Category: Cards

Content where a credit card, card issuer, transferable points program, or card benefit is the primary focus. Includes new offers, benefit changes, strategy, and card-related guides.

Capital One Venture Offering a 75K-Mile Bonus With $300 Stays Credit

The venture_full: Capital One Venture Rewards Credit Card currently has a welcome offer that combines its familiar 75,000-mile bonus with a $300 credit for hotel and vacation rental bookings through Capital One Travel.

There’s a lot to like about this card, including the fact that it earns at least 2X miles per dollar on purchases and has a $95 annual fee.

Here’s what to know about the new offer.

Capital One Venture Card Offer Overview

New venture_short: Capital One Venture Card holders can take advantage of the following offer:

{{ credit-card-widget uri=”venture” }}

The 75,000-mile bonus isn’t new. That’s the same number of miles the Venture card offered previously.

The addition is the $300 Capital One Travel Stays credit. It can be used toward hotels and vacation rentals booked through Capital One Travel during the first cardholder year.

The entire $300 can be used on one booking or split across multiple eligible bookings. If a booking is canceled before the credit expires, Capital One says the credit will be restored as long as it hasn’t expired.

Purchases covered by the credit don’t earn miles.

And importantly, this is a one-time welcome-offer benefit. It’s not a recurring $300 annual credit on the venture_short: Capital One Venture Card.

What Else Comes With the Venture Card?

The venture_short: Capital One Venture Card is fairly straightforward when it comes to earning miles.

Cardholders get unlimited 2X miles per dollar on every purchase, every day. The card also earns unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

It has a $95 annual fee and charges no foreign transaction fees. It also includes up to a $120 credit for Global Entry or TSA PreCheck.

GORCIA POTURAK / ISTOCK

Capital One miles don’t expire for the life of the account. There are also several ways to use them.

One option is redeeming miles toward eligible travel purchases. Capital One miles are worth 1 cent each this way, making 75,000 miles worth $750 toward eligible travel expenses.

Miles can also be used to book travel through Capital One Travel.

Another option is transferring miles to an airline or hotel loyalty program. Most Capital One partners transfer at a 1:1 ratio, including programs such as Air Canada Aeroplan, Air France-KLM Flying Blue, and British Airways Club.

Other redemption options include gift cards and cash back. The value of a Capital One mile varies depending on how it’s redeemed.

Who Is Eligible for the Welcome Offer?

There is an important application rule to know about this offer.

“You are not eligible for this product if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months.”

That means someone who received a venture_x_full: Capital One Venture X Rewards Credit Card welcome bonus during the past four years wouldn’t be eligible for the venture_short: Capital One Venture Card bonus, either.

More on This: How to Track Rewards and Manage Family Accounts with PointsYeah My Wallet

What Could 75,000 Capital One Miles Help Book?

Seventy-five thousand Capital One miles can cover $750 in eligible travel purchases. Transferring the miles to an airline or hotel program can open up some different possibilities.

For example, 75,000 miles could be enough for two round-trip economy tickets to Europe, four round-trip tickets on some shorter domestic routes, or even a one-way business-class ticket across the Atlantic.

Those aren’t just theoretical examples. Points Insider found several trips bookable for 75,000 miles, including options for couples, families, and a lie-flat trip to Europe.

The $300 Capital One Travel Stays credit is separate from the 75,000 miles. It could cover part or all of an eligible hotel or vacation rental while the miles are used for something else.

More on This: What Can You Get With 75,000 Capital One Miles?

September 8, 2026
What Can You Get With 75,000 Capital One Miles?
Seventy-five thousand Capital One miles can cover $750 in travel.

Book through Capital One Travel, or make an eligible travel purchase elsewhere and use miles to offset the cost afterward. It’s one of the most straightforward ways to redeem Capital One miles.

But it’s not the only one.

Capital One miles can also be transferred to airline and hotel loyalty programs. And some of these partner redemptions can make it possible to get more than the miles’ face value.

Start With $750 Toward Travel

Capital One miles are worth 1 cent each when used toward eligible travel purchases. That makes 75,000 miles worth $750.

That could cover a $750 hotel stay, knock $500 off a flight and leave 25,000 miles behind, or pay for travel booked through Capital One Travel.

