Author: PointsYeah Editorial Team

  • Introducing Multi-Region Alerts: A New Way to Find Award Flights

    Introducing Multi-Region Alerts: A New Way to Find Award Flights

    We’re excited to introduce Multi-Region Alerts, a new PointsYeah feature designed to continuously find award travel opportunities in real time across multiple airports, states, regions, countries, and continents, with flexible travel dates.

    Whether you’re planning a trip to Europe, exploring destinations across Asia, or simply flexible about where you depart from, Multi-Region Alerts help you find more ways to put your points and miles to work.

    Award Alerts Built for Flexible Travel Plans

    With Multi-Region Alerts, you can select entire geographic areas and receive notifications when PointsYeah finds award flights between major airports within your selected locations. You can mix and match from:

    • Major airports and airport groups: JFK, LAX, SFO, NYC, WAS, and more
    • States: California, Florida, New York, or any of the 50 U.S. states
    • Countries: Japan, Italy, Costa Rica, or any other country
    • U.S. regions: Northeast, Midwest, South, Southeast, West, or any of the 24 available regions
    • Continents: Europe, Asia, South America, North America, Africa, and Oceania

    For example, selecting California to Europe allows you to monitor award opportunities between major airports in California and destinations across Europe, all within a single alert.

    You don’t have to decide on a specific departure airport or European city before getting started.

    POINTSYEAH

    Customize Alerts Around Your Travel Preferences

    Start by selecting your departure and destination areas, travel date range, cabin preferences, and maximum miles per passenger.

    Then narrow down your alerts with additional preferences:

    • Travel Theme: Select a travel theme that fits your plans.
    • Bank Programs: Choose your preferred bank rewards programs.
    • Airline Programs: Focus on specific airline loyalty programs.
    • Stops: Set your preferred number of connections.
    • Number of Seats: Specify how many award seats you need.
    • Max Flight Duration: Set a limit on total flight time.
    • Max Taxes: Set the maximum taxes and fees you’re willing to pay.

    For example, if you’re looking for business-class flights to Europe using no more than 70,000 miles per passenger, you can set those preferences and let PointsYeah notify you when matching award opportunities are found.

    POINTSYEAH

    More Ways to Make the Most of Multi-Region Alerts

    One of the biggest benefits of Multi-Region Alerts is the freedom to plan trips around award availability.

    Here are two ways to put that flexibility to work.

    Find Opportunities Through Positioning Flights

    For example, monitoring departures from California could help you find an award opportunity from a major airport elsewhere in the state. A separate positioning flight could make that redemption worth considering.

    Just remember to allow sufficient connection time when arranging separate flights.

    Let Award Availability Inspire Your Next Destination

    Know you want to visit Asia but haven’t decided exactly where?

    Select Asia as your destination and let Multi-Region Alerts help you identify available award opportunities across the continent.

    You might find a flight to Tokyo, Seoul, Bangkok, or another city that inspires your next adventure.

    Multi-Region Alerts for Free and Premium Users

    Multi-Region Alerts are available to both Free and PointsYeah Premium members, with additional flexibility for Premium members.

    FeatureFreePremium
    Origin selections per alert1Up to 3
    Destination selections per alert1Up to 3
    Maximum date range30 days90 days
    Maximum Multi-Region Alerts5150
    Geographic selectionsMajor airports, states, countries, U.S. regions, continentsSame
    Custom flight preferencesYesYes

    Even with a Free account, one selection can cover an entire country or continent. Premium members can select up to three origin areas and three destination areas within a single alert, monitor longer date ranges, and maintain up to 150 Multi-Region Alerts.

    More on This: What’s Included With PointsYeah Premium?

    Multi-Region Alerts vs. Points Price Alerts

    Both features help you find award availability, but they’re designed for different travel plans.

    Multi-Region Alerts are ideal for travelers with flexible travel plans who want to discover award flights across multiple major airports and/or regions, with a larger date range of up to 30 days for Free users and 90 days for Premium members.

    Points Price Alerts are better suited for travelers with a specific route and travel dates who want to track award price changes or newly available seats. These alerts support a 4-day date window for Free users and an 8-day date window for Premium members.

    Whether you have a specific flight in mind or are flexible about where and when you travel, PointsYeah has an alert option to match your plans.

