Author: PointsYeah Editorial Team

  • Hilton Is Selling Points for Half a Cent. Here’s When Buying Them Makes Sense

    Hilton Is Selling Points for Half a Cent. Here’s When Buying Them Makes Sense

    Buying hotel points might sound like an unnecessary extra step. After all, if a room is available, why not just pay for it?

    Sometimes there’s a good reason. Buying the points needed to book a room can cost less than paying the hotel directly.

    Hilton Honors sells points throughout the year and frequently runs promotions that lower their cost. There’s little reason to buy just because a sale is happening. But with a Hilton stay already in mind, it takes only a few seconds to see whether buying points could save money.

    Current Hilton Buy Points Offer

    Hilton is currently offering up to a 100% bonus when buying points, dropping the purchase price as low as 0.5 cents each.

    • Current promotion: Up to 100% bonus
    • Lowest price per point: 0.5 cents
    • Offer ends: September 25, 2026
    • Offer purchase limit: 300,000 points before the bonus
    • Annual purchase limit: 300,000 points before any bonus

    Buy Hilton Honors points directly from Hilton

    Hilton runs points sales fairly regularly, so there’s rarely a reason to buy solely because a promotion is ending. The history below shows how the current offer compares with previous ones. Click the arrow to see past offers.

    {{ buy-points-history type=”hotel” program=”hilton” }}

    More on This: Current Buy Points and Miles Offers

    When Buying Hilton Points Makes Sense

    The easiest way to decide whether buying points makes sense is to compare two prices.

    First, find how many Hilton points a hotel requires. Then figure out how much it would cost to buy those points under the current promotion and compare that with the cash price for the same stay.

    The math is simple:

    Points needed × current price per point = cost to buy the points

    Say Hilton is selling points for 0.5 cents each and a hotel costs 60,000 points per night. Buying 60,000 points would cost $300.

    If the same room costs $425 in cash, buying the points could save $125. If the room costs $250, paying cash is the easy choice.

    That’s really all there is to it.

    CERI BREEZE / ISTOCK

    There are a few things that can change the math even more. For example, Hilton elite members get a fifth night free on eligible five-night award stays. This can drop the all-in cost of a stay even more.

    More on This: How to Search Hotels With Points and Miles Using PointsYeah

    Don’t Buy Points Just Because They’re on Sale

    There’s little reason to stock up on Hilton points without a stay in mind. As the promotion history above shows, Hilton sells points regularly, and another offer will eventually come along.

    Instead, start with the hotel. Check the cash price, check the points price, and calculate what those points would cost to buy. Sometimes cash wins. Sometimes points do.

    And when buying the points is cheaper, it’s a pretty easy way to save money on the exact same room.

  • Capital One Venture Offering a 75K-Mile Bonus With $300 Stays Credit

    Capital One Venture Offering a 75K-Mile Bonus With $300 Stays Credit

    There’s a brand-new welcome offer on the venture_full: Capital One Venture Rewards Credit Card.

    The offer combines the card’s familiar 75,000-mile bonus with a new $300 credit for hotel and vacation rental bookings through Capital One Travel.

    The venture_short: Capital One Venture Card earns at least 2X miles per dollar on purchases and has a $95 annual fee.

    Here’s what to know about the new offer.

    Capital One Venture Card Offer Overview

    New venture_short: Capital One Venture Card holders can take advantage of the following offer:

    {{ credit-card-widget uri=”venture” }}

    The 75,000-mile bonus isn’t new. That’s the same number of miles the Venture card offered previously.

    The addition is the $300 Capital One Travel Stays credit. It can be used toward hotels and vacation rentals booked through Capital One Travel during the first cardholder year.

    The entire $300 can be used on one booking or split across multiple eligible bookings. If a booking is canceled before the credit expires, Capital One says the credit will be restored as long as it hasn’t expired.

    Purchases covered by the credit don’t earn miles.

    And importantly, this is a one-time welcome-offer benefit. It’s not a recurring $300 annual credit on the venture_short: Capital One Venture Card.

    What Else Comes With the Venture Card?

    The venture_short: Capital One Venture Card is fairly straightforward when it comes to earning miles.

    Cardholders get unlimited 2X miles per dollar on every purchase, every day. The card also earns unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

    It has a $95 annual fee and charges no foreign transaction fees. It also includes up to a $120 credit for Global Entry or TSA PreCheck.

    Young couple on a historic cobblestone street completes an online purchase together, man holding a credit card while woman uses a smartphone during their vacation
    GORCIA POTURAK / ISTOCK

    Capital One miles don’t expire for the life of the account. There are also several ways to use them.