Capital One offers other ways to redeem miles, too. But not all of them provide the same value. Cash back and redemptions toward non-travel purchases, for example, are worth half a cent per mile.

ADENE SANCHEZ / ISTOCK

Get More Than Face Value on Miles Transfers

Capital One also lets cardholders transfer miles to participating airline and hotel loyalty programs. Most transfer at a 1:1 ratio, so 20,000 Capital One miles would become 20,000 miles or points with the receiving program.

That can work well when an airline offers a flight for fewer miles than it would take to cover the cash price through Capital One. Ditto for hotels.

There’s a little more work involved. Availability comes and goes, taxes and fees can apply, and transfers can’t be reversed. Find the flight or hotel first, then transfer the miles needed to book it.

More on This: How to Convert Credit Card Points to Airline Miles

Here’s What 75,000 Capital One Miles Can Book Now

We searched PointsYeah for trips that could be booked with 75,000 Capital One miles or less. All of the examples below were available when we searched on September 8, 2026.

Take two people to Europe

Flying Blue, the loyalty program shared by Air France and KLM, offers monthly Promo Rewards, which discounts flights from several destinations. This month, more than a dozen flights between North America and Europe start at 18,750 miles each way.

At that price, 75,000 miles is enough for two round-trip tickets.

KLM.COM

There were plenty of other options outside the Promo Rewards list, too.

We found Delta flights from Detroit (DTW) to Reykjavik (KEF) for 18,000 Flying Blue miles plus about $35 one way. The return costs the same number of miles, although taxes and fees jumped to about $310.

KLM.COM

Boston (BOS) to Dublin (DUB) on Delta was available for 19,500 Flying Blue miles plus about $34 one way, again with higher fees on the return from Europe.

KLM.COM

Cover a domestic trip for the family

Seventy-five thousand miles can also cover several shorter flights.

We found American flights from Miami (MIA) to Key West (EYW) for 9,200 Qantas points plus $5.60 each way. Capital One transfers to Qantas, which can use its points to book some American flights.

At that price, four round-trip tickets would require 73,600 miles.

QANTAS.COM

Other examples included American from Dallas (DFW) to San Diego (SAN) for 13,800 Qantas points plus $5.60 each way, and United from Newark (EWR) to Orlando (MCO) for 15,000 Aeroplan points plus about $33 each way.

QANTAS.COM

Escape somewhere warm

A couple could also put 75,000 miles toward a winter trip somewhere warmer.

Delta flights from Atlanta (ATL) to Belize City (BZE) and Grand Cayman (GCM) were available through Virgin Atlantic for 16,500 points each way.

Two round-trip tickets would require 66,000 miles. Belize came with about $8 in taxes outbound and $91 returning, while Grand Cayman was about $6 outbound and $109 back.

VIRGINATLANTIC.COM

We also found United flights between San Francisco (SFO) and Honolulu (HNL) for 17,500 Aeroplan points plus about $46 each way. Two round trips would require 70,000 miles.

AIRCANADA.COM

Splurge on business class

Seventy-five thousand miles can even be enough for a one-way business-class ticket across the Atlantic.

We found several flights through Air Canada Aeroplan for 60,000 points plus about $57 in taxes and fees:
- Boston (BOS) to Zurich (ZRH) on SWISS
- New York (JFK) to Frankfurt (FRA) on Singapore Airlines
- Washington Dulles (IAD) to Brussels (BRU) on Brussels Airlines
Any of those would leave 15,000 Capital One miles behind.

AIRCANADA.COM

Business class gets a lot of attention in the points and miles world, but it isn’t necessarily a better use of the miles. Four economy tickets to Key West could be far more useful than one lie-flat seat to Europe, depending on the trip.

How to Earn 75,000 Capital One Miles

Capital One miles can be earned with several credit cards.

Two options are the venture_full: Capital One Venture Rewards Credit Card and venture_x_full: Capital One Venture X Rewards Credit Card. Both currently offer welcome bonuses of 75,000 Capital One miles after meeting their respective spending requirements.

{{ credit-card-widget uri=”venture” }}

{{ credit-card-widget uri=”venturex” }}

The cards have different annual fees and benefits. Click “Learn More” on either card for its current offer, rates, fees, and other details.
September 8, 2026
Earn Up to 200K Points or $750 Cash Back With These Chase Business Cards

Chase has a handful of offers available on its business credit cards right now.

