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  • United Changes Premier Status Rules for 2027, With More Emphasis on Spending

    United Changes Premier Status Rules for 2027, With More Emphasis on Spending

    As the year winds down, United Airlines is among the first major U.S. carriers to announce changes to its loyalty program for 2027.

    And some of them are pretty significant.

    The airline is eliminating one of the two ways travelers can qualify for MileagePlus Premier status and increasing the requirements for Premier 1K.

    The changes, announced October 13, are most consequential for frequent flyers who have traditionally qualified through a combination of Premier qualifying flights (PQF) and Premier qualifying points (PQP).

    United is also changing how members receive their annual starter PQP deposits. To spoil it: The benefit will become exclusive to eligible credit cardholders. Meanwhile, the airline is increasing the number of PQP members can earn through spending on its premium United Club credit cards.

    Here’s what’s changing for 2027.

    United Is Eliminating Its Flight-Based Qualification Option

    Currently, MileagePlus members have two ways to qualify for Premier status: earn a combination of PQF and PQP, or earn a higher number of PQP without meeting the additional flight-count requirement.

    Starting January 1, 2027, United will eliminate the PQF-based qualification option. Members will instead qualify based on PQP earned through eligible flights and credit card spending.

    Here’s how next year’s requirements compare to this year’s:

    Premier Status2026 PQP + PQF Requirement2026 PQP-Only Requirement2027 PQP Requirement
    Silver5,000 PQP + 15 PQF6,000 PQP6,000 PQP
    Gold10,000 PQP + 30 PQF12,000 PQP12,000 PQP
    Platinum15,000 PQP + 45 PQF18,000 PQP18,000 PQP
    1K22,000 PQP + 60 PQF28,000 PQP32,000 PQP

    Members will still need to take at least four flights operated by United or United Express each year to qualify for Premier status.

    For travelers who already qualify through PQP alone, the requirements for Silver, Gold, and Platinum aren’t changing.

    Those who previously relied on the combination of flights and PQP, however, could face considerably higher requirements.

    For example, a traveler who currently qualifies for Premier Gold with 30 flights and 10,000 PQP will need 12,000 PQP under the new system, regardless of how frequently they fly.

    United Airlines Boeing 777 flying to Auckland International Airport.
    JANICE CHEN / ISTOCK

    The biggest increase is at the top of the program rather than the bottom.

    Premier 1K will require 32,000 PQP in 2027, up from the current PQP-only requirement of 28,000. That’s an increase of more than 14%.

    For someone who previously qualified through 60 flights and 22,000 PQP, the new requirement represents an additional 10,000 PQP.

    These changes apply to qualification activity in 2027, generally toward Premier status for 2028. They don’t change the requirements for members currently working toward status in 2026.

    Annual Starter PQP Will Now Require a United Credit Card

    United is also changing who receives its annual starter PQP deposit.

    For 2026, United gave qualifying Premier members a head start on re-qualification by depositing PQP into their accounts based on their existing status level, regardless of whether they held a United credit card.

    Starting in 2027, that benefit will be limited to members with an eligible United credit card.

    Here’s how the deposits compare:

    Premier Status2026 Starter PQP2027 Starter PQP
    Silver300300
    Gold600600
    Platinum900900
    1K1,4001,600

    To qualify for the 2027 deposit, members must have an eligible United credit card open by December 31, 2026, and hold Premier status as of February 1, 2027. The card must remain open and in good standing when the PQP are deposited.

    For Silver, Gold, and Platinum members, the deposit amounts aren’t changing. Premier 1K members will receive an additional 200 PQP.

    Members without an eligible credit card, on the other hand, will lose the benefit entirely.

    Starter PQP are awarded per member rather than per card, so holding multiple eligible cards won’t increase the deposit. Authorized users also aren’t independently eligible.

    Members with the United Quest or United Club cards will continue receiving their existing annual card bonus PQP in addition to any starter PQP they qualify for.

    United Airlines airplane (Boeing 737 MAX 9) landing at Miami International Airport. United Airlines is the third-largest airline in the world after its merger with Continental Airlines.
    CHUYN / ISTOCK

    United Is Increasing Credit Card PQP Limits

    United already allows MileagePlus members to earn PQP through spending on eligible cobranded credit cards.

