Category: Cards

Content where a credit card, card issuer, transferable points program, or card benefit is the primary focus. Includes new offers, benefit changes, strategy, and card-related guides.

  • American Express Centurion Lounges: What to Know Before You Visit

    American Express Centurion Lounges: What to Know Before You Visit

    American Express has spent more than a decade building one of the largest credit card airport lounge networks in the world.

    The first Centurion Lounge opened in 2013. Since then, the network has expanded across the United States and into airports from London to Tokyo, with more locations on the way.

    Unlike airline lounges, access isn’t tied to flying a particular airline or sitting in a premium cabin. It comes primarily through a handful of premium American Express cards.

    Here’s where to find Centurion Lounges, who can get in, and what to know before your visit.

    Where Can You Find American Express Centurion Lounges?

    American Express operates Centurion Lounges across the United States and at several international airports.

    United States

    AirportLocation
    Atlanta (ATL)Concourse E
    Charlotte (CLT)Between concourses D and E
    Dallas Fort Worth (DFW)Terminal D
    Denver (DEN)Concourse C
    Houston (IAH)Terminal D
    Las Vegas (LAS)Concourse D
    Los Angeles (LAX)Tom Bradley International Terminal (TBIT)
    Miami (MIA)Concourse D
    New York Kennedy(JFK)Terminal 4
    New York LaGuardia (LGA)Terminal B
    Philadelphia (PHL)Terminal A, West
    Phoenix (PHX)Terminal 4
    Salt Lake City (SLC)Concourse B
    San Francisco (SFO)Terminal 2, Concourse D (temporary location)
    Seattle (SEA)Central Terminal
    Washington National (DCA)Terminal 2

    International

    AirportLocation
    Amsterdam (AMS)Between Concourses E and F
    Buenos Aires (EZE)Terminal B
    Delhi (DEL)Terminal 1D
    Hong Kong (HKG)Terminal 1
    London (LHR)Terminal 3
    Melbourne (MEL)Terminal 2
    Mexico City (MEX)Terminal 1 (International), Terminal 2, Terminal 1 (Domestic), and Terminal 1
    Monterrey (MTY)Terminal A and Terminal B
    Mumbai (BOM)Terminal 2, Domestic
    Stockholm (ARN)Terminal 5
    Sydney (SYD)Terminal 1 (International)
    Tokyo Haneda (HND)Terminal 3

    More Centurion Lounges are on the way

    The network is still growing, with additional Centurion Lounges already announced.

    AirportLocationExpected
    Newark (EWR)Terminal A2026
    London (LHR)Terminal 52028
    Boston (BOS)Terminal C2029

    Sidecar by the Centurion Lounge

    American Express is also experimenting with a smaller lounge concept called Sidecar by The Centurion Lounge.

    Sidecar is designed for shorter visits, with drinks and light bites rather than the broader dining and amenity experience found at a full Centurion Lounge. Visits are limited to 90 minutes before departure.

    The first Sidecar opened at Las Vegas (LAS) in 2025, and another is planned for Charlotte (CLT) in 2027.

    Who Can Access a Centurion Lounge?

    You can’t purchase a Centurion Lounge membership or simply pay for a day pass.

    Instead, complimentary access comes primarily through eligible American Express cards, including:

    • The Platinum Card® from American Express
    • The Business Platinum Card® from American Express
    • Centurion® Card
    • Delta SkyMiles® Reserve cardmembers (when flying Delta)
    • Delta SkyMiles® Reserve Business cardmembers (when flying Delta)

    Guest access depends on which card you use.

    Platinum Card and Business Platinum Card members generally pay $50 per adult guest and $30 for children ages 2 through 17. Cardmembers who make $75,000 or more in eligible purchases during a calendar year can unlock complimentary access for up to two guests at eligible Centurion Lounge locations.

    You’ll also need a same-day boarding pass. Access is generally limited to within three hours of your scheduled departure. If you’re connecting, you can enter up to five hours before your next flight.

    What Can You Expect Inside a Centurion Lounge?

    Centurion Lounges share many of the same basics, but American Express doesn’t make every location identical.

    Food, drinks, artwork, and design often incorporate elements of the city or region surrounding the airport. Some locations take that further with amenities you won’t find elsewhere in the network.

    At New York (JFK), there’s a speakeasy called 1850. Seattle (SEA) has a full-service coffee bar inspired by the city’s coffee culture. At Tokyo Haneda (HND), chefs prepare nigiri from an open kitchen.

    The rest will feel familiar if you’ve spent time in airport lounges. Expect complimentary food and drinks, Wi-Fi, power outlets, and places to work or relax. Depending on the location, you may also find showers, family rooms, outdoor spaces, or other amenities.