    Start Exploring With Multi-Region Alerts

    Ready to find award flights beyond your usual routes?

    Create a Multi-Region Alert, select your departure and destination areas, and customize your travel preferences.

    Whether you’re planning a multi-city adventure, considering alternative departure airports, or letting award availability guide your next trip, Multi-Region Alerts give you more flexibility to find opportunities that fit your plans.

    Create Your Multi-Region Alert

  • Earn $50 or Up to 5,000 Amex or Bilt Points With Rakuten’s New Member Bonus

    Earn $50 or Up to 5,000 Amex or Bilt Points With Rakuten’s New Member Bonus

    Rakuten is a free shopping portal that lets you earn cash back or points on purchases you’re already making, on top of the rewards you earn with your credit cards.

    And through the end of the year, new members can earn $50 or up to 5,000 points after spending just $50 through a referral link.

    Here’s how the offer works.

    How to Earn the $50 Rakuten Bonus

    Rakuten partners with more than 3,500 brands, allowing you to earn rewards when shopping online or at participating stores.

    At a glance, the current referral offer looks like this:

    • Sign-up bonus: $50 in cash back or points
    • Spending requirement: $50 in qualifying purchases (within 90 days of joining)
    • Eligibility: New Rakuten members located in the 50 U.S. states or Washington, D.C.
    • Offer ends: December 31, 2026

    To get started, sign up for Rakuten through our referral link.

    Once you’ve created an account, shop through Rakuten at participating retailers. You can meet the $50 spending requirement with one purchase or multiple qualifying purchases within 90 days.

    For everyday use, Rakuten also offers a browser extension that reminds you to activate cash back when shopping online. Alternatively, you can use the Rakuten app to shop, track your rewards, and find in-store cash-back offers.

    After your qualifying purchases are confirmed, you’ll receive the referral bonus through Rakuten’s quarterly payment schedule. Depending on your selected payout method, you can receive cash back through PayPal, check, Samsung Pay, or earn Amex Membership Rewards or Bilt Points instead.

    Those latter two options are particularly interesting.

    Earn Amex Membership Rewards Points With Rakuten

    One of Rakuten’s most useful features for points and miles enthusiasts is its partnership with American Express.

    Eligible Amex cardmembers can link their Membership Rewards account to Rakuten and choose to earn points instead of cash back.

    The conversion rate is 100 Membership Rewards points per $1 in Rakuten cash back. So, if a retailer offers 10% cash back, you can instead earn 10 Membership Rewards points per dollar spent.

    That means the $50 referral bonus could be worth 5,000 Membership Rewards points if you choose to receive your rewards that way.

    To get started, visit your Rakuten account settings, select Membership Rewards as your payment method, and link your eligible Amex account.

    Rakuten transfers confirmed Membership Rewards points quarterly, on February 15, May 15, August 15, and November 15. You’ll need at least 501 confirmed points for a transfer; smaller balances roll over to the next payment date.

    And remember, these points are earned on top of the rewards you already earn with your credit card (which doesn’t even have to be an Amex card).

    A young female traveller is using her laptop on her vacation.
    RECEP-BG / ISTOCK

    Earn Bilt Points With Rakuten

    Rakuten also lets members earn Bilt Points instead of cash back.

    To enable this option, you’ll need to link your Rakuten and Bilt accounts through Bilt’s website or app. Your email addresses must match on both accounts.

    Once linked, Rakuten will convert your confirmed cash back into Bilt Points. The conversion rate depends on your Bilt elite status at the time of payout:

    • Blue members: 50 Bilt Points per $1 in cash back
    • Silver, Gold, and Platinum members: 100 Bilt Points per $1 in cash back

    That means the $50 referral bonus could be worth 2,500 Bilt Points for Blue members or 5,000 Bilt Points for Silver members and above.

    Bilt Points are transferred quarterly, following Rakuten’s regular payment schedule. You’ll need at least $5.01 in confirmed cash back for a payout.

    Ready to Get Started?

    If you’re not already a Rakuten member, this is an easy way to pick up some extra cash back or points on purchases you’d make anyway.

    Just sign up through our referral link by December 31, 2026, and spend at least $50 on qualifying purchases within 90 days of joining to earn your bonus.

    And since Rakuten is free to use, you can continue earning additional rewards on everyday purchases long after you’ve earned the new member bonus.