    Starting in 2027, the United Club Card and United Club Business Card will each allow cardholders to earn up to 32,000 PQP annually, an increase from the current 28,000-PQP cap.

    Here’s how the major United credit cards compare:

    United Credit Card2026 PQP Limit2027 PQP Limit
    United Explorer Card1,0001,000
    United Quest Card18,00018,000
    United Club Card28,00032,000
    United Business Card4,0004,000
    United Club Business Card28,00032,000

    The increased Club Card limits match the new Premier 1K qualification threshold.

    That means cardholders can theoretically earn enough PQP through credit card spending alone to qualify for Premier 1K, provided they also complete the required four United-operated flights.

    Of course, that would require a ton of spending.

    The United Club cards earn 1 PQP for every $15 spent on eligible purchases. At that rate, earning 32,000 PQP entirely through purchases would require $480,000 in credit card spending, before accounting for any applicable PQP deposits.

    Other eligible United cards generally earn 1 PQP for every $20 spent, subject to their respective annual limits.

    For most travelers, credit card spending will supplement PQP earned from flying rather than replace it entirely.

    United Is Also Moving to Dynamic PlusPoints Pricing

    United’s announcement also includes a reminder about an upcoming change to PlusPoints upgrades.

    As previously announced, United will introduce dynamic PlusPoints pricing for travel beginning February 1, 2027.

    Rather than requiring a fixed number of PlusPoints for a particular upgrade, the cost will vary based on demand and available seats.

    That means the number of PlusPoints needed to upgrade could differ depending on the flight.

    All in all, though, travelers working toward Premier status in 2026 can continue under the existing qualification rules. But anyone planning to re-qualify next year will have a different set of requirements to consider.

  • Introducing the PointsYeah Chrome Extension: See Points Prices as You Search Bank Travel Portals

    Introducing the PointsYeah Chrome Extension: See Points Prices as You Search Bank Travel Portals

    We’re excited to introduce the PointsYeah Chrome Extension, a new way to discover flights you can search with points and miles directly on the credit card portals and travel websites you already use.

    Ever searched for flights through Amex Travel, Capital One Travel, Chase Travel, Citi Travel or Kayak and Expedia and wondered whether redeeming airline miles might be a better option?

    Now, you can see relevant points and miles options alongside your existing flight results

    And the best part? The PointsYeah Chrome Extension is completely free to use!

    Your Flight Searches, Now With Points and Miles

    Whether you’re redeeming bank points through a credit card travel portal or browsing cash fares, the PointsYeah Chrome Extension brings additional award travel options directly into your search results without changing how you normally search for flights.

    The extension currently works with seven travel platforms:

    • Amex Travel
    • Capital One Travel
    • Capital One Business Travel
    • Chase Travel
    • Citi Travel
    • Expedia
    • Kayak

    Simply search for flights on any supported website, and when PointsYeah finds a matching award flight, an orange badge appears alongside your results displaying the points price and applicable taxes and fees.

    Hovering over the badge reveals more information, including which loyalty programs offer the flight, how many points or miles each requires, and how many seats are available when that information is provided.

    See It in Action

    See how the PointsYeah Chrome Extension brings award prices into flight searches across supported travel platforms.

    Amex Travel

    Discover additional points and miles options alongside flight results and fare selections within Amex Travel.

    PointsYeah Chrome Extension displaying a Delta Air Lines award flight for 21,200 points plus $5.60 alongside cash fares on American Express Travel.
    AMEX TRAVEL

    Capital One Travel and Capital One Business Travel

    See airline award prices alongside cash fares and Capital One miles prices.

    CAPITAL ONE TRAVEL

    Chase Travel

    Explore airline award options while browsing flights and cabin selections via Chase Travel.

    PointsYeah Chrome Extension displaying American Airlines award flights from Miami to New York on Chase Travel, starting at 13,800 points plus $5.60.
    CHASE TRAVEL

    Citi Travel, Kayak, and Expedia

    PointsYeah also displays relevant award prices directly within flight results on these platforms: Citi Travel, Kayak, and Expedia.