    A Few Things to Know Before You Go

    A few rules are worth checking before heading to a Centurion Lounge:

    • Bring a government-issued photo ID. You may be asked to show it at check-in.
    • Your boarding pass must be for a same-day departing flight.
    • Entry is subject to capacity, and popular lounges can have a wait during busy periods.
    • Amenities vary considerably between locations.
    • International locations can have different access and guest policies, so check the rules for the specific lounge you’re visiting.

    Because lounge access policies can change, confirm the latest rules with American Express before traveling if Centurion Lounge access is important to your plans.

  • Bilt Adds Amtrak as Its First Rail Transfer Partner

    Bilt Adds Amtrak as Its First Rail Transfer Partner

    Bilt Rewards added a new way to use its points for travel, and this one doesn’t involve an airline or hotel.

    On Wednesday, September 23, Bilt added Amtrak Guest Rewards as its newest transfer partner, allowing Bilt Points to be converted into Amtrak points and used toward train tickets.

    Amtrak is Bilt’s first rail transfer partner and its 26th travel partner overall. And the partnership could be particularly useful in situations where taking the train can make more sense than flying.

    How Bilt Transfers to Amtrak Work

    Transfers are available now after linking an Amtrak Guest Rewards account to Bilt.

    Bilt Points transfer in increments of 1,000. Members who have earned Bilt status can transfer as few as 1,000 points at a time, while members with entry-level Blue status (which everyone receives when joining Bilt) need to transfer at least 2,000.

    Amtrak tickets can start at 400 Guest Rewards points, or 100 points when combining points and cash. Points can also be used for lounge passes starting at 1,500 points and one-class upgrade coupons starting at 2,500 points.

    The important number to check before transferring is how many Amtrak points a particular trip requires. Since Bilt Points become half as many Amtrak points, a ticket costing 2,500 Amtrak points would require transferring 5,000 Bilt Points.

    Bilt Continues to Expand Beyond Traditional Travel Rewards

    Amtrak also fits into something broader happening at Bilt.

    Airline and hotel transfers are still a big part of the program, but Bilt has increasingly added ways to use points outside the usual airline-hotel playbook. Points can go toward fitness classes, student loan payments, and other expenses tied more closely to everyday life.

    Train travel fits neatly into that expansion. It’s transportation, but for plenty of people, especially along the Northeast Corridor, it’s also part of life in a way that an airline transfer partner might not be.

  • Capital One Offers Are Handing Out Thousands of Bonus Miles

    Capital One Offers Are Handing Out Thousands of Bonus Miles

    Capital One Offers are easy to forget about. But a batch of limited-time mileage bonuses showing up right now is a good reason to take another look before making a purchase.

    Current offers cover flights, hotels, rideshares, activities, and plenty of things that have nothing to do with travel.

    Some offer a certain number of miles per dollar spent. Others are more interesting: spend a relatively small amount and earn a fixed number of bonus miles.

    British Airways, for example, is offering 4,000 Capital One miles after spending $75. Expedia has 2,000 miles after spending $40, while Klook and Lyft each offer 1,000 miles after spending $20.

    Those aren’t huge spending requirements. If a purchase was going to happen anyway, checking Capital One Offers first could mean picking up a few thousand extra miles along the way.

    Some Offers Are Better Than Others

    Offers vary by account and change regularly. On eligible miles-earning Capital One cards, current bonuses include:

    • British Airways: Spend $75, earn 4,000 miles
    • Expedia: Spend $40, earn 2,000 miles
    • Hotels.com: Spend $30, earn 1,500 miles
    • Priceline: Spend $30, earn 1,500 miles
    • Lyft: Spend $20, earn 1,000 miles
    • Klook: Spend $20, earn 1,000 miles
    • Airalo: Spend $20, earn 1,000 miles
    Screenshot of current Capital One Offers.
    CAPITAL ONE

    Other offers work differently. GetYourGuide is currently offering 25 miles per dollar spent, for example, while Viator has an offer for 6 miles per dollar.

    Check Before Hitting Buy

    Capital One Offers can be found at CapitalOneOffers.com or by logging in to a Capital One account and looking for the offers section.

    Finding an offer isn’t enough on its own. The purchase needs to start by clicking through the offer, and each one has its own terms, including eligible purchases and restrictions.

    The practical takeaway isn’t to find something to buy because an offer exists. It’s to check whether there’s an offer for something already being purchased.

    A flight, hotel, rideshare, eSIM, or activity could already be sitting on the list. It takes a few seconds to look, and right now some of those few seconds are worth a few thousand miles.