  • Earn 70,000 Bonus Points With the World of Hyatt Business Card

    Earn 70,000 Bonus Points With the World of Hyatt Business Card

    The World of Hyatt Business Credit Card has a welcome offer worth considering for business owners who regularly stay at Hyatt hotels, whether they’re traveling themselves or sending employees on the road.

    New cardholders can earn 70,000 bonus points after spending $7,000 on purchases within the first three months of account opening.

    The card carries a $199 annual fee and offers several Hyatt-related benefits, including statement credits, automatic elite status, and opportunities to earn additional elite night credits through spending.

    {{ credit-card-widget uri=”hyattbusiness” }}

    What Can You Do With Hyatt Points?

    World of Hyatt points can be redeemed for stays at participating Hyatt hotels and resorts worldwide. These range from budget-friendly properties to luxury hotels.

    Unlike some hotel loyalty programs, Hyatt still publishes an award chart, although the number of points required varies by hotel category and demand.

    Standard room free nights start at 3,500 points but can run as high as 75,000 points. This depends on the property category and which of Hyatt’s five pricing tiers applies to the night you want to stay.

    What Else Does the Hyatt Business Card Offer?

    Beyond the welcome bonus, the Hyatt Business Card comes with several benefits, including:

    • Up to $100 in Hyatt statement credits: Receive a $50 statement credit when you spend $50 or more at a Hyatt property, up to twice each cardmember anniversary year.
    • Automatic Discoverist status: Cardholders receive World of Hyatt Discoverist status and can gift the same status to up to five employees. This is Hyatt’s entry-level elite status, below Explorist and Globalist.
    • Elite night credits through spending: Earn five tier-qualifying night credits for every $10,000 spent on the card in a calendar year.
    • Up to 9X points on Hyatt stays: Earn 4X points through the card, plus up to 5X Base Points as a World of Hyatt member.
    • 2X points in select business categories: Earn 2X points in your three highest eligible spending categories each quarter, including dining, shipping, airfare purchased directly from airlines, and advertising.
    • 2X points on gym memberships: Fitness clubs and gym memberships also qualify for bonus points.
    • Complimentary Hyatt Leverage membership: The business owner can enroll in Hyatt Leverage, which offers access to discounted rates at participating properties. Employee cardholders don’t automatically receive membership.
    • 10% of redeemed points back: After spending $50,000 on the card in a calendar year, receive 10% of your redeemed Hyatt points back for the remainder of that year, on up to 200,000 points redeemed. Eligible redemptions include hotel stays, room upgrades, dining, spa services, and World of Hyatt Experiences.

    Just note that World of Hyatt points expire after 24 consecutive months of account inactivity.

    Lobby of the Andaz London Liverpool Street.
    Andaz London Liverpool Street. HYATT

    Who Can Apply for the Hyatt Business Card?

    A business credit card does require a business. But that doesn’t necessarily mean a company with employees, an office, or a huge amount of revenue.

    Traditional businesses can qualify, but so can many sole proprietors, freelancers, independent contractors, and people earning money from a side business.

    There are also restrictions on who can qualify for the welcome bonus.

    According to Chase’s terms, the offer isn’t available to current World of Hyatt Business Credit Card holders or previous cardholders who received a welcome bonus on this card within the past 24 months.

  • Introducing the PointsYeah Chrome Extension: See Points Prices as You Search Bank Travel Portals

    Introducing the PointsYeah Chrome Extension: See Points Prices as You Search Bank Travel Portals

    We’re excited to introduce the PointsYeah Chrome Extension, a new way to discover flights you can search with points and miles directly on the credit card portals and travel websites you already use.

    Ever searched for flights through Amex Travel, Capital One Travel, Chase Travel, Citi Travel or Kayak and Expedia and wondered whether redeeming airline miles might be a better option?

    Now, you can see relevant points and miles options alongside your existing flight results

    And the best part? The PointsYeah Chrome Extension is completely free to use!

    Your Flight Searches, Now With Points and Miles

    Whether you’re redeeming bank points through a credit card travel portal or browsing cash fares, the PointsYeah Chrome Extension brings additional award travel options directly into your search results without changing how you normally search for flights.