    KAYAK

    Find Award Options That Fit Your Preferences

    Looking for flights using a specific rewards program or trying to stay within a points budget? The PointsYeah Chrome Extension lets you narrow down award results using four filters:

    • Bank Programs: Filter award results by bank rewards programs.
    • Airline Programs: Select the airline loyalty programs you’d like to see.
    • Max Points: Set the maximum points or miles you’re willing to redeem.
    • Max Taxes: Limit results based on applicable taxes and fees.
    POINTSYEAH CHROME EXTENSION

    For example, you can focus on your preferred bank rewards programs or set a maximum points amount to find award opportunities within your budget.

    Bring PointsYeah Wherever You Search

    Ready to get started? Install the free PointsYeah Chrome Extension from the Chrome Web Store and sign in with your PointsYeah account.

    Once installed, start searching for flights on supported travel websites and discover more ways to put your points and miles to work.

    Add to Chrome for Free

  • Delta Says Higher Airfares Could Be Here to Stay, Even if Fuel Prices Fall

    Delta Says Higher Airfares Could Be Here to Stay, Even if Fuel Prices Fall

    Airfares have climbed a lot this year, largely because airlines are paying considerably more for fuel. But travelers hoping cheaper oil will spell cheaper ticket prices might be disappointed.

    Delta Air Lines CEO Ed Bastian suggested during the airline’s 2026 third-quarter earnings call on October 9 that recent fare increases could stick around, even after fuel prices return to more normal levels.

    Bastian acknowledged that Delta has raised fares by roughly 20% this year to offset higher fuel costs. What surprised the airline, though, was how little resistance it encountered from customers.

    Speaking about consumers’ willingness to pay more, Bastian described the response as an encouraging sign for the industry’s future.

    And Delta isn’t particularly eager to give up those pricing gains when fuel becomes cheaper.

    Airfares Are Up More Than 23% in a Year

    The latest government figures show just how much more Americans are paying to fly.

    According to the Bureau of Labor Statistics, airline fares increased 23.4% between August 2025 and August 2026, substantially outpacing the 3.4% increase in overall consumer prices during the same period.

    August’s airfare index was also approximately 19% higher than in August 2019 (before the pandemic).

    The increase hasn’t exactly been steady. Fares reached their highest point of 2026 so far in May before declining somewhat over the summer. Even after that retreat, August prices remained considerably higher than a year earlier.

    The government’s airfare index measures changes in ticket prices rather than the average cost of a flight. It also reflects industry-wide pricing, not just Delta’s fares.

    An aerial shot of a Delta Airlines plane taxiing at an airport in Boston.
    WIRESTOCK / ISTOCK

    Why Cheaper Fuel Might Not Mean Cheaper Flights

    Airlines have traditionally adjusted fares in response to fluctuating fuel costs. When fuel becomes more expensive, carriers try to recover those costs through higher ticket prices.

    This year, the industry has also responded by limiting the number of seats available for sale.

    Delta kept its capacity essentially flat during the third quarter while increasing revenue by 16%. For the final three months of the year, the airline expects capacity to grow approximately 3%, with fewer Main Cabin seats available than during the same period last year.

    Other airlines have also reduced capacity, particularly on routes where profits haven’t been easy to come by.

    With fewer seats available, airlines have more room to maintain higher fares.

    Bastian believes the industry’s response to elevated fuel costs could have a lasting impact on pricing, even after the immediate financial pressure subsides.

    Whether airlines can hold on to those gains is another question.

    Competition, weakening demand, or additional capacity could eventually push fares lower. And while Delta reports that customers continue to spend (particularly higher-income households and corporations), that doesn’t necessarily reflect the financial circumstances of every traveler.

    For now, though, Delta’s outlook suggests that falling fuel prices alone may not be enough to bring airfares back down.

    Airlines Are Exploring Other Ways to Charge More

    Another exchange during Delta’s earnings call touched on a different aspect of airline pricing.

    A JPMorgan analyst raised the issue of international airlines beginning to vary fuel surcharges based on the day of the week, with higher charges on peak travel days.

    Fuel surcharges are additional charges some airlines impose on tickets, including certain flights booked with miles. Unlike the underlying fare, these charges can carry over even when a passenger uses rewards to cover the ticket.