    One option is redeeming miles toward eligible travel purchases. Capital One miles are worth 1 cent each this way, making 75,000 miles worth $750 toward eligible travel expenses.

    Miles can also be used to book travel through Capital One Travel.

    Another option is transferring miles to an airline or hotel loyalty program. Most Capital One partners transfer at a 1:1 ratio, including programs such as Air Canada Aeroplan, Air France-KLM Flying Blue, and British Airways Club.

    Other redemption options include gift cards and cash back. The value of a Capital One mile varies depending on how it’s redeemed.

    Who Is Eligible for the Welcome Offer?

    There is an important application rule to know about this offer.

    “You are not eligible for this product if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months.”

    That means someone who received a venture_x_full: Capital One Venture X Rewards Credit Card welcome bonus during the past four years wouldn’t be eligible for the venture_short: Capital One Venture Card bonus, either.

    More on This: How to Track Rewards and Manage Family Accounts with PointsYeah My Wallet

    What Could 75,000 Capital One Miles Help Book?

    Seventy-five thousand Capital One miles can cover $750 in eligible travel purchases. Transferring the miles to an airline or hotel program can open up some different possibilities.

    For example, 75,000 miles could be enough for two round-trip economy tickets to Europe, four round-trip tickets on some shorter domestic routes, or even a one-way business-class ticket across the Atlantic.

    Those aren’t just theoretical examples. Points Insider found several trips bookable for 75,000 miles, including options for couples, families, and a lie-flat trip to Europe.

    The $300 Capital One Travel Stays credit is separate from the 75,000 miles. It could cover part or all of an eligible hotel or vacation rental while the miles are used for something else.

    More on This: What Can You Get With 75,000 Capital One Miles?

  • Earn Up to 200K Points or $750 Cash Back With These Chase Business Cards

    Earn Up to 200K Points or $750 Cash Back With These Chase Business Cards

    Chase has a handful of offers available on its business credit cards right now.

    Depending on the card, new cardholders can earn as many as 200,000 Ultimate Rewards points or $750 cash back after meeting a spending requirement.

    There are several offers to sort through, but the good news is that the distinction between points and cash back isn’t quite as important as it might seem. And qualifying for a business card can be more straightforward than the name suggests.

    Here’s what’s available now.

    Elevated Chase Business Card Welcome Offers Are Available

    Several Chase business cards are currently offering elevated welcome bonuses.

    The offers, spending requirements, annual fees, and other benefits vary by card. Click “Learn More” on any card for a closer look.

    Ultimate Rewards cards

    The Chase business credit cards below earn Ultimate Rewards points. Those points can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase Travel, and used in several other ways.

    Each card varies in its earning rates, benefits, annual fee, and current welcome offer.

    {{ credit-card-widget uri=”inkbusinesspreferred” }}

    {{ credit-card-widget uri=”csrbiz” }}

    Cash back cards

    Chase also offers a couple of business cards that are marketed as cash-back cards. Both have no annual fee and identical bonuses, but they differ in how they earn rewards.

    {{ credit-card-widget uri=”inkbusinesscash” }}

    {{ credit-card-widget uri=”inkbusinessunlimited” }}

    Anyone interested in traveling with points and miles might be inclined to ignore a cash-back card. But there’s a useful trick for anyone who also has a Chase card that earns Ultimate Rewards points.

    That cash back doesn’t necessarily have to stay cash back.

    Points or Cash Back? They Can Be Combined

    Chase markets some cards as earning cash back. But behind the scenes, those rewards can function a lot like Ultimate Rewards points.

    Every $1 in cash back is equivalent to 100 points. Rewards from an eligible cash-back card can then be combined with an Ultimate Rewards account from a points-earning Chase card.

    For example, someone with a Chase Sapphire Preferred Card who earns $750 cash back from a cash-back Ink Business card could combine those rewards and end up with 75,000 additional Ultimate Rewards points. The same idea works with an eligible business card that earns points, such as the Ink Business Preferred.

    That matters because Ultimate Rewards points are incredibly versatile. They can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase, used for statement credits, and more.

    More on This: How Credit Card Transfer Partners Work

    Who Can Get a Business Card?

    A business credit card does require a business. But that doesn’t necessarily mean a company with employees, an office, or a huge amount of revenue.

    Traditional businesses can qualify, but so can many sole proprietors, freelancers, independent contractors, and people earning money from a side business.

    A group of colleagues working together in a contemporary office environment, focused on collaboration and teamwork to achieve professional goals. This setting embodies a productive and dynamic workplace atmosphere.
    MINISERIES / ISTOCK

    There are also some important restrictions to know about these welcome offers.