    The extension currently works with seven travel platforms:

    • Amex Travel
    • Capital One Travel
    • Capital One Business Travel
    • Chase Travel
    • Citi Travel
    • Expedia
    • Kayak

    Simply search for flights on any supported website, and when PointsYeah finds a matching award flight, an orange badge appears alongside your results displaying the points price and applicable taxes and fees.

    Hovering over the badge reveals more information, including which loyalty programs offer the flight, how many points or miles each requires, and how many seats are available when that information is provided.

    See It in Action

    See how the PointsYeah Chrome Extension brings award prices into flight searches across supported travel platforms.

    Amex Travel

    Discover additional points and miles options alongside flight results and fare selections within Amex Travel.

    PointsYeah Chrome Extension displaying a Delta Air Lines award flight for 21,200 points plus $5.60 alongside cash fares on American Express Travel.
    AMEX TRAVEL

    Capital One Travel and Capital One Business Travel

    See airline award prices alongside cash fares and Capital One miles prices.

    CAPITAL ONE TRAVEL

    Chase Travel

    Explore airline award options while browsing flights and cabin selections via Chase Travel.

    PointsYeah Chrome Extension displaying American Airlines award flights from Miami to New York on Chase Travel, starting at 13,800 points plus $5.60.
    CHASE TRAVEL

    Citi Travel, Kayak, and Expedia

    PointsYeah also displays relevant award prices directly within flight results on these platforms: Citi Travel, Kayak, and Expedia.

    KAYAK

    Find Award Options That Fit Your Preferences

    Looking for flights using a specific rewards program or trying to stay within a points budget? The PointsYeah Chrome Extension lets you narrow down award results using four filters:

    • Bank Programs: Filter award results by bank rewards programs.
    • Airline Programs: Select the airline loyalty programs you’d like to see.
    • Max Points: Set the maximum points or miles you’re willing to redeem.
    • Max Taxes: Limit results based on applicable taxes and fees.
    POINTSYEAH CHROME EXTENSION

    For example, you can focus on your preferred bank rewards programs or set a maximum points amount to find award opportunities within your budget.

    Bring PointsYeah Wherever You Search

    Ready to get started? Install the free PointsYeah Chrome Extension from the Chrome Web Store and sign in with your PointsYeah account.

    Once installed, start searching for flights on supported travel websites and discover more ways to put your points and miles to work.

    Add to Chrome for Free

  • 4 United Credit Card Offers Worth up to 100,000 Bonus Miles

    4 United Credit Card Offers Worth up to 100,000 Bonus Miles

    United credit cards are useful for several reasons beyond their welcome bonuses.

    For anyone who flies United, carrying one can unlock lower mileage prices, help with earning Premier status, and provide benefits ranging from free checked bags to United Club access.

    There are several United cards to choose from, and the differences become more meaningful depending on how often someone flies the airline and which benefits they’ll use. Eligible United cardholders can also save 10% or more when booking eligible flights with miles, or 15% or more for Premier members.

    One thing worth noting about the current offers: Each includes an opportunity to earn another 10,000 miles after adding an authorized user within the first three months.

    Here are four United cards that make sense to consider.

    United Explorer Card

    The United Explorer Card is the most approachable of the personal cards here. It’s a great option for someone who flies United a few times a year.

    Its benefits include a free first checked bag, priority boarding, two United Club one-time passes each year, and savings of 10% or more when booking eligible flights with miles.

    Click “Learn More” below for the current offer, full benefits, and application details.

    {{ credit-card-widget uri=”unitedexplorercard” }}

    United Quest Card

    The United Quest Card makes more sense for someone spending more time onboard United and looking for benefits beyond a checked bag.

    It comes with an annual United travel credit and flight discount, two free checked bags, and an annual allotment of Premier qualifying points (PQP). That makes the card particularly relevant for someone working toward United Premier status. Cardholders can also save 10% or more when booking eligible flights with miles.

    Click “Learn More” below for the current offer, full benefits, and application details.

    {{ credit-card-widget uri=”unitedquestcard” }}

    United Club Card

    The United Club Card is the premium personal option. The headline benefit is a United Club membership.

    It also offers two free checked bags, Premier Access benefits, savings of 10% or more when booking eligible flights with miles, and opportunities to earn PQP toward Premier status. For frequent United flyers who would otherwise pay for lounge access, the Club membership is likely to be the biggest reason to carry it.