    Delta Chief Commercial Officer Joe Esposito acknowledged the development and described it as a relatively new practice.

    He said Delta hasn’t adopted the approach and stopped short of suggesting it would.

    For travelers booking with points and miles, it’s something worth watching. Depending on how an airline structures its charges, flying on a Tuesday rather than a Sunday could affect how much cash a traveler has to pay when redeeming miles.

    Interior view of an illuminated Delta Airlines Airbus A320 passenger cabin with an announcement in progress on the display screens in Atlanta, Georgia
    KIRK FISHER / ISTOCK

    What Travelers Can Do About Higher Fares

    There isn’t much an individual traveler can do to influence airline pricing, but flexibility can help keep costs down.

    Flying a day earlier or later, considering nearby airports, or choosing a different airline can sometimes produce substantial savings.

    Points and miles can also provide an alternative to increasingly expensive cash fares. Some loyalty programs closely follow cash ticket prices, while others use different pricing structures that can make certain flights considerably cheaper when booked with miles.

    Of course, points aren’t always a bargain. Some redemptions require large numbers of miles, and certain international bookings carry substantial taxes and carrier-imposed surcharges.

    It’s worth comparing the cash price against the points required, plus any out-of-pocket charges, before deciding how to book.

    You can search flights with points on PointsYeah to view options across multiple airline loyalty programs.

    {{ search-widget mode=”flight” }}

  • 4 Reasons the Chase Sapphire Preferred Still Makes Sense

    4 Reasons the Chase Sapphire Preferred Still Makes Sense

    Credit cards have gotten increasingly complicated over the past few years. Annual fees are climbing, benefits are being divided into monthly or quarterly credits, and getting your money’s worth takes more time and attention than ever.

    The Chase Sapphire Preferred® Card (still) takes a somewhat different approach.

    With a $95 annual fee, useful earning categories, and a collection of travel benefits, it’s a relatively uncomplicated option for travelers who want to earn points without committing a small fortune to an expensive premium card.

    Here are four reasons the card is worth a closer look.

    A $100 Hotel Credit That Can Offset the Annual Fee

    One of the Sapphire Preferred’s most useful benefits is its $100 annual Chase Travel hotel credit.

    Cardholders receive up to $100 in statement credits each account anniversary year when booking hotels through Chase Travel. The credit is applied automatically, and there’s no enrollment required.

    That’s enough to offset the card’s $95 annual fee.

    There is a catch, though. You have to book through Chase Travel rather than directly with the hotel. Portal rates aren’t always the lowest, so it’s worth comparing prices before making a reservation.

    Also, the first $100 in eligible hotel purchases each year won’t earn Chase Ultimate Rewards points.

    But for someone who can make use of the credit (perhaps for a one-night airport hotel stay before an early flight or after a late arrival), it’s a relatively simple way to offset the annual fee.

    Aerial pool view of the Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort.
    Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort. WYNDHAM

    A Good Card for Everyday Spending

    Some travel credit cards offer excellent benefits but aren’t particularly rewarding for everyday purchases.

    The Sapphire Preferred has a fairly broad set of bonus categories. Cardholders earn:

    • 5X points on purchases through Chase Travel.
    • 3X points on dining, including eligible takeout and delivery.
    • 3X points at gas stations, EV charging stations, and vacation homes at select brands.
    • 3X points on eligible online groceries and select streaming services.
    • 2X points on other travel purchases.
    • 1X points on everything else.

    Together, these categories cover a broad range of everyday purchases without requiring cardholders to track rotating categories or activate quarterly bonuses.

    Plus, Ultimate Rewards points don’t expire as long as you keep your credit card account open.

    More on This: I Want to Travel With Points. Where Do I Start?

    Travel Protections That Can Save You Money

    Travel insurance isn’t usually the first thing people consider when choosing a credit card, but it’s one of the Sapphire Preferred’s more valuable features.

    For starters, the card offers primary rental car coverage. It provides up to $60,000 in reimbursement for covered theft and collision damage to eligible rental vehicles. That generally means you don’t have to file a claim with your personal auto insurance first.