    {{ credit-card-widget uri=”venture” }}

  • Citi Partners With Japan Airlines, and JAL Miles Are Suddenly Everywhere

    Citi Partners With Japan Airlines, and JAL Miles Are Suddenly Everywhere

    Japan Airlines miles used to be a little harder to come by in the U.S.

    Flying JAL was one way to earn them, and transferring hotel points was another. But for most people earning points through credit cards, Mileage Bank wasn’t an obvious program to use.

    That’s changing quickly.

    Citi ThankYou Rewards became the latest program to add Japan Airlines Mileage Bank as a transfer partner on September 20. Bilt, Capital One, and Rove also transfer directly to JAL. Hotel programs like Marriott Bonvoy and Accor Live Limitless add a few more options.

    For most Citi cardholders who can transfer ThankYou points to airlines, the new JAL partnership is 1:1. That means 1,000 Citi points become 1,000 JAL miles. Cardholders with Citi’s no-annual-fee cards get a lower 1:0.7 ratio, turning 1,000 points into 700 miles.

    But why care about JAL miles in the first place?

    Japan has been one of the most searched international destinations among PointsYeah users. JAL flies there nonstop from several U.S. cities, and its miles can be used to book those flights. They can also be used for flights on partner airlines, including American Airlines and other Oneworld carriers.

    So there’s a lot more that can be booked with JAL miles than the name might suggest.

    There are also a few things worth knowing before transferring points over.

    That 55,000-Mile Business-Class Award Has an Asterisk

    JAL publishes an award chart showing how many miles its flights can cost.

    Between North America and Japan, a one-way flight starts at 27,000 miles in economy, 40,000 in premium economy, and 55,000 in business class.

    Those are the starting prices. What shows up when searching can look very different.

    JAL uses a system called Award Ticket PLUS. If the cheapest award seats are all booked up, the airline can sometimes make another seat available for more miles. The price rises based on how many seats JAL expects to have left.

    I searched from Los Angeles to Tokyo and saw just about every outcome. Several dates had no business-class awards available. Some flights checked in around 80,000 miles. Plenty approached 200,000. Others were somewhere in the middle.

    Japan Airlines award calendar.
    JAPAN AIRLINES

    And 200,000 isn’t the ceiling.

    JAL’s award chart shows that a business-class award from Los Angeles can climb as high as 421,500 miles with PLUS. From Dallas, the maximum is 509,500 miles.

    Those are extreme examples, but they illustrate why it’s worth searching before transferring points. A flight that starts at 55,000 miles on the chart may cost considerably more on the date you want to travel.

    First class follows different rules. JAL doesn’t use PLUS there, but prices change depending on the season. Los Angeles to Japan currently ranges from 110,000 miles one way during low season to 140,000 during high season.

    There’s cash to pay on top of the miles, too. JAL currently lists fuel surcharges starting at $320 one way between North America and Japan, plus taxes and fees.

    JAL Miles Aren’t Just for JAL

    There’s another reason all these new transfer options matter.

    Mileage Bank miles can be used to book flights on partner airlines, including American Airlines, Alaska Airlines, British Airways, and Cathay Pacific. Instead of PLUS, these awards are priced based on the total distance of the trip.

    For example, a partner trip covering 2,001 to 4,000 miles costs 23,000 miles in economy or 42,000 in business class. A flight from New York to Los Angeles falls within that distance band.

    Longer trips cost more. An itinerary covering 6,001 to 8,000 miles costs 45,000 miles in economy or 80,000 in business class.

    Airplanes at Hong Kong Chek Lap Kok Airport in China.
    BOARDING1NOW / ISTOCK

    That doesn’t mean JAL will always be the best program for booking those flights. There still needs to be an award seat available, and it’s worth comparing the price with other programs before transferring anything.

    But JAL Mileage Bank is suddenly relevant to a much bigger group of people.

    That’s really what makes Citi’s addition interesting. It isn’t another transfer partner to memorize. It’s another way into a program that can book flights to Japan and plenty of flights that never touch Japan at all.

    The useful part is knowing it’s there when one of those awards turns up.

  • Southwest Airlines Shares Updates on Lounges, Premium Card, and Long-Haul Flying

    Southwest Airlines Shares Updates on Lounges, Premium Card, and Long-Haul Flying

    Southwest Airlines has changed considerably over the past year and a half, from assigned seating and extra-legroom seats to bag fees. But the airline isn’t finished reshaping the guest experience.

    Southwest CFO Tom Doxey spoke this week at Morgan Stanley’s annual Laguna Conference and offered a handful of updates on what passengers can expect next.

    Some could start showing up fairly soon.