    Click “Learn More” below for the current offer, full benefits, and application details.

    {{ credit-card-widget uri=”unitedclubinfinitecard” }}

    United Business Card

    The United Business Card offers many of the benefits found on the personal cards, including a free first checked bag, priority boarding, two United Club one-time passes, and savings of 10% or more when booking eligible flights with miles.

    There’s also a reason to pair it with a personal United card: Cardholders with both receive a 5,000-mile bonus each account anniversary.

    Click “Learn More” below for the current offer, full benefits, and application details.

    {{ credit-card-widget uri=”unitedbusiness” }}

    United Credit Card Application Rules

    The Explorer and Quest cards aren’t available to current cardholders of the respective card or previous cardholders who received a new-cardmember bonus on that card within the past 24 months.

    The Club Card has broader restrictions. It’s unavailable to current cardholders of any United Club credit card or previous United Club cardholders who received a new-cardmember bonus for the current Club Card within the past 24 months.

    The United Business Card doesn’t list a similar 24-month restriction, although applicants need an eligible business.

    Offer terms and eligibility can change, so check the current terms before applying.

  • 4 Chase IHG Credit Card Offers Worth up to 200,000 Points

    4 Chase IHG Credit Card Offers Worth up to 200,000 Points

    IHG and Chase offer four co-branded hotel credit cards (three for personal use and one for business), and each one comes with its own welcome bonus.

    The offers range from 125,000 points on IHG’s no-annual-fee IHG One Rewards World Elite Mastercard to 200,000 points on the brand-new IHG One Rewards Premier Select World Elite Mastercard after meeting the minimum spending requirement.

    Here’s a look at each card and what’s currently available now that the cards were refreshed in October 2026.

    IHG One Rewards World Elite Mastercard

    The IHG One Rewards World Elite Mastercard is IHG’s no-annual-fee personal card and the least expensive option.

    {{ credit-card-widget uri=”ihgtraveler” }}

    The card comes with automatic Silver Elite status and five Elite Night Credits each calendar year. Cardmembers can also unlock the fourth night free on four-night stays booked with points after spending $5,000 on the card.

    Click “Learn More” above for the current offer, full benefits, and application details.

    IHG One Rewards Premier World Elite Mastercard

    The IHG One Rewards Premier World Elite Mastercard sits in the middle of IHG’s personal card lineup with a $150 annual fee.

    {{ credit-card-widget uri=”ihg” }}

    The card includes an anniversary free night worth up to 50,000 points, up to $100 annually in IHG Food & Beverage Rewards, a $100 annual airline statement credit, and up to $50 in United TravelBank Cash.

    Cardmembers also receive 15 Elite Night Credits each year and automatic Gold Elite status.

    Click “Learn More” above for the current offer, full benefits, and application details.

    IHG One Rewards Premier Select World Elite Mastercard

    The IHG One Rewards Premier Select World Elite Mastercard is the newest and most expensive personal card in IHG’s lineup. It comes with a $350 annual fee.

    {{ credit-card-widget uri=”ihgpremierselect” }}

    Beyond the welcome offer, the card comes with up to $300 in annual IHG Food & Beverage Rewards, a $200 annual airline statement credit, and up to $50 in United TravelBank Cash.

    Cardmembers also receive an anniversary free night worth up to 60,000 points, automatic Platinum Elite status, and 20 Elite Night Credits each calendar year. Those 20 nights are enough to unlock IHG’s first Milestone Reward without any hotel stays.

    Click “Learn More” above for the current offer, full benefits, and application details.

    IHG One Rewards Business World Mastercard

    The IHG One Rewards Business World Mastercard rounds out the lineup and carries a $200 annual fee.

    {{ credit-card-widget uri=”ihgbusiness” }}

    The card includes an anniversary free night worth up to 50,000 points, automatic Platinum Elite status, and 15 Elite Night Credits each year.

    It also comes with up to $100 annually in IHG Food & Beverage Rewards, a $100 annual airline statement credit, and up to $100 annually in Expensify statement credits.

    Click “Learn More” above for the current offer, full benefits, and application details.

    Who Is Eligible for These Offers?

    The eligibility rules are a little different depending on the card.

    For the no-annual-fee IHG One Rewards card and the Premier card, the restriction applies across IHG’s personal credit card lineup. Neither card is available to current cardmembers of any personal IHG One Rewards credit card or previous cardmembers who received a new cardmember bonus from any personal IHG One Rewards credit card within the past 24 months.