    For the Ink Business Preferred and Sapphire Reserve for Business, Chase says the new-cardmember bonus may not be available to anyone who has ever had that particular card. Chase also says it may consider factors related to the business when determining bonus eligibility.

    The language is broader for the no-annual-fee Ink Business Cash and Ink Business Unlimited. Chase says the bonus may not be available to anyone who has ever had that card or any other Chase for Business card without an annual fee.

    That means previous Chase business cards can matter even when applying for a different card, particularly with the no-annual-fee Ink cards.

    For the full eligibility requirements, spending requirements, offer terms, and explainers on each card’s benefits, click “Learn More” on the individual card above.

  • Current Buy Points and Miles Offers: JetBlue, Delta, Hilton, Hyatt & More

    Current Buy Points and Miles Offers: JetBlue, Delta, Hilton, Hyatt & More

    Airlines and hotels regularly sell points and miles with bonuses or discounts. And some promotions can bring the cost down significantly.

    Sometimes, buying points or miles for the trip you want to take can even cost less than paying the going cash price.

    Whether you’re topping off an account for an award you’ve already found, planning ahead for a trip, or simply waiting for a better offer, it helps to know what’s available now and how it compares with what we’ve seen before.

    PointsYeah automatically tracks current offers for buying airline miles and hotel points below, along with each program’s recent promotion history.

    Current Buy Points and Miles Offers

    Here are the current promotions for buying airline miles and hotel points. The tables below automatically update as new offers begin and existing ones expire.

    Note that some promotions are targeted, so you may see a different bonus or discount after logging into your loyalty account. Always confirm the offer and final purchase price before buying.

    Active airline buy miles offers

    {{ buy-points-table type=”airline” }}

    Active hotel buy points offers

    {{ buy-points-table type=”hotel” }}

    Before You Buy Points or Miles

    There’s more to a good buy points or miles promotion than the headline bonus or discount.

    Each loyalty program sets its own price, so a 100% bonus from one program isn’t necessarily a better deal than a 50% bonus from another. The final purchase price matters more, and the historical tables below can help you see whether the current offer is especially good or something that comes around regularly.

    It also helps to know how you plan to use the points or miles before buying them. If you’re a few thousand miles short of an award, buying the difference can be an easy way to get what you need. In other cases, buying enough points for an entire flight or hotel stay can cost less than paying cash.

    If you’re buying airline miles for a particular trip, search for the award first. Availability can change quickly, and you don’t want to buy miles only to discover that the flight you wanted is no longer bookable.

    PointsYeah searches live award availability across dozens of rewards programs, so you can see what’s available before making a purchase.

    {{ search-widget mode=”flight-hotel” }}

    Keep in mind that points and miles purchases are generally nonrefundable. Programs may also limit how many points or miles you can purchase, so check the terms of the specific offer before buying.

    More on This: When Does It Make Sense to Buy Points and Miles?

    Historical Buy Points and Miles Offers

    A promotion can sound impressive without being particularly unusual. Looking at previous offers gives you a better idea of how today’s bonus or discount stacks up.

    Open the dropdown for any airline or hotel program below to see its recent buy points or miles offer history.

    Previous airline buy miles offers

    {{ buy-points-history type=”airline” }}

    Previous hotel buy points offers

    {{ buy-points-history type=”hotel” }}

  • When Does It Make Sense to Buy Points and Miles?

    When Does It Make Sense to Buy Points and Miles?

    Every so often, airlines and hotels put their points and miles on sale.

    If you’ve ever come across one of those promotions, you may have wondered why anyone would spend money buying points instead of simply paying for the trip.

    The answer depends on what you’re trying to book.

    Most of the time, buying points isn’t necessary. But every now and then, purchasing points or miles can lower the cost of your trip or unlock a flight or hotel that would otherwise cost much more.

    Here’s when buying points and miles can make sense, and when it’s probably better to keep your wallet in your pocket.

    How Buying Points and Miles Works

    Most airline and hotel loyalty programs let members purchase points or miles directly through their websites, though the transaction is often processed by a third party such as Points.com.

    Instead of earning points by flying, staying at a hotel, or spending on a travel credit card, you’re just buying the points or miles you need.

    Sometimes you’ll pay the standard price. Other times, loyalty programs run limited-time promotions that offer bonus points or discounts, making those purchases much more attractive.

    Buying points doesn’t automatically save you money, though. Whether it’s a good deal depends entirely on how you plan to use them.

    That’s why the first question shouldn’t be, “Are points on sale?”