    Starlink Is Coming to Hundreds of Southwest Planes

    Southwest recently began installing Starlink, and the rollout is moving quickly.

    Doxey said the airline expects around 300 aircraft to have Starlink installed by the end of this year, with installations continuing into 2027.

    That means the faster Wi-Fi should become much easier to find on Southwest flights over the next few months. There will still be some luck involved, though, as plenty of planes will continue offering Southwest’s existing Wi-Fi until they get Starlink.

    Southwest’s Lounge Plans Are Already Taking Shape

    Southwest recently confirmed plans to open its first airport lounges in partnership with Chase. This is an amenity the airline has never offered before.

    The airline has already said it plans to start with 11 lounges, and Doxey indicated there could eventually be more. But perhaps more interesting is how far along some of those first locations already are.

    Construction has started at some locations, Doxey said, while designs and mock-ups are already taking shape. He suggested that early construction work contributed to the lounge plans becoming something of a “worst-kept secret” before Southwest announced them.

    He also hinted that the finished product may not look quite like what some people expect from Southwest.

    “I think some people are going to be a little surprised, actually, when they say, ‘Oh, this is the Southwest lounge,’” he said.

    Southwest still hasn’t revealed all 11 locations. Doxey didn’t name any additional airports, but said the choices should look “very logical” when looking at a map of Southwest’s network.

    A More Premium Southwest Credit Card Is Coming

    The lounges also give Southwest something new to offer current and future credit card holders.

    Southwest has already confirmed plans for a more premium credit card that will offer lounge access, but there’s still no word on when it will arrive or exactly what it will include.

    Doxey was unusually direct about why Southwest wants one. He called the absence of a top-tier premium card a “hole” in the airline’s current credit card lineup.

    For now, details such as the annual fee, other benefits, and launch date are still up in the air. But with lounge construction already underway, both pieces are getting closer.

    The Boeing 737 MAX 7 Could Finally Arrive Next Year

    Southwest also expects another long-awaited change to its fleet.

    The FAA certified the Boeing 737 MAX 7 in August after years of delays. This finally cleared the smaller MAX variant for commercial service.

    Southwest already has 27 MAX 7s that were built before certification and have been sitting in storage. Doxey said Boeing is now working to bring those aircraft up to the final approved specifications.

    Southwest expects some of those planes to begin arriving around the end of this year before entering passenger service in early 2027.

    International Long-Haul Flying Is Still on the Table

    One much bigger potential change is less certain.

    Southwest executives have repeatedly floated the possibility of eventually flying farther internationally. Doxey confirmed that the airline is still considering it, although no decision has been made.

    “We haven’t decided what we’re doing with that particular item,” Doxey said. “But what we have said is that we’re absolutely considering whether that should be part of the offering that we have.”

    There are still some big questions to answer, including where Southwest might fly and what aircraft it would use. For now, long-haul flying is something Southwest is considering rather than a firm plan.

    But it’s another example of just how different Southwest could look a few years from now. Assigned seating and bag fees are already changing the airline people know today. Add lounges, a higher-end credit card, better Wi-Fi, and perhaps longer international flights, and Southwest starts to look different in ways that go well beyond how boarding works.

  • Chase Is Changing Two Sapphire Reserve for Business Benefits

    Chase Is Changing Two Sapphire Reserve for Business Benefits

    Chase is making two changes to the Sapphire Reserve for Business, and one is considerably easier to call an upgrade than the other.

    The card’s annual statement credit for hotel stays through The Edit by Chase Travel will double from $500 to $1,000 beginning January 1, 2027. Meanwhile, Chase is adding a $1 million annual spending cap to the card’s 3-points-per-dollar earning rate on eligible social media and search engine advertising purchases beginning November 15, 2026.

    Here’s what’s changing.

    The Edit Credit Doubles, but Takes More Stays to Use

    Beginning January 1, the Sapphire Reserve for Business will offer up to $1,000 in annual statement credits for stays booked through The Edit by Chase Travel, up from the current $500.

    That’s a meaningful increase, but Chase isn’t handing cardmembers a single $1,000 hotel credit.

    Instead, the benefit will be divided into a minimum of four statement credits worth up to $250 per stay. Using the full $1,000 will therefore require at least four qualifying stays during the year.

    The Edit is Chase’s collection of higher-end hotels and resorts. Eligible stays also include benefits such as daily breakfast for two, a $100 property credit, and a room upgrade when available.

    For businesses already booking several stays through The Edit each year, the additional $500 could be valuable. Those making only one or two eligible stays will have a harder time using the full benefit.

    Advertising Spend Gets a $1 Million Cap

    The other change goes in the opposite direction.