    The new Premier Select works differently. Its restriction applies specifically to the Premier Select rather than the entire personal IHG card lineup.

    That means having another personal IHG card doesn’t, by itself, trigger the Premier Select restriction. Instead, the card isn’t available to current Premier Select cardmembers or previous cardmembers who received a welcome bonus on the Premier Select within the past 24 months.

  • Hilton Is Selling Honors Points With up to a 120% Bonus

    Hilton Is Selling Honors Points With up to a 120% Bonus

    Buying hotel points might sound like an unnecessary extra step. After all, if a room is available, why not just pay for it?

    Sometimes there’s a good reason. Buying the points needed to book a room can cost less than paying the hotel directly.

    Hilton Honors sells points throughout the year and frequently runs promotions that lower their cost. There’s little reason to buy just because a sale is happening. But with a Hilton stay already in mind, it takes only a few seconds to see whether buying points could save money.

    Current Hilton Buy Points Offer

    Hilton is currently offering up to a 120% bonus when buying points, dropping the purchase price as low as ~0.45 cents each.

    • Current promotion: Up to 120% bonus
    • Lowest price per point: Roughly 0.45 cents
    • Offer ends: November 21, 2026
    • Offer purchase limit: 240,000 points before the bonus
    • Annual purchase limit: 240,000 points before any bonus

    Buy Hilton Honors points directly from Hilton

    Hilton runs points sales fairly regularly, so there’s rarely a reason to buy solely because a promotion is happening or ending soon. The history below shows how the current offer compares with previous ones. Click the arrow to see past offers.

    {{ buy-points-history type=”hotel” program=”Hilton Honors” }}

    More on This: Current Buy Points and Miles Offers

    When Buying Hilton Points Makes Sense

    The easiest way to decide whether buying points makes sense is to compare two prices.

    First, find how many Hilton points a hotel requires. Then figure out how much it would cost to buy those points under the current promotion and compare that with the cash price for the same stay.

    The math is simple:

    Points needed × current price per point = cost to buy the points

    Say Hilton is selling points for 0.45 cents each and a hotel costs 60,000 points per night. Buying 60,000 points would cost $270.

    If the same room costs $425 in cash, buying the points could save $155. If the room costs $250, paying cash is the easy choice.

    That’s really all there is to it.

    CERI BREEZE / ISTOCK

    There are a few things that can change the math even more. For example, Hilton elite members get a fifth night free on eligible five-night award stays. This can drop the all-in cost of a stay even more.

    More on This: How to Search Hotels With Points and Miles Using PointsYeah

    Don’t Buy Points Just Because They’re on Sale

    There’s little reason to stock up on Hilton points without a stay in mind. As the promotion history above shows, Hilton sells points regularly, and another offer will eventually come along.

    Instead, start with the hotel. Check the cash price, check the points price, and calculate what those points would cost to buy. Sometimes cash wins. Sometimes points do.

    And when buying the points is cheaper, it’s a pretty easy way to save money on the exact same room.

  • Capital One Venture Offering a 75K-Mile Bonus With $300 Stays Credit

    Capital One Venture Offering a 75K-Mile Bonus With $300 Stays Credit

    The venture_full: Capital One Venture Rewards Credit Card currently has a welcome offer that combines its familiar 75,000-mile bonus with a $300 credit for hotel and vacation rental bookings through Capital One Travel.

    There’s a lot to like about this card, including the fact that it earns at least 2X miles per dollar on purchases and has a $95 annual fee.

    Here’s what to know about the new offer.

    Capital One Venture Card Offer Overview

    New venture_short: Capital One Venture Card holders can take advantage of the following offer:

    {{ credit-card-widget uri=”venture” }}

    The 75,000-mile bonus isn’t new. That’s the same number of miles the Venture card offered previously.

    The addition is the $300 Capital One Travel Stays credit. It can be used toward hotels and vacation rentals booked through Capital One Travel during the first cardholder year.

    The entire $300 can be used on one booking or split across multiple eligible bookings. If a booking is canceled before the credit expires, Capital One says the credit will be restored as long as it hasn’t expired.

    Purchases covered by the credit don’t earn miles.