    It should be, “What am I trying to book?”

    Young woman passenger waiting for flight at airport lounge.She is using digital tablet to surf internet and make a online check in
    MSTUDIOIMAGES / ISTOCK

    Search First. Buy Second.

    Before purchasing points, make sure the flight or hotel you want is available.

    Award availability can change quickly, and buying points before confirming you can use them could leave you with a balance you weren’t planning to keep.

    A better approach looks like this:

    • Find the flight or hotel you want.
    • Compare the cash price with the points price.
    • Calculate what it would cost to buy any points you’re missing.
    • If buying points costs less than paying cash, it may be worth it.

    In other words, buy points for a trip you’re ready to book, not simply because they’re on sale.

    PointsYeah makes this process easier by showing live award availability across supported airline and hotel loyalty programs, allowing you to compare your options before deciding whether buying points is worth it.

    {{ search-widget mode=”flight-hotel” }}

    More on This: How to Search for Award Flights with PointsYeah

    When Buying Points Can Make Sense

    Buying points isn’t something you’ll do for every trip, but there are a few situations where it can be worth considering.

    You’ve already found the award you want

    This is one of the best reasons to buy points.

    Imagine a hotel stay costs $400 if you pay cash.

    The same stay is available for 15,000 points, and buying those points during a promotion costs $300.

    In that case, purchasing the points saves you money while booking the same stay.

    How cool is that?

    You’re only a few points short

    Sometimes you’re on the cusp of a redemption.

    If you already have most of the points needed for a flight or hotel stay, buying the remaining amount can be less expensive than paying cash for the entire reservation.

    There’s a promotion worth taking advantage of

    Airline and hotel loyalty programs regularly offer bonus points or discounts when purchasing points.

    A promotion by itself isn’t a reason to buy points, but it can improve the math if you’ve already found the redemption you want.

    When You Probably Shouldn’t Buy Points

    Buying points isn’t always a good deal. In fact, there are plenty of situations where paying cash or using another redemption option is the better choice.

    You may want to skip buying points if:

    • You don’t have a specific trip in mind.
    • You haven’t confirmed award availability.
    • You’re buying simply because there’s a sale.
    • The cash price is already competitive.
    • You’d need to buy far more points than you actually plan to use.

    If you’re not ready to book, it’s usually better to keep your money in your pocket. Once you’ve found the trip you’re ready to book, you can compare the cost of buying points with your other booking options and decide which makes the most sense.

    Young couple arriving on hotel room with wheeled luggage
    FG TRADE LATIN / ISTOCK

    Check Current Promotions

    Airline and hotel loyalty programs regularly offer bonus points or discounts when you buy points. Purchasing during one of these promotions will usually get you a better rate than buying at the standard price.

    Once you’ve decided buying points makes sense for your trip, the next question is whether there’s a promotion available.

    Our Current Promotions to Buy Airline Miles and Hotel Points guide tracks the latest bonus offers and discounts from major airline and hotel loyalty programs.

    This makes it easy to see whether you can stretch your money a little further before you buy.

    Continue Reading

  • Current Credit Card Transfer Bonuses: Amex, Chase, Capital One, Citi & More

    Current Credit Card Transfer Bonuses: Amex, Chase, Capital One, Citi & More

    Thinking about transferring your credit card points?

    Every so often, banks run promotions that give you more airline miles or hotel points when you transfer from an eligible credit card rewards program. Instead of receiving the usual number of miles or points, you might receive 20%, 50%, or even more than that.

    Below you’ll find every current transfer bonus from the major transferable credit card rewards programs, along with each offer’s expiration date.

    Current Transfer Bonuses

    Transfer bonuses come and go throughout the year. The table below is automatically updated as new offers begin and existing ones expire.

    {{ transfer-bonus-table }}

    Before You Transfer Your Points

    It can be tempting to see a 30% credit card transfer bonus and think there’s no better time to transfer points.

    Maybe. But pause for a second.

    Find the flight or hotel you want first. Use PointsYeah to compare your booking options across several loyalty programs. Then, if a transfer bonus helps lower the number of credit card points you’ll need, it’s time to make the transfer.

    Once your points become airline miles or hotel points, you can’t move them back.

    And transferring without a plan can potentially leave you with a balance that’s much harder to use than the credit card points you started with.

    Historical Transfer Bonuses

    Transfer bonuses rarely follow a set schedule. Some loyalty programs run promotions several times a year, while others may go months without offering another one.

    Expand a credit card rewards program below to browse its previous transfer bonuses. You’ll be able to see which loyalty programs have received bonuses in the past, how large those bonuses were, and when they were offered.