    Beginning November 15, cardmembers will earn 3 points per dollar on the first $1 million spent on eligible social media and search engine advertising each account anniversary year. Spending beyond that threshold will earn the card’s standard 1 point per dollar.

    A $1 million annual cap won’t affect most small businesses. But it is still a restriction on one of the card’s business-focused bonus categories, and it could matter for companies with particularly large advertising budgets.

    The unusual timing is worth noting, too. For this benefit, Chase defines the first account anniversary year as beginning November 15, 2026, and running through the monthly statement on which the next annual fee appears. Subsequent periods will run for 12 months.

    Neither change alters the Sapphire Reserve for Business’s other benefits. But together they make for a mixed update. There’s potentially another $500 a year available through The Edit, provided there are enough qualifying stays to use it, while the advertising category becomes less rewarding after $1 million in annual spending.

    {{ credit-card-widget uri=”csrbiz” }}

  • Amex and Aspire Expand Canadian Lounge Partnership to Calgary and Montréal

    Amex and Aspire Expand Canadian Lounge Partnership to Calgary and Montréal

    American Express is expanding its partnership with airport lounge operator Aspire in Canada. A new co-branded lounge is now open in Calgary and another is coming to Montréal.

    The Aspire Amex Lounge at Calgary International Airport (YYC) opened September 16 in the domestic departures area. Another location will open in Montréal-Trudeau International Airport’s (YUL) transborder area by early 2027, serving passengers departing for the U.S.

    The expansion follows the first Aspire Amex Lounge, which opened in Montréal’s domestic departures area in September 2025. Amex says that location has recorded more than 50,000 cardmember visits since opening.

    Once the new Montréal location opens, the Aspire Amex network in Canada will include three lounges across two airports.

    These Lounges Aren’t Just for Canadian Amex Cardmembers

    These aren’t Centurion Lounges. They’re Aspire lounges operated by Swissport, with Amex partnering with Aspire to provide additional benefits for eligible cardmembers.

    But access isn’t limited to Canadian Amex cards. Aspire lounges also participate in Priority Pass, which is a benefit of several U.S. credit cards, including The Platinum Card® from American Express.

    U.S. Platinum Card members need to enroll in Priority Pass before using the benefit. Access requires a Priority Pass membership card and same-day boarding pass.

    Eligible Amex cardmembers receive priority lounge and waitlist access at Aspire Amex Lounges. The lounges also offer a mix of buffet options and tableside ordering.

    The upcoming Montréal location could be especially useful for U.S.-bound passengers. It will sit in the airport’s transborder area, while the existing Aspire Amex Lounge serves domestic departures.

    With Calgary now open and a second Montréal location coming, the partnership is expanding from one lounge last year to three across two Canadian airports.

  • Chase Sapphire Reserve Adds Limited-Time Travel Offers and a Bigger DoorDash Credit

    Chase Sapphire Reserve Adds Limited-Time Travel Offers and a Bigger DoorDash Credit

    The Chase Sapphire Reserve is turning 10, and Chase is marking the occasion with several limited-time travel offers and an upgrade to one of the card’s existing benefits.

    The most lasting change is coming to its DoorDash perk. Beginning October 1, 2026, the current $5 monthly restaurant credit will increase to $15 and become usable on all eligible DoorDash orders.

    Chase is also rolling out limited-time statement credit offers with IHG, Hyatt, JSX, Wander, and SIXT.

    Here’s what’s new and what’s on offer.

    The DoorDash Credit Is Getting More Useful

    Beginning October 1, Sapphire Reserve cardmembers with an eligible DashPass membership will receive a $15 monthly DoorDash credit that can be used on eligible DoorDash orders.

    That’s an increase from the current $5 monthly restaurant credit, and the restriction to restaurant orders is going away.

    The card’s two existing $10 monthly non-restaurant DoorDash promotions aren’t changing. Combined, that means eligible cardmembers can receive up to $35 in DoorDash value each month.

    Chase says the updated benefits will be available through December 31, 2029.

    Getting the full $35 in value still means using DoorDash multiple times each month. But the larger and more flexible $15 credit should be easier to use than the benefit it replaces.

    Sapphire Reserve Adds Limited-Time Travel Credits

    The anniversary also brings several travel offers for existing Sapphire Reserve cardmembers. Activation is required, and each comes with its own spending requirement.

    • $125 back at IHG Hotels & Resorts after spending at least $500 on an eligible U.S. stay. Payment must be completed by October 16, 2026.
    • $250 back at Miraval and Alila after spending $1,000 at participating U.S. properties that are part of World of Hyatt. Payment must be completed by December 14, 2026.
    • $200 back with JSX after spending $200 on a semi-private flight by December 14, 2026.
    • $350 back with Wander after spending $1,500 on a vacation home by December 14, 2026.
    • $125 back with SIXT after spending $500 on a premium car rental by December 14, 2026. Chase says this offer is available to eligible cardmembers as of August 25, 2026.