Depending on the card, new cardholders can earn as many as 200,000 Ultimate Rewards points or $750 cash back after meeting a spending requirement.

There are several offers to sort through, but the good news is that the distinction between points and cash back isn’t quite as important as it might seem. And qualifying for a business card can be more straightforward than the name suggests.

Here’s what’s available now.

Elevated Chase Business Card Welcome Offers Are Available

Several Chase business cards are currently offering elevated welcome bonuses.

The offers, spending requirements, annual fees, and other benefits vary by card. Click “Learn More” on any card for a closer look.

Ultimate Rewards cards

The Chase business credit cards below earn Ultimate Rewards points. Those points can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase Travel, and used in several other ways.

Each card varies in its earning rates, benefits, annual fee, and current welcome offer.

{{ credit-card-widget uri=”inkbusinesspreferred” }}

{{ credit-card-widget uri=”csrbiz” }}

Cash back cards

Chase also offers a couple of business cards that are marketed as cash-back cards. Both have no annual fee and identical bonuses, but they differ in how they earn rewards.

{{ credit-card-widget uri=”inkbusinesscash” }}

{{ credit-card-widget uri=”inkbusinessunlimited” }}

Anyone interested in traveling with points and miles might be inclined to ignore a cash-back card. But there’s a useful trick for anyone who also has a Chase card that earns Ultimate Rewards points.

That cash back doesn’t necessarily have to stay cash back.

Points or Cash Back? They Can Be Combined

Chase markets some cards as earning cash back. But behind the scenes, those rewards can function a lot like Ultimate Rewards points.

Every $1 in cash back is equivalent to 100 points. Rewards from an eligible cash-back card can then be combined with an Ultimate Rewards account from a points-earning Chase card.

For example, someone with a Chase Sapphire Preferred Card who earns $750 cash back from a cash-back Ink Business card could combine those rewards and end up with 75,000 additional Ultimate Rewards points. The same idea works with an eligible business card that earns points, such as the Ink Business Preferred.

That matters because Ultimate Rewards points are incredibly versatile. They can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase, used for statement credits, and more.

More on This: How Credit Card Transfer Partners Work

Who Can Get a Business Card?

A business credit card does require a business. But that doesn’t necessarily mean a company with employees, an office, or a huge amount of revenue.

Traditional businesses can qualify, but so can many sole proprietors, freelancers, independent contractors, and people earning money from a side business.

MINISERIES / ISTOCK

There are also some important restrictions to know about these welcome offers.

For the Ink Business Preferred and Sapphire Reserve for Business, Chase says the new-cardmember bonus may not be available to anyone who has ever had that particular card. Chase also says it may consider factors related to the business when determining bonus eligibility.

The language is broader for the no-annual-fee Ink Business Cash and Ink Business Unlimited. Chase says the bonus may not be available to anyone who has ever had that card or any other Chase for Business card without an annual fee.

That means previous Chase business cards can matter even when applying for a different card, particularly with the no-annual-fee Ink cards.

For the full eligibility requirements, spending requirements, offer terms, and explainers on each card’s benefits, click “Learn More” on the individual card above.

September 3, 2026
Southwest Is Going Premium With Airport Lounges and a New Credit Card
Southwest Airlines is getting into the airport lounge business for the first time, and a new premium credit card is coming with it.

The airline announced Wednesday that it plans to build a network of Southwest-branded lounges in partnership with Chase. The first four locations are expected to open in late 2027.

And Southwest isn’t stopping there.

The airline says at least seven additional lounges are planned over the following several years. This will put its initial network at 11 or more locations.

It goes without saying that these developments are another massive shift for Southwest, which has changed a lot about its experience in recent years. The airline has introduced assigned seating and extra-legroom seats, ended its long-standing two-free-checked-bags policy for most customers, and increasingly added products aimed at customers willing to pay more for their trip.

Now, that experience will extend into the airport.

Southwest’s First Lounges Are Coming to 4 Airports

Construction is already underway on Southwest’s first four lounges at:
- Austin-Bergstrom International Airport (AUS)
- Baltimore/Washington International Thurgood Marshall Airport (BWI)
- Daniel K. Inouye International Airport (HNL)
- Nashville International Airport (BNA)
Southwest expects to begin welcoming guests in late 2027, though it hasn’t provided opening dates for the individual locations.