    {{ transfer-bonus-history }}

  • How Credit Card Transfer Partners Work

    How Credit Card Transfer Partners Work

    If you’ve ever searched online for ways to use your credit card points, you’ve probably come across advice like, “Transfer your points to an airline partner instead.”

    That sounds straightforward enough.

    But if you’ve never done it before, it’s also a fair question to ask: What’s an airline partner, and why would I transfer my points there instead of just using them through my credit card?

    The answer is pretty simple.

    What Is a Credit Card Transfer Partner?

    A transfer partner is an airline or hotel loyalty program that accepts transfers from an eligible credit card rewards program.

    Think of your credit card points as one currency and airline miles as another. A transfer partner is what allows you to exchange one for the other.

    For example, if you have Chase Ultimate Rewards points, you can transfer them to programs like United MileagePlus or Air Canada Aeroplan.

    Once the transfer is complete, your Chase points become airline miles in that program. And they’re yours to use when you’re ready to book a flight.

    The same idea applies to hotels. Lots of credit card rewards programs also let you transfer points to participating hotel loyalty programs.

    Young couple walking in the train station, pulling suitcase and wearing backpacks, ready for vacation
    LORDHENRIVOTON / ISTOCK

    Why Do Credit Card Transfer Partners Matter?

    Transfer partners matter because they give you choices in how you redeem your rewards. And who doesn’t like choices?

    Imagine you’re planning a trip to London.

    You might assume you need to redeem your credit card points through your bank’s travel portal. But if your points can be transferred instead, you may have several different airline loyalty programs that can book the same trip.

    In some cases, transferring your points may require fewer points than booking through your bank’s travel portal. If a credit card transfer bonus is available, that number could be even lower.

    Having transfer partners gives you more ways to use your points instead of relying on other redemption options, such as booking through your bank’s travel portal, covering purchases on your credit card statement, or redeeming points for gift cards.

    Not Every Credit Card Has the Same Transfer Partners

    Each credit card rewards program has its own list of airline and hotel transfer partners.

    For example, Chase Ultimate Rewards includes United MileagePlus as a transfer partner, while American Express Membership Rewards partners with Delta SkyMiles.

    Capital One Miles, Citi ThankYou Rewards, Bilt Rewards, U.S. Bank Altitude Rewards, and Wells Fargo Rewards all have their own mix of airline and hotel partners.

    If you’re looking for a complete list of transfer partners and instructions for moving your rewards, see our guide on how to convert credit card points to airline miles.

    Smiling woman sitting on sofa with suitcase next to her, holding smartphone and credit card, booking travel tickets online, getting ready for vacation.
    MILADIN PUSICIC / ISTOCK

    Search Before You Transfer

    One of the most important things to remember is that transferring points is a one-way transaction.

    Once your credit card points become airline miles or hotel points, you can’t transfer them back. That’s why it’s always a good idea to search for the award you want before transferring your points.

    PointsYeah makes this process easier by showing live award availability across supported airline and hotel loyalty programs.

    {{ search-widget mode=”flight-hotel” }}

    Once you’ve found the flight or hotel you want, you can identify the appropriate transfer partner, check for any available transfer bonuses, and transfer only the points you need to complete your booking.

  • What’s a Credit Card Transfer Bonus?

    What’s a Credit Card Transfer Bonus?

    If you’ve ever seen an offer like “Transfer your points and get 25% more Flying Blue miles,” you might have wondered what that actually means in the simplest of terms.

    That’s a credit card transfer bonus.

    Instead of receiving the normal number of airline miles or hotel points when you transfer rewards, a transfer bonus gives you a little something extra for making the same transfer.

    Here’s how transfer bonuses work, when they can be useful, and how to keep track of current offers.

    What Is a Credit Card Transfer Bonus?

    A credit card transfer bonus is a limited-time promotion that increases the number of airline miles or hotel points you receive when transferring rewards from an eligible credit card program.

    For example, imagine you transfer 10,000 Chase Ultimate Rewards points to Air France-KLM Flying Blue.

    Under normal circumstances, 10,000 Chase Ultimate Rewards points become 10,000 Flying Blue miles.

    During a 25% transfer bonus, those same 10,000 Chase Ultimate Rewards points become 12,500 Flying Blue miles.