    And importantly, this is a one-time welcome-offer benefit. It’s not a recurring $300 annual credit on the venture_short: Capital One Venture Card.

    What Else Comes With the Venture Card?

    The venture_short: Capital One Venture Card is fairly straightforward when it comes to earning miles.

    Cardholders get unlimited 2X miles per dollar on every purchase, every day. The card also earns unlimited 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

    It has a $95 annual fee and charges no foreign transaction fees. It also includes up to a $120 credit for Global Entry or TSA PreCheck.

    Young couple on a historic cobblestone street completes an online purchase together, man holding a credit card while woman uses a smartphone during their vacation
    GORCIA POTURAK / ISTOCK

    Capital One miles don’t expire for the life of the account. There are also several ways to use them.

    One option is redeeming miles toward eligible travel purchases. Capital One miles are worth 1 cent each this way, making 75,000 miles worth $750 toward eligible travel expenses.

    Miles can also be used to book travel through Capital One Travel.

    Another option is transferring miles to an airline or hotel loyalty program. Most Capital One partners transfer at a 1:1 ratio, including programs such as Air Canada Aeroplan, Air France-KLM Flying Blue, and British Airways Club.

    Other redemption options include gift cards and cash back. The value of a Capital One mile varies depending on how it’s redeemed.

    Who Is Eligible for the Welcome Offer?

    There is an important application rule to know about this offer.

    “You are not eligible for this product if you have received a new cardmember bonus for the Capital One Venture card or the Capital One Venture X card in the past 48 months.”

    That means someone who received a venture_x_full: Capital One Venture X Rewards Credit Card welcome bonus during the past four years wouldn’t be eligible for the venture_short: Capital One Venture Card bonus, either.

    More on This: How to Track Rewards and Manage Family Accounts with PointsYeah My Wallet

    What Could 75,000 Capital One Miles Help Book?

    Seventy-five thousand Capital One miles can cover $750 in eligible travel purchases. Transferring the miles to an airline or hotel program can open up some different possibilities.

    For example, 75,000 miles could be enough for two round-trip economy tickets to Europe, four round-trip tickets on some shorter domestic routes, or even a one-way business-class ticket across the Atlantic.

    Those aren’t just theoretical examples. Points Insider found several trips bookable for 75,000 miles, including options for couples, families, and a lie-flat trip to Europe.

    The $300 Capital One Travel Stays credit is separate from the 75,000 miles. It could cover part or all of an eligible hotel or vacation rental while the miles are used for something else.

    More on This: What Can You Get With 75,000 Capital One Miles?

  • Earn Up to 200K Points or $750 Cash Back With These Chase Business Cards

    Earn Up to 200K Points or $750 Cash Back With These Chase Business Cards

    Chase has a handful of offers available on its business credit cards right now.

    Depending on the card, new cardholders can earn as many as 200,000 Ultimate Rewards points or $750 cash back after meeting a spending requirement.

    There are several offers to sort through, but the good news is that the distinction between points and cash back isn’t quite as important as it might seem. And qualifying for a business card can be more straightforward than the name suggests.

    Here’s what’s available now.

    Elevated Chase Business Card Welcome Offers Are Available

    Several Chase business cards are currently offering elevated welcome bonuses.

    The offers, spending requirements, annual fees, and other benefits vary by card. Click “Learn More” on any card for a closer look.

    Ultimate Rewards cards

    The Chase business credit cards below earn Ultimate Rewards points. Those points can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase Travel, and used in several other ways.

    Each card varies in its earning rates, benefits, annual fee, and current welcome offer.

    {{ credit-card-widget uri=”inkbusinesspreferred” }}

    {{ credit-card-widget uri=”csrbiz” }}

    Cash back cards

    Chase also offers a couple of business cards that are marketed as cash-back cards. Both have no annual fee and identical bonuses, but they differ in how they earn rewards.

    {{ credit-card-widget uri=”inkbusinesscash” }}

    {{ credit-card-widget uri=”inkbusinessunlimited” }}

    Anyone interested in traveling with points and miles might be inclined to ignore a cash-back card. But there’s a useful trick for anyone who also has a Chase card that earns Ultimate Rewards points.

    That cash back doesn’t necessarily have to stay cash back.

    Points or Cash Back? They Can Be Combined

    Chase markets some cards as earning cash back. But behind the scenes, those rewards can function a lot like Ultimate Rewards points.