JOHN CHASE / ISTOCK

The airline is working with Chase on the lounges and plans to draw on the bank’s existing Chase Sapphire Lounge network. Southwest says the spaces will combine its own approach to hospitality with locally inspired dining, more sophisticated design, and amenities and travel benefits already found in Chase’s lounges.

For now, that’s about as specific as Southwest is getting.

The airline hasn’t revealed the size or exact location of the first lounges, what amenities each will offer, or where the next seven or more locations will be. We don’t have renderings yet, either.

The initial airport choices do offer a sense of where Southwest is starting. Austin, Baltimore, Honolulu, and Nashville are all significant Southwest markets.

And with at least 11 lounges now in the pipeline, this is intended to become a network rather than a handful of experiments.

A New Premium Southwest Credit Card Is Coming, Too

Southwest will also introduce a new premium Rapid Rewards credit card from Chase in 2027. The card is slated to provide access to the new lounges.

That’s just about all we know about the card for now.

Southwest hasn’t announced its annual fee, welcome offer, other benefits, or exactly how lounge access will work. We also don’t yet know whether there will be other ways to enter the lounges, including for customers with certain Southwest tickets or elite status.

There are also some interesting questions about how the Southwest and Chase lounge networks will overlap.

Southwest hasn’t said whether Chase Sapphire Reserve cardholders will receive access to Southwest lounges or whether holders of the new Southwest card will have any access to Chase Sapphire Lounges.

Those details will come later. But the new card and lounge network indicate that Southwest is continuing its push to offer more to customers willing to pay for a premium experience.
September 2, 2026
Save 15% on Delta Award Flights With TakeOff 15

If you have an eligible Delta credit card, there’s a good chance your next Delta award flight will cost fewer miles than the advertised price.

That’s thanks to TakeOff 15.

This is a benefit that gives eligible Delta American Express cardholders 15% off award flights operated by Delta. The discount is automatic, there’s nothing to activate, and there’s no limit to how many times you can use it.

It’s a surprisingly useful benefit that takes no extra effort to use.

How Delta TakeOff 15 Works

TakeOff 15 is available to primary cardholders of the personal and business versions of the Delta Gold, Platinum, and Reserve American Express cards.

To use the benefit, log into the SkyMiles account associated with your eligible card and search for an award flight on Delta.com or the Fly Delta app. The discount should automatically appear on eligible flights.

DELTA.COM

Put differently, if an award normally costs 15,100 SkyMiles, a 15% discount brings it down to 12,800 miles, since Delta likes to round down. On a 412,300-mile award (pricey), you’d save more than 60,000 miles.

That’s pretty wild.

The discount only applies to the mileage portion of the ticket, so you’ll still pay the normal taxes and fees.

More on This: Current Delta Amex Credit Card Offers

See What TakeOff 15 Could Save You

Since Delta’s award prices can vary considerably from one flight to another, so can the number of miles you’ll save.

You can search live Delta SkyMiles award availability through PointsYeah to see what Delta is charging for a trip you’re considering — and PointsYeah shows Delta cardmember pricing, too.

POINTSYEAH

There’s no guarantee that a discounted Delta award will be the best option for every trip. But if Delta has the flight you want and you’re planning to use SkyMiles, TakeOff 15 means you can keep 15% of those miles for another trip.

August 27, 2026
Current Credit Card Transfer Bonuses: Amex, Chase, Capital One, Citi & More

Thinking about transferring your credit card points?

Every so often, banks run promotions that give you more airline miles or hotel points when you transfer from an eligible credit card rewards program. Instead of receiving the usual number of miles or points, you might receive 20%, 50%, or even more than that.

Below you’ll find every current transfer bonus from the major transferable credit card rewards programs, along with each offer’s expiration date.

Current Transfer Bonuses

Transfer bonuses come and go throughout the year. The table below is automatically updated as new offers begin and existing ones expire.

{{ transfer-bonus-table }}

Before You Transfer Your Points

It can be tempting to see a 30% credit card transfer bonus and think there’s no better time to transfer points.

Maybe. But pause for a second.

Find the flight or hotel you want first. Use PointsYeah to compare your booking options across several loyalty programs. Then, if a transfer bonus helps lower the number of credit card points you’ll need, it’s time to make the transfer.