    KLM Boeing 787 Dreamliner airplane landing at Schiphol airport on the Polderbaan. KLM stands for Koninklijke Luchtvaart Maatschappij,  Royal Dutch Airlines and is part of Air France–KLM. The Boeing 787 alos called Dreamliner is a wide-body jet airliner by American manufacturer Boeing Commercial Airplanes. Schiphol is one of the busiest and largest airports in Europe, located near Amsterdam, Netherlands. It serves as a major hub for international flights and is a key gateway to Europe.
    SJO / ISTOCK

    You’re transferring the same number of credit card points. The transfer bonus simply gives you more airline miles or hotel points once the transfer is complete.

    Those extra miles or points may not sound like much at first, but they can reduce the number of credit card points needed for a trip. And those savings can add up over time.

    Which Credit Card Programs Offer Transfer Bonuses?

    Transfer bonuses are most commonly offered by flexible rewards programs (credit card rewards that can be transferred to multiple airline and hotel loyalty programs).

    These often include:

    • American Express Membership Rewards
    • Bilt Rewards (typically on the first of the month as part of Rent Day promotions)
    • Capital One Miles
    • Chase Ultimate Rewards
    • Citi ThankYou Rewards

    Each program runs promotions throughout the year, and the participating airline or hotel partners can vary from one offer to the next.

    Young couple enjoying breakfast in a modern kitchen, using a smartphone and credit card for convenient online grocery shopping, fostering connection and togetherness during their morning routine
    MILORAD KRAVIC / ISTOCK

    How to Find Current Transfer Bonuses

    Transfer bonuses come and go throughout the year, and each bank runs promotions on its own schedule.

    Understandably, keeping track of them across multiple rewards programs can quickly become a chore.

    PointsYeah keeps an up-to-date list of current credit card transfer bonuses. This makes it easy to see which bank programs and airline or hotel partners are currently offering promotions.

    Even better, when you’re searching for award flights with PointsYeah, eligible transfer bonuses are automatically factored into your search results. That means you can compare your options without having to calculate the bonus yourself.

    POINTSYEAH

    Should You Transfer Points During a Bonus?

    Not necessarily.

    A transfer bonus can make an award booking more attractive, but it doesn’t automatically mean you should transfer your points.

    Before you do anything with your credit card points, it’s worth considering a few things:

    • Is the award flight or hotel actually available?
    • Does transferring points cost less than paying cash?
    • Are you ready to book?

    These questions matter because point transfers can’t be reversed. Once your credit card points become airline miles or hotel points, you can’t transfer them back.

    Put differently, a transfer bonus is best viewed as an opportunity and not a reason to book a trip. If you’ve already found the award you want, a bonus can help your points go a little further. If you haven’t, it’s usually better to keep your points where they are until you’re ready to book.

  • How to Convert Credit Card Points to Airline Miles

    How to Convert Credit Card Points to Airline Miles

    One of the biggest advantages of earning rewards through a travel credit card is the flexibility you have when it’s time to book travel.

    Unlike airline miles, many credit card points can be transferred to multiple airline loyalty programs. Instead of being locked into a single airline, you can choose the program that best suits your trip.

    If you’ve never transferred credit card points before, the process is easier than you might think. And once you understand which airline partners your bank works with, transferring your points usually takes only a few minutes.

    Here’s how to convert your credit card points into airline miles.

    Before You Transfer Your Points

    Before transferring a single point, it’s a good idea to search for the award flight you want.

    Credit card point transfers are one-way. Once your points become airline miles, you can’t transfer them back to your credit card rewards program.

    That’s why it’s usually best to:

    • Search for your award flight first.
    • Confirm that seats are available.
    • Compare the cash price with the points required.
    • Transfer only the number of points you need to complete your booking.

    PointsYeah makes this process much easier by showing live award availability across supported airline programs.

    Search results also identify which transferable credit card currencies can be used for a particular redemption and highlight any applicable transfer bonuses.

    Young woman standing with phone near the airport window waiting for the flight
    ROSSHELEN / ISTOCK

    American Express Membership Rewards

    American Express airline transfer partners

    American Express Membership Rewards points are transferable to the following airline loyalty programs.

    {{ transfer-partner-table bank=”Amex” type=”airline” }}

    Most Amex transfers process instantly, though transfer times can vary by the airline.

    One important exception involves transfers to U.S.-based airline programs such as Delta SkyMiles and JetBlue TrueBlue. American Express charges an excise tax offset fee of 0.06 cents per point transferred (up to a maximum of $99) for these transfers.

    While you can use Membership Rewards points to cover the fee at checkout, you’re generally better off paying it with your American Express card and saving your points for travel.

    How to transfer American Express Membership Rewards

    1. Sign in to your American Express account.
    2. Open Rewards & Benefits, then select Transfer Points.
    3. Choose your airline loyalty program and link your account if necessary.
    4. Enter the number of Membership Rewards points you’d like to transfer.
    5. Review the information and confirm your transfer.