    There’s one additional detail to know before booking. These anniversary offers apply when booking or paying directly with the participating partner, not through Chase Travel.

    And some of the discounts are sizable if an eligible purchase was already in the plans. The JSX offer covers a $200 purchase entirely, while the IHG and SIXT offers amount to 25% back when spending exactly the required amount.

    Chase Is Also Giving Away Ultimate Rewards Points

    Chase is also running an anniversary contest from September 16 through November 6.

    Cardmembers can share a favorite trip taken since 2016 for a chance to be one of 10 finalists. The grand-prize winner will receive 5.5 million Ultimate Rewards points, while the other nine finalists will each receive 500,000 points.

    The contest comes with the biggest number, but the DoorDash change and anniversary travel offers are likely to matter more for most existing cardmembers. The travel offers are temporary and require activation, while the expanded DoorDash benefit begins October 1 and is slated to stick around through the end of 2029.

    {{ credit-card-widget uri=”chasesapphirereserve” }}

  • Amex’s Newest Centurion Lounge Takes Its Cues From Amsterdam

    Amex’s Newest Centurion Lounge Takes Its Cues From Amsterdam

    American Express is bringing a Centurion Lounge to continental Europe for the first time.

    The 33rd Centurion Lounge opens Thursday, September 17, at Amsterdam Airport Schiphol (AMS). It’s in the airport’s non-Schengen zone between Concourses E and F. And the entryway is just up the stairs near the Lounge No. 50 sign.

    At nearly 6,000 square feet, Amsterdam is far from the largest Centurion Lounge in the issuer’s network. But after walking through the space ahead of its opening, it doesn’t feel quite as small as that number suggests.

    Tall ceilings and floor-to-ceiling windows bring plenty of natural light into the lounge, while the layout breaks the space into several distinct areas. There’s a dedicated coffee bar, dining area, full-service bar, and different types of seating across the lounge.

    Hallway at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    Amex also packed quite a bit of the Netherlands into the space.

    There are deep greens and blues inspired by Amsterdam’s canals, Dutch florals, locally sourced coffee and tea, work from local artists, and a Delft-style version of Amex’s bulldog mascot.

    The goal, according to Vince Carbone, Amex’s director of global lounge design strategy, was to make the lounge distinctly Amsterdam without making the references too “on the nose.”

    That’s a pretty good description of what Amex built. It still looks and feels like a Centurion Lounge, but the Amsterdam influence is impossible to miss.

    Bringing Amsterdam Into a Centurion Lounge

    No two Centurion Lounges are designed to be exactly alike, and much of what distinguishes Amsterdam comes down to the details.

    The local references start near the entrance. A painting featuring Sir Charles Frosty Blue (Amex’s mascot, not Dutch royalty) incorporates Delftware and Dutch florals. Work from local artists lines the walls, while flowers and other references to the Dutch landscape decorate tables and shelves.

    Seating and foliage at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    Color plays an even bigger role.

    Deep greens and blues run throughout the space, inspired in large part by Amsterdam’s maze of waterways. Color blocking (which, I learned, is the practice of using distinct areas of color to define a space) also helps separate one part of the lounge from another without making each area feel disconnected.

    The ceiling is another integral part of the space, although it isn’t entirely an Amex creation. The lounge was built out of former office space, and the tall, angular ceilings were already there.

    Amex incorporated that existing architecture into the design. The triangular forms overhead add dimension, while the ceiling height and floor-to-ceiling windows help make the relatively compact lounge feel a lot more open.

    And perhaps a little more upscale.

    Seating at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    Moving through the space takes you from general seating to the Blue Roast Coffee Bar, dining area, and eventually the main bar. Additional seating runs along the perimeter beside the windows.

    Then there are details that are easier to miss.

    For instance, Amex has made a habit of hiding a bulldog statue in its Centurion Lounges. Amsterdam’s version sits above the bar, rendered appropriately in Delft style.

    Bar at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    Coffee Is Getting More Attention

    One of the most prominent parts of the lounge isn’t the traditional Centurion bar.

    It’s the coffee bar.

    Amsterdam is the fourth Centurion Lounge to feature Amex’s Blue Roast Coffee Bar, following Seattle, New York-JFK, and Salt Lake City. The branding carries over, but the coffee and tea are sourced locally and brewed fresh by a barista behind the counter.