Once your points become airline miles or hotel points, you can’t move them back.

And transferring without a plan can potentially leave you with a balance that’s much harder to use than the credit card points you started with.

Historical Transfer Bonuses

Transfer bonuses rarely follow a set schedule. Some loyalty programs run promotions several times a year, while others may go months without offering another one.

Expand a credit card rewards program below to browse its previous transfer bonuses. You’ll be able to see which loyalty programs have received bonuses in the past, how large those bonuses were, and when they were offered.

{{ transfer-bonus-history }}

August 18, 2026
How Credit Card Transfer Partners Work

If you’ve ever searched online for ways to use your credit card points, you’ve probably come across advice like, “Transfer your points to an airline partner instead.”

That sounds straightforward enough.

But if you’ve never done it before, it’s also a fair question to ask: What’s an airline partner, and why would I transfer my points there instead of just using them through my credit card?

The answer is pretty simple.

What Is a Credit Card Transfer Partner?

A transfer partner is an airline or hotel loyalty program that accepts transfers from an eligible credit card rewards program.

Think of your credit card points as one currency and airline miles as another. A transfer partner is what allows you to exchange one for the other.

For example, if you have Chase Ultimate Rewards points, you can transfer them to programs like United MileagePlus or Air Canada Aeroplan.

Once the transfer is complete, your Chase points become airline miles in that program. And they’re yours to use when you’re ready to book a flight.

The same idea applies to hotels. Lots of credit card rewards programs also let you transfer points to participating hotel loyalty programs.

LORDHENRIVOTON / ISTOCK

Why Do Credit Card Transfer Partners Matter?

Transfer partners matter because they give you choices in how you redeem your rewards. And who doesn’t like choices?

Imagine you’re planning a trip to London.

You might assume you need to redeem your credit card points through your bank’s travel portal. But if your points can be transferred instead, you may have several different airline loyalty programs that can book the same trip.

In some cases, transferring your points may require fewer points than booking through your bank’s travel portal. If a credit card transfer bonus is available, that number could be even lower.

Having transfer partners gives you more ways to use your points instead of relying on other redemption options, such as booking through your bank’s travel portal, covering purchases on your credit card statement, or redeeming points for gift cards.

Not Every Credit Card Has the Same Transfer Partners

Each credit card rewards program has its own list of airline and hotel transfer partners.

For example, Chase Ultimate Rewards includes United MileagePlus as a transfer partner, while American Express Membership Rewards partners with Delta SkyMiles.

Capital One Miles, Citi ThankYou Rewards, Bilt Rewards, U.S. Bank Altitude Rewards, and Wells Fargo Rewards all have their own mix of airline and hotel partners.

If you’re looking for a complete list of transfer partners and instructions for moving your rewards, see our guide on how to convert credit card points to airline miles.

MILADIN PUSICIC / ISTOCK

Search Before You Transfer

One of the most important things to remember is that transferring points is a one-way transaction.

Once your credit card points become airline miles or hotel points, you can’t transfer them back. That’s why it’s always a good idea to search for the award you want before transferring your points.

PointsYeah makes this process easier by showing live award availability across supported airline and hotel loyalty programs.

{{ search-widget mode=”flight-hotel” }}

Once you’ve found the flight or hotel you want, you can identify the appropriate transfer partner, check for any available transfer bonuses, and transfer only the points you need to complete your booking.

August 13, 2026
What’s a Credit Card Transfer Bonus?
If you’ve ever seen an offer like “Transfer your points and get 25% more Flying Blue miles,” you might have wondered what that actually means in the simplest of terms.

That’s a credit card transfer bonus.

Instead of receiving the normal number of airline miles or hotel points when you transfer rewards, a transfer bonus gives you a little something extra for making the same transfer.

Here’s how transfer bonuses work, when they can be useful, and how to keep track of current offers.

What Is a Credit Card Transfer Bonus?

A credit card transfer bonus is a limited-time promotion that increases the number of airline miles or hotel points you receive when transferring rewards from an eligible credit card program.

For example, imagine you transfer 10,000 Chase Ultimate Rewards points to Air France-KLM Flying Blue.

Under normal circumstances, 10,000 Chase Ultimate Rewards points become 10,000 Flying Blue miles.