    Bilt Rewards

    Bilt airline transfer partners

    Bilt Rewards Points are transferable to the following airline loyalty programs.

    {{ transfer-partner-table bank=”Bilt” type=”airline” }}

    Most Bilt transfers process instantly, though transfer times can vary by the airline.

    How to transfer Bilt Rewards

    1. Sign in to your Bilt account.
    2. Select the Rewards tab.
    3. Tap Transfer.
    4. Choose your airline partner.
    5. Enter the number of points to transfer and confirm.

    Capital One Miles

    Capital One airline transfer partners

    Capital One Miles are transferable to the following airline loyalty programs.

    {{ transfer-partner-table bank=”Capital One” type=”airline” }}

    Most Capital One transfers process instantly, though transfer times can vary by the airline.

    How to transfer Capital One Miles

    1. Sign in to your Capital One account.
    2. Select View Rewards.
    3. Choose Transfer Rewards.
    4. Select your airline partner.
    5. Enter the number of miles you’d like to transfer and confirm.

    Chase Ultimate Rewards

    Chase airline transfer partners

    Chase Ultimate Rewards points are transferable to the following airline loyalty programs.

    {{ transfer-partner-table bank=”Chase” type=”airline” }}

    Most Chase transfers process instantly, though transfer times can vary by the airline.

    How to transfer Chase Ultimate Rewards

    1. Sign in to your Chase account.
    2. Open Ultimate Rewards.
    3. Select Transfer Points to Partners.
    4. Choose your airline loyalty program.
    5. Enter the number of points you’d like to transfer and confirm.

    Citi ThankYou Rewards

    Citi airline transfer partners

    Citi ThankYou Rewards points are transferable to the following airline loyalty programs.

    {{ transfer-partner-table bank=”Citi” type=”airline” }}

    Note: Transfer ratios vary depending on your Citi ThankYou-earning card. Be sure to confirm the transfer ratio that applies to your account before transferring points.

    Most Citi transfers process instantly, though transfer times can vary by the airline.

    How to transfer Citi ThankYou Rewards

    1. Sign in to ThankYou.com.
    2. Select Points Transfer.
    3. Choose your airline partner.
    4. Enter the number of ThankYou points you’d like to transfer.
    5. Confirm your transfer.

    U.S. Bank Altitude Rewards

    U.S. Bank airline transfer partners

    U.S. Bank Altitude Rewards points are transferable to the following airline loyalty programs.

    {{ transfer-partner-table bank=”US Bank” type=”airline” }}

    Most U.S. Bank transfers process instantly, though transfer times can vary by the airline.

    How to transfer U.S. Bank Altitude Rewards

    1. Sign in to your U.S. Bank account.
    2. Open your rewards dashboard.
    3. Select Transfer Points.
    4. Choose your airline loyalty program.
    5. Enter the number of points to transfer and confirm.

    Wells Fargo Rewards

    Wells Fargo airline transfer partners

    Wells Fargo Rewards points are transferable to the following airline loyalty programs.

    {{ transfer-partner-table bank=”WF” type=”airline” }}

    Most Wells Fargo transfers process instantly, though transfer times can vary by the airline.

    How to transfer Wells Fargo Rewards

    1. Sign in to your Wells Fargo account.
    2. Select Wells Fargo Rewards.
    3. Tap See All Options, then Rewards Points Transfer.
    4. Choose your airline partner.
    5. Enter the number of points you’d like to transfer.
    6. Review the information and submit your transfer.

    Things to Know Before You Transfer

    Transfers are usually final

    In most cases, transfers from a credit card rewards program to an airline loyalty account can’t be reversed.

    Before transferring your points, make sure you’ve found the award flight you want, and you’re ready to complete the booking.

    People using devices to plan trips, check in to hotels and flights, stay connected to family and office. Freelance business concept
    POIKE / ISTOCK

    Transfer times can vary

    Most transfers happen within minutes, but not every airline processes transfers at the same speed.

    Occasionally, transfers may take several hours or even a few days. And your first transfer to a particular airline loyalty program may also take longer than subsequent transfers, especially if your loyalty account hasn’t been linked before.

    While delays are relatively uncommon, they’re worth keeping in mind if you’re booking an award with limited availability.

    Transfer bonuses can stretch your points further

    Banks periodically offer transfer bonuses that increase the number of airline miles you receive from the same number of credit card points.

    For example, a 25% transfer bonus means 10,000 transferable credit card points become 12,500 airline miles instead of the usual 10,000.