    Coffee bar at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    There’s also another reason Amex is putting more emphasis on coffee.

    The Global Lounge team said it’s seeing customers drink less alcohol and show more interest in coffee and nonalcoholic beverages. That’s beginning to influence what Amex prioritizes inside its lounges.

    The full-service bar isn’t going anywhere, and Amsterdam has one of those, too. But Blue Roast gets its own dedicated space rather than feeling like an extension of the dining area.

    Bar at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    Food is another important part of the Centurion Lounge experience. Amex even went so far as to call it a main draw.

    The Amsterdam menu mixes global and European flavors with Dutch staples, like bitterballen. Amex also mentioned herring and eel as examples of regional European dishes that will be served, although it wasn’t clear when or how often those will appear once the lounge opens.

    Some dishes are expected to rotate roughly every three weeks, while other staples will stay.

    Like the design itself, the food gives Amex another way to make the lounge feel connected to Amsterdam without changing the basic Centurion Lounge formula.

    Buffet at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    Making the Most of 6,000 Square Feet

    The Amsterdam lounge is noticeably smaller than some of the newer Centurion Lounges Amex has opened in the U.S.

    There’s a fairly simple reason for that. Airport real estate doesn’t grow on trees. And Amex’s team isn’t shy about saying that lounge development often comes down to what space an airport can make available.

    Seating and foliage at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    At Schiphol, space is particularly hard to come by.

    The existing architecture ended up working in Amex’s favor. Instead of one large seating area, the lounge progresses through smaller spaces for seating, coffee, dining, and the main bar. Combined with the tall ceilings and natural light, the layout keeps the footprint from feeling compressed.

    Patrick McGinley, Amex’s director and design and construction program manager for Centurion Lounges, said the finished product turned out better than he originally expected.

    Seating and foliage at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    Amex worked closely with Schiphol and Dutch partners to get the lounge built, and indicated that it expects to stay in touch with the airport if opportunities for additional space come along later.

    There’s nothing more concrete than that for now. But even ahead of the official opening, Amex isn’t ready to close the loop on what the lounge could eventually become.

    Why Amsterdam Makes Sense for Amex

    The opening is also another step in taking a Centurion Lounge network that has historically been concentrated in the U.S. farther abroad.

    Members of Amex’s Global Lounge team pointed to growth in the company’s international business and demand for lounges in more parts of the world.

    Schiphol is important both for people beginning trips in the Netherlands and for those passing through one of Europe’s biggest connecting hubs. Amex expects the lounge to draw a mix of U.S. and international Platinum Card Members, without a necessarily particular tilt toward either group.

    Seating at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    There’s also a notable network effect from the U.S.

    Several major U.S. gateways with nonstop service to Amsterdam already have Centurion Lounges. Platinum Card Members have access to a much broader collection of lounges around the world through the American Express Global Lounge Collection, but Amsterdam extends Amex’s own Centurion brand farther along those trips.

    Someone leaving a U.S. gateway with a Centurion Lounge, such as Atlanta or New York-JFK, can now see that same Centurion logo again while passing through Schiphol, just as they can in London, Tokyo, and elsewhere.

    And at 33 locations, the network is pretty substantial in its own right. The Centurion Lounge footprint rivals or even exceeds the proprietary lounge networks of some airlines.

    But that doesn’t mean Amex is about to start opening lounges across Europe or the rest of the world at the same pace it has in the U.S.

    Seating at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    The Global Lounge team was pretty careful on that point. International growth has made additional markets attractive, and there’s demand to put lounges in more places. Over the long term, some additional balance between the domestic and international network makes sense, but Amex isn’t looking to swing too far in either direction.

    Expansion isn’t the only focus, either. Lounges in Boston, Newark, and a Sidecar location in Charlotte are on the way, but Amex is also reinvesting in existing locations. Dallas Fort Worth, one of the older outposts in the Centurion network, is getting a revamped and larger lounge as part of that effort.

    That mix of new locations and updates to existing ones is shaping the network as it grows. And Amsterdam just happens to be the newest piece and the first in continental Europe.

    Foliage at the Amex Centurion Lounge AMS.
    TYLER GLATT / POINTS INSIDER

    But for all the significance Amex places on the opening, the lounge itself isn’t trying particularly hard to make a statement about it. It’s still recognizably a Centurion Lounge. The Amsterdam part comes through in the colors, artwork, coffee, food, and little details scattered around the space.

    It’s distinctly Amsterdam, without being too on the nose.

  • Chase Is Overhauling the Aeroplan Card and Putting Air Canada Front and Center

    Chase Is Overhauling the Aeroplan Card and Putting Air Canada Front and Center

    The Aeroplan Credit Card is getting an overhaul, and it’s going to cost quite a bit more.