During a 25% transfer bonus, those same 10,000 Chase Ultimate Rewards points become 12,500 Flying Blue miles.

SJO / ISTOCK

You’re transferring the same number of credit card points. The transfer bonus simply gives you more airline miles or hotel points once the transfer is complete.

Those extra miles or points may not sound like much at first, but they can reduce the number of credit card points needed for a trip. And those savings can add up over time.

Which Credit Card Programs Offer Transfer Bonuses?

Transfer bonuses are most commonly offered by flexible rewards programs (credit card rewards that can be transferred to multiple airline and hotel loyalty programs).

These often include:
- American Express Membership Rewards
- Bilt Rewards (typically on the first of the month as part of Rent Day promotions)
- Capital One Miles
- Chase Ultimate Rewards
- Citi ThankYou Rewards
Each program runs promotions throughout the year, and the participating airline or hotel partners can vary from one offer to the next.

MILORAD KRAVIC / ISTOCK

How to Find Current Transfer Bonuses

Transfer bonuses come and go throughout the year, and each bank runs promotions on its own schedule.

Understandably, keeping track of them across multiple rewards programs can quickly become a chore.

PointsYeah keeps an up-to-date list of current credit card transfer bonuses. This makes it easy to see which bank programs and airline or hotel partners are currently offering promotions.

Even better, when you’re searching for award flights with PointsYeah, eligible transfer bonuses are automatically factored into your search results. That means you can compare your options without having to calculate the bonus yourself.

POINTSYEAH

Should You Transfer Points During a Bonus?

Not necessarily.

A transfer bonus can make an award booking more attractive, but it doesn’t automatically mean you should transfer your points.

Before you do anything with your credit card points, it’s worth considering a few things:
- Is the award flight or hotel actually available?
- Does transferring points cost less than paying cash?
- Are you ready to book?
These questions matter because point transfers can’t be reversed. Once your credit card points become airline miles or hotel points, you can’t transfer them back.

Put differently, a transfer bonus is best viewed as an opportunity and not a reason to book a trip. If you’ve already found the award you want, a bonus can help your points go a little further. If you haven’t, it’s usually better to keep your points where they are until you’re ready to book.
August 13, 2026
How to Convert Credit Card Points to Airline Miles
One of the biggest advantages of earning rewards through a travel credit card is the flexibility you have when it’s time to book travel.

Unlike airline miles, many credit card points can be transferred to multiple airline loyalty programs. Instead of being locked into a single airline, you can choose the program that best suits your trip.

If you’ve never transferred credit card points before, the process is easier than you might think. And once you understand which airline partners your bank works with, transferring your points usually takes only a few minutes.

Here’s how to convert your credit card points into airline miles.

Before You Transfer Your Points

Before transferring a single point, it’s a good idea to search for the award flight you want.

Credit card point transfers are one-way. Once your points become airline miles, you can’t transfer them back to your credit card rewards program.

That’s why it’s usually best to:
- Search for your award flight first.
- Confirm that seats are available.
- Compare the cash price with the points required.
- Transfer only the number of points you need to complete your booking.
PointsYeah makes this process much easier by showing live award availability across supported airline programs.

Search results also identify which transferable credit card currencies can be used for a particular redemption and highlight any applicable transfer bonuses.

ROSSHELEN / ISTOCK

American Express Membership Rewards

American Express airline transfer partners

American Express Membership Rewards points (for US residents) are transferable to the following airline loyalty programs.

{{ transfer-partner-table bank=”Amex” type=”airline” }}

Most Amex transfers process instantly, though transfer times can vary by the airline.

One important exception involves transfers to U.S.-based airline programs such as Delta SkyMiles and JetBlue TrueBlue. American Express charges an excise tax offset fee of 0.06 cents per point transferred (up to a maximum of $99) for these transfers.

While you can use Membership Rewards points to cover the fee at checkout, you’re generally better off paying it with your American Express card and saving your points for travel.

How to transfer American Express Membership Rewards
1. Sign in to your American Express account.
2. Open Rewards & Benefits, then select Transfer Points.
3. Choose your airline loyalty program and link your account if necessary.
4. Enter the number of Membership Rewards points you’d like to transfer.
5. Review the information and confirm your transfer.
Bilt Rewards

Bilt airline transfer partners

Bilt Rewards Points are transferable to the following airline loyalty programs.

