignore a cash-back card. But there’s a useful trick for anyone who also has a Chase card that earns Ultimate Rewards points.

    That cash back doesn’t necessarily have to stay cash back.

    Points or Cash Back? They Can Be Combined

    Chase markets some cards as earning cash back. But behind the scenes, those rewards can function a lot like Ultimate Rewards points.

    Every $1 in cash back is equivalent to 100 points. Rewards from an eligible cash-back card can then be combined with an Ultimate Rewards account from a points-earning Chase card.

    For example, someone with a Chase Sapphire Preferred Card who earns $1,000 cash back from a cash-back Ink Business card could combine those rewards and end up with 100,000 additional Ultimate Rewards points. The same idea works with an eligible business card that earns points, such as the Ink Business Preferred.

    That matters because Ultimate Rewards points are incredibly versatile. They can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase, used for statement credits, and more.

    In other words, an offer advertised as $1,000 cash back could effectively become 100,000 Ultimate Rewards points with the right combination of Chase cards.

    More on This: How Credit Card Transfer Partners Work

    Who Can Get a Business Card?

    A business credit card does require a business. But that doesn’t necessarily mean a company with employees, an office, or a huge amount of revenue.

    Traditional businesses can qualify, but so can many sole proprietors, freelancers, independent contractors, and people earning money from a side business.

    A group of colleagues working together in a contemporary office environment, focused on collaboration and teamwork to achieve professional goals. This setting embodies a productive and dynamic workplace atmosphere.
    MINISERIES / ISTOCK

    There are also some important restrictions to know about these welcome offers.

    For the Ink Business Preferred and Sapphire Reserve for Business, Chase says the new-cardmember bonus may not be available to anyone who has ever had that particular card. Chase also says it may consider factors related to the business when determining bonus eligibility.

    The language is broader for the no-annual-fee Ink Business Cash and Ink Business Unlimited. Chase says the bonus may not be available to anyone who has ever had that card or any other Chase for Business card without an annual fee.

    That means previous Chase business cards can matter even when applying for a different card, particularly with the no-annual-fee Ink cards.

    For the full eligibility requirements, spending requirements, offer terms, and explainers on each card’s benefits, click “Learn More” on the individual card above.

  • New Delta Amex Offers Include 200,000 Miles and Two Round-Trip Flight Certificates

    New Delta Amex Offers Include 200,000 Miles and Two Round-Trip Flight Certificates

    Delta flyers have a new opportunity to pick up a substantial number of SkyMiles.

    American Express rolled out elevated welcome offers across its lineup of Delta credit cards, with the largest offering up to 200,000 bonus SkyMiles.

    That’s enough to get our attention. But the amount of miles isn’t the only thing worth considering.

    Each card comes with a different annual fee, spending requirement, and set of Delta benefits, so it helps to start with what you actually want from the card and where those miles could take you.

    Elevated Delta Amex Welcome Offers Are Available

    There are elevated offers across both the personal and business Delta card lineups. Click “Learn More” on any card below to see the full offer and application details.

    Delta Personal Credit Cards

    Delta offers three personal cards with elevated welcome offers, ranging from the Gold to the more premium Platinum and Reserve cards.

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    Delta Business Credit Cards

    Business owners have three options as well, with elevated offers available on the Gold, Platinum, and Reserve Business cards.

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    Think About Where the Miles Could Take You

    A big welcome offer is only useful if the miles help you take a trip you actually want to take.

    Delta doesn’t publish an award chart (a reference showing how many miles an award should cost). Instead, award prices can vary considerably depending on the route and date.

    Before applying for a card primarily for the welcome offer, it’s worth seeing what Delta is charging for trips you’re interested in taking.

    You can search Delta SkyMiles award availability directly through PointsYeah, along with other supported airline programs. That gives you a better idea of what the miles could get you before deciding how useful a particular welcome offer would be.

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    And if you end up with one of these Delta cards, there’s another benefit when it’s time to use those miles.

    A perk called “TakeOff 15” gives eligible cardholders at least 15% off the mileage price of eligible Delta-operated award flights. There’s no limit to how many times you can use the benefit, and the discount appears when you’re logged into the SkyMiles account associated with an eligible card.

    The elevated welcome offers won’t be around forever. But whether one is right for you ultimately depends on where those miles can take you.

  • Save 15% on Delta Award Flights With TakeOff 15

    Save 15% on Delta Award Flights With TakeOff 15

    If you have an eligible Delta credit card, there’s a good chance your next Delta award flight will cost fewer miles than the advertised price.

    That’s thanks to TakeOff 15.

    This is a benefit that gives eligible Delta American Express cardholders 15% off award flights operated by Delta. The discount is automatic, there’s nothing to activate, and there’s no limit to how many times you can use it.

    It’s a surprisingly useful benefit that takes no extra effort to use.

    How Delta TakeOff 15 Works

    TakeOff 15 is available to primary cardholders of the personal and business versions of the Delta Gold, Platinum, and Reserve American Express cards.

    To use the benefit, log into the SkyMiles account associated with your eligible card and search for an award flight on Delta.com or the Fly Delta app. The discount should automatically appear on eligible flights.

    Screenshot of Delta discounted award pricing for cardmembers.
    DELTA.COM

    Put differently, if an award normally costs 15,100 SkyMiles, a 15% discount brings it down to 12,800 miles, since Delta likes to round down. On a 412,300-mile award (pricey), you’d save more than 60,000 miles.

    That’s pretty wild.

    The discount only applies to the mileage portion of the ticket, so you’ll still pay the normal taxes and fees.

    More on This: Current Delta Amex Credit Card Offers

    See What TakeOff 15 Could Save You

    Since Delta’s award prices can vary considerably from one flight to another, so can the number of miles you’ll save.

    You can search live Delta SkyMiles award availability through PointsYeah to see what Delta is charging for a trip you’re considering — and PointsYeah shows Delta cardmember pricing, too.

    Screenshot showing PointsYeah results with Delta cardmember pricing.
    POINTSYEAH

    There’s no guarantee that a discounted Delta award will be the best option for every trip. But if Delta has the flight you want and you’re planning to use SkyMiles, TakeOff 15 means you can keep 15% of those miles for another trip.