    Every $1 in cash back is equivalent to 100 points. Rewards from an eligible cash-back card can then be combined with an Ultimate Rewards account from a points-earning Chase card.

    For example, someone with a Chase Sapphire Preferred Card who earns $750 cash back from a cash-back Ink Business card could combine those rewards and end up with 75,000 additional Ultimate Rewards points. The same idea works with an eligible business card that earns points, such as the Ink Business Preferred.

    That matters because Ultimate Rewards points are incredibly versatile. They can be transferred to Chase’s airline and hotel partners, redeemed for travel through Chase, used for statement credits, and more.

    More on This: How Credit Card Transfer Partners Work

    Who Can Get a Business Card?

    A business credit card does require a business. But that doesn’t necessarily mean a company with employees, an office, or a huge amount of revenue.

    Traditional businesses can qualify, but so can many sole proprietors, freelancers, independent contractors, and people earning money from a side business.

    A group of colleagues working together in a contemporary office environment, focused on collaboration and teamwork to achieve professional goals. This setting embodies a productive and dynamic workplace atmosphere.
    MINISERIES / ISTOCK

    There are also some important restrictions to know about these welcome offers.

    For the Ink Business Preferred and Sapphire Reserve for Business, Chase says the new-cardmember bonus may not be available to anyone who has ever had that particular card. Chase also says it may consider factors related to the business when determining bonus eligibility.

    The language is broader for the no-annual-fee Ink Business Cash and Ink Business Unlimited. Chase says the bonus may not be available to anyone who has ever had that card or any other Chase for Business card without an annual fee.

    That means previous Chase business cards can matter even when applying for a different card, particularly with the no-annual-fee Ink cards.

    For the full eligibility requirements, spending requirements, offer terms, and explainers on each card’s benefits, click “Learn More” on the individual card above.

  • Current Buy Points and Miles Offers: Alaska, Southwest, Hilton, Hyatt & More

    Current Buy Points and Miles Offers: Alaska, Southwest, Hilton, Hyatt & More

    Airlines and hotels regularly sell points and miles with bonuses or discounts. And some promotions can bring the cost down significantly.

    Sometimes, buying points or miles for the trip you want to take can even cost less than paying the going cash price.

    Whether you’re topping off an account for an award you’ve already found, planning ahead for a trip, or simply waiting for a better offer, it helps to know what’s available now and how it compares with what we’ve seen before.

    PointsYeah automatically tracks current offers for buying airline miles and hotel points below, along with each program’s recent promotion history.

    Current Buy Points and Miles Offers

    Here are the current promotions for buying airline miles and hotel points. The tables below automatically update as new offers begin and existing ones expire.

    Note that some promotions are targeted, so you may see a different bonus or discount after logging into your loyalty account. Always confirm the offer and final purchase price before buying.

    Active airline buy miles offers

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    Active hotel buy points offers

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    Before You Buy Points or Miles

    There’s more to a good buy points or miles promotion than the headline bonus or discount.

    Each loyalty program sets its own price, so a 100% bonus from one program isn’t necessarily a better deal than a 50% bonus from another. The final purchase price matters more, and the historical tables below can help you see whether the current offer is especially good or something that comes around regularly.

    It also helps to know how you plan to use the points or miles before buying them. If you’re a few thousand miles short of an award, buying the difference can be an easy way to get what you need. In other cases, buying enough points for an entire flight or hotel stay can cost less than paying cash.

    If you’re buying airline miles for a particular trip, search for the award first. Availability can change quickly, and you don’t want to buy miles only to discover that the flight you wanted is no longer bookable.

    PointsYeah searches live award availability across dozens of rewards programs, so you can see what’s available before making a purchase.

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    Keep in mind that points and miles purchases are generally nonrefundable. Programs may also limit how many points or miles you can purchase, so check the terms of the specific offer before buying.

    More on This: When Does It Make Sense to Buy Points and Miles?

    Historical Buy Points and Miles Offers

    A promotion can sound impressive without being particularly unusual. Looking at previous offers gives you a better idea of how today’s bonus or discount stacks up.

    Open the dropdown for any airline or hotel program below to see its recent buy points or miles offer history.

    Previous airline buy miles offers

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    Previous hotel buy points offers

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