{{ transfer-partner-table bank=”Bilt” type=”airline” }}

Most Bilt transfers process instantly, though transfer times can vary by the airline.

How to transfer Bilt Rewards
1. Sign in to your Bilt account.
2. Select the Rewards tab.
3. Tap Transfer.
4. Choose your airline partner.
5. Enter the number of points to transfer and confirm.
Capital One Miles

Capital One airline transfer partners

Capital One Miles are transferable to the following airline loyalty programs.

{{ transfer-partner-table bank=”Capital One” type=”airline” }}

Most Capital One transfers process instantly, though transfer times can vary by the airline.

How to transfer Capital One Miles
1. Sign in to your Capital One account.
2. Select View Rewards.
3. Choose Transfer Rewards.
4. Select your airline partner.
5. Enter the number of miles you’d like to transfer and confirm.
Chase Ultimate Rewards

Chase airline transfer partners

Chase Ultimate Rewards points are transferable to the following airline loyalty programs.

{{ transfer-partner-table bank=”Chase” type=”airline” }}

Most Chase transfers process instantly, though transfer times can vary by the airline.

How to transfer Chase Ultimate Rewards
1. Sign in to your Chase account.
2. Open Ultimate Rewards.
3. Select Transfer Points to Partners.
4. Choose your airline loyalty program.
5. Enter the number of points you’d like to transfer and confirm.
Citi ThankYou Rewards

Citi airline transfer partners

Citi ThankYou Rewards points are transferable to the following airline loyalty programs.

{{ transfer-partner-table bank=”Citi” type=”airline” }}

Note: Transfer ratios vary depending on your Citi ThankYou-earning card. Be sure to confirm the transfer ratio that applies to your account before transferring points.

Most Citi transfers process instantly, though transfer times can vary by the airline.

How to transfer Citi ThankYou Rewards
1. Sign in to ThankYou.com.
2. Select Points Transfer.
3. Choose your airline partner.
4. Enter the number of ThankYou points you’d like to transfer.
5. Confirm your transfer.
U.S. Bank Altitude Rewards

U.S. Bank airline transfer partners

U.S. Bank Altitude Rewards points are transferable to the following airline loyalty programs.

{{ transfer-partner-table bank=”US Bank” type=”airline” }}

Most U.S. Bank transfers process instantly, though transfer times can vary by the airline.

How to transfer U.S. Bank Altitude Rewards
1. Sign in to your U.S. Bank account.
2. Open your rewards dashboard.
3. Select Transfer Points.
4. Choose your airline loyalty program.
5. Enter the number of points to transfer and confirm.
Wells Fargo Rewards

Wells Fargo airline transfer partners

Wells Fargo Rewards points are transferable to the following airline loyalty programs.

{{ transfer-partner-table bank=”WF” type=”airline” }}

Most Wells Fargo transfers process instantly, though transfer times can vary by the airline.

How to transfer Wells Fargo Rewards
1. Sign in to your Wells Fargo account.
2. Select Wells Fargo Rewards.
3. Tap See All Options, then Rewards Points Transfer.
4. Choose your airline partner.
5. Enter the number of points you’d like to transfer.
6. Review the information and submit your transfer.
Things to Know Before You Transfer

Transfers are usually final

In most cases, transfers from a credit card rewards program to an airline loyalty account can’t be reversed.

Before transferring your points, make sure you’ve found the award flight you want, and you’re ready to complete the booking.

POIKE / ISTOCK

Transfer times can vary

Most transfers happen within minutes, but not every airline processes transfers at the same speed.

Occasionally, transfers may take several hours or even a few days. And your first transfer to a particular airline loyalty program may also take longer than subsequent transfers, especially if your loyalty account hasn’t been linked before.

While delays are relatively uncommon, they’re worth keeping in mind if you’re booking an award with limited availability.

Transfer bonuses can stretch your points further

Banks periodically offer transfer bonuses that increase the number of airline miles you receive from the same number of credit card points.

For example, a 25% transfer bonus means 10,000 transferable credit card points become 12,500 airline miles instead of the usual 10,000.

Before transferring your points, check our Current Credit Card Transfer Bonuses guide to see whether an active promotion could help you receive more airline miles.
August 13, 2026