    Chase and Air Canada announced the changes on September 10. The newly renamed Air Canada Aeroplan Card will carry a $195 annual fee, up from $95, while adding automatic Aeroplan 25K status, a 15% discount on eligible Air Canada flights booked with points, up to $100 back on Air Canada purchases each year, and 3X points on travel.

    There are some tradeoffs. Grocery store and restaurant purchases will earn fewer points, and a standing 10% bonus on large transfers from Chase Ultimate Rewards to Aeroplan is going away at the end of the year.

    It’s a fairly substantial rethink of a card that has been around since 2021. And the new name offers a pretty good clue about where Chase and Air Canada are taking it.

    The Air Canada Aeroplan Card Will Cost $195

    The annual fee is jumping from $95 to $195.

    To help make up the difference, Chase is adding up to $100 in Air Canada statement credits each year. The benefit is split into two $50 credits, one every six months, so getting the full $100 back requires making at least two eligible Air Canada purchases during the year.

    There are more reasons to use the card when flying Air Canada, too.

    Cardmembers will automatically receive Aeroplan 25K status without a spending requirement. That comes with perks including priority check-in, Zone 2 boarding, and five eUpgrade credits each year.

    Air Canada Boeing 777 on approach to Vancouver International Airport.
    ALVIN MAN / ISTOCK

    Perhaps more interesting is a new 15% discount on eligible Air Canada flights booked with Aeroplan points. A flight that would otherwise require 50,000 points, for example, would drop to 42,500 points if eligible for the discount.

    That’s potentially useful even without much interest in elite status. The catch is that the discount is limited to eligible Air Canada flights. Aeroplan points can be used with more than 45 partner airlines, and those flights aren’t included.

    Everyday Spending Is Changing, Too

    The card isn’t just getting new benefits.

    Grocery stores and restaurants currently earn 3 Aeroplan points per dollar. That’s dropping to 2X.

    Travel, meanwhile, becomes a new 3X category, and gas purchases will earn 2X. Air Canada purchases continue to earn 3X.

    Chase is also advertising up to 5X points on eligible Air Canada flights. The card itself isn’t earning all five, though. Three points per dollar come from paying with the card, while another two come from Air Canada on eligible flights as part of the Aeroplan 25K status that now comes with it.

    For anyone who has been using the Aeroplan Credit Card heavily at grocery stores or restaurants, the math gets worse. Spending on travel gets more rewarding instead.

    Two Existing Benefits Are Disappearing

    As the new benefits arrive, two existing ones are heading for the exit.

    Through December 31, 2026, cardmembers can still receive a 10% bonus when transferring at least 50,000 Chase Ultimate Rewards points to Aeroplan. The benefit can provide up to 25,000 bonus points per calendar year, but it disappears after that.

    The monthly spending bonus is going away at the same time. It currently awards 500 bonus points for every $2,000 spent on the card during a calendar month, up to 1,500 bonus points per month.

    Montreal, Canada - August 25, 2025: Air Canada airline logo sign inside Montreal Trudeau International Airport terminal
    ANDREI ANTIPOV / ISTOCK

    One more benefit arrives in January. Cardmembers will get a fourth day free on eligible four-day rental car reservations booked with Aeroplan points, joining an existing fourth-night-free benefit for eligible hotel bookings.

    There’s also a new welcome offer. New cardmembers can earn 75,000 Aeroplan points after spending $4,000 in the first three months, plus another 40,000 points after spending $20,000 in the first 12 months, for up to 115,000 points in total.

    Aeroplan Is Still Bigger Than Air Canada

    The name change is easy to overlook among everything else, but it fits neatly with what’s happening to the card.

    Aeroplan points aren’t just for Air Canada. They can be used to book flights with dozens of other airlines, which has long made the program useful even without much reason to fly Air Canada itself. The old $95 Aeroplan Credit Card fit comfortably into that world, too.

    That’s not changing. The Air Canada Aeroplan Card still earns Aeroplan points, and those points still work with the program’s airline partners.

    But the card itself is becoming more closely tied to Air Canada. The fee is higher, grocery and dining earning is lower, and the Chase transfer bonus is disappearing. In their place are a $100 Air Canada credit, automatic status, and a 15% discount that specifically rewards booking Air Canada flights with points.

    Even the name now says Air Canada.

    For someone who regularly flies the airline, there’s considerably more here than before. For someone who liked the old Aeroplan Credit Card mostly because Aeroplan points are useful elsewhere, the overhaul isn’t nearly as straightforward.

    {{ credit-card-widget uri=”ac” }}