    Before transferring your points, check our Current Credit Card Transfer Bonuses guide to see whether an active promotion could help you receive more airline miles.

  • What’s Included with PointsYeah Premium?

    What’s Included with PointsYeah Premium?

    PointsYeah Premium builds on the platform’s free membership with additional tools for searching award flights and hotels, tracking availability, and managing your rewards.

    From longer Live Search windows and expanded alerts to enhanced My Wallet features, Premium is designed for travelers who want more flexibility while planning trips with points.

    Here’s what’s included.

    Pricing

    PointsYeah Premium is available as either a monthly or annual membership.

    Monthly

    • premium_monthly: $19.99 per month

    Annual

    • premium_annual: $119.95 per year

    For travelers who regularly book award flights and hotels, the annual membership offers the best overall value.

    What’s Included

    PointsYeah Premium builds on the free membership with additional planning tools across the platform, including:

    • Longer Live Search windows
    • More active alerts
    • Enhanced My Wallet features
    • United Airlines Upgrade Alerts
    • Custom point valuations

    The sections below explain each feature in more detail.

    Search More Award Flights

    Premium expands Live Search, making it easier to compare more flight options in a single search.

    Premium members can:

    • Search up to 8 days instead of 4.
    • Search from up to 2 origin airports.
    • Search up to 2 destination airports.

    You can also search up to 3 origin airports and 3 destination airports in a single search. When using the maximum number of airports on either side, the search window is limited to 4 days instead of 8 to keep searches fast.

    These additional search options reduce the need to run multiple searches and make it easier to compare nearby airports and flexible travel dates.

    Track More Award Opportunities

    Premium includes higher alert limits and additional alert types, allowing you to monitor more trips at once.

    Premium includes:

    • Up to 32 Points Price Alerts
    • Up to 30 Hotel Alerts
    • Unlimited Explorer Alerts
    • United Airlines Upgrade Alerts

    Whether you’re waiting for award prices to drop, hotel availability to open, or a United upgrade to become available, PointsYeah continues monitoring in the background and lets you know when something changes.

    Get More from My Wallet

    Every PointsYeah account includes My Wallet, allowing you to track rewards balances across supported loyalty programs.

    Premium enhances My Wallet with:

    • Automatic syncing with select bank and airline loyalty programs
    • Family and Friends Points Wallet, allowing you to manage your household’s rewards in one place

    Instead of tracking multiple accounts individually, Premium helps you organize your rewards and plan trips using points across your household.

    Personalize Your Searches

    Premium includes additional customization tools that help tailor search results to your travel preferences.

    Features include:

    These settings help surface results that better reflect how you value your points and how you like to travel.

    Discover More with Daydream Explorer

    Daydream Explorer is available to all PointsYeah members, but it works especially well alongside Premium’s expanded search capabilities and alerts.

    Browse award flights and hotels across the globe, save Explorer Alerts, and discover destinations based on your travel style before switching to Live Search when you’re ready to book.

    Compare Free and Premium

    While PointsYeah’s free membership includes unlimited Live Search and access to many core features, Premium expands what you can do throughout the platform.

    FreePremium
    Flights: Live Search
    Access to real-time searchesUnlimitedUnlimited
    Number of search days (one-way)Up to 4Up to 8
    Number of origin/destination airports1Up to 2
    View Live Seat Maps
    Hotels: Live Search
    Search 50,000+ hotels across the globe and compare award prices against cash prices for the most popular chainsUnlimitedUnlimited
    Daydream Explorer
    Free map view for millions of flight and hotel ideas
    Alerts
    Flight Price Point AlertsUp to 4Up to 32
    Hotel AlertsUp to 4Up to 30
    Explorer AlertsUnlimitedUnlimited
    United Airlines Upgrade Alerts
    Customization
    Access over 20 personalized filters to make your search match your needs
    Set custom values per point
    Points Wallet
    Access to My WalletManual entryManual & Automatic sync with select bank and airlines programs
    Access to Family and Friends Points WalletYours + up to 4 family accounts

    For a complete feature comparison, visit the PointsYeah Membership page.

    How to Upgrade Your Account

    Upgrading to PointsYeah Premium only takes a few minutes.

    1. Sign in to your PointsYeah account.
    2. Visit the Membership page.
    3. Choose a monthly or annual plan.
    4. Enter any available promo code during checkout.
    5. Complete your purchase and start using Premium features immediately.

    Gift a membership

    Looking for a gift for the traveler in your life? PointsYeah Premium memberships can also be purchased as gifts.