    The card also includes several protections for when travel plans go wrong:

    • Trip delay reimbursement: Up to $500 per covered traveler for eligible expenses when a trip is delayed more than 12 hours or requires an overnight stay.
    • Trip cancellation and interruption insurance: Up to $10,000 per covered traveler and $20,000 per trip for eligible prepaid, nonrefundable expenses.
    • Baggage delay insurance: Up to $100 per day for five days when baggage is delayed more than six hours.

    There’s also lost luggage reimbursement and a new emergency evacuation and transportation benefit offering up to $100,000 in coverage for qualifying situations.

    All of these protections have eligibility requirements and exclusions, but they’re useful benefits to have on a card with a $95 annual fee.

    Happy couple at home booking a trip online using their laptop computer.
    ANDRESR / ISTOCK

    You’re Not Tied to One Airline or Hotel Program

    One of the biggest advantages of earning Chase Ultimate Rewards points is the flexibility to decide where to use them.

    Unlike an airline credit card, which earns miles in a single loyalty program, the Sapphire Preferred earns points that can be transferred to multiple airline and hotel partners.

    That includes programs such as United MileagePlus, Air Canada Aeroplan, British Airways Club, and World of Hyatt.

    You might use Aeroplan to book a United flight, British Airways Avios for a short American Airlines flight, or transfer points to a hotel program for an upcoming stay.

    Keep in mind that transfer ratios can vary by partner and card. Chase’s recent changes to World of Hyatt transfers are one example.

    A Chance to Earn More Ultimate Rewards Points

    For those looking to build up their Chase Ultimate Rewards balance, the Sapphire Preferred also offers a welcome bonus for eligible new applicants.

    The welcome offer can provide a substantial boost to your points balance after meeting the required spending threshold.

    If you’re interested in learning more about the card, including its current welcome offer and terms (and all of its other benefits), click “Learn More” below.

    {{ credit-card-widget uri=”chasesapphire” }}

  • Hilton Sees a Bigger Role for Elite Status as Travelers Place More Value on It

    Hilton Sees a Bigger Role for Elite Status as Travelers Place More Value on It

    For years, hotel elite status was largely the domain of frequent travelers. Spend enough nights at a hotel chain, and you could earn perks like room upgrades, late checkout, and complimentary breakfast.

    That’s still one way to earn status, but it’s far from the only (and easiest) one.

    Credit cards and other qualification pathways have made elite status accessible to travelers who might spend only a handful of nights in hotels each year.

    And according to Hilton, status is becoming increasingly important to travelers, even beyond the benefits it provides.

    In its newly released 2027 Trends Report, Hilton found that 64% of travelers with loyalty status take pride in it, while 43% view it a sign of personal success. Half of respondents also said they’re more likely to trust travel recommendations from someone with loyalty status than someone without it.

    On top of that, 38% said they would take a trip specifically to earn or maintain their status.

    Those findings surface an interesting (and perhaps obvious) question for hotel companies: As more travelers gain access to elite status, how do you make sure it continues to mean something?

    Points Insider put that question to Hilton, along with several others about how the company is approaching its increasingly diverse loyalty membership.

    Hilton Wants Status to Appeal to More Travelers

    Hilton doesn’t see a conflict between making elite status more accessible and preserving its value.

    “We don’t see accessibility and exclusivity as opposing forces,” Brad Anderson, Vice President, Hilton Honors Program, told Points Insider. “Our goal is to make Hilton Honors rewarding for more travelers while ensuring that we continue to deliver meaningful, differentiated value at every status tier level.”

    Someone who stays at a Hilton property a few times a year has different expectations from a business traveler who spends 80 or more nights (and several thousand dollars) annually in hotels. But Hilton wants both customers to find reasons to participate in its loyalty program.

    And the company isn’t shy about the role status plays in encouraging repeat business.

    Exterior of the Hilton Rio de Janeiro Copacabana.
    Hilton Rio de Janeiro Copacabana. HILTON

    “Our goal for all tiers is both recognition and continued engagement,” Anderson said in response to a question about the role of lower and mid-tier status.

    That means offering benefits travelers can appreciate at different levels, while giving them reasons to continue choosing Hilton.

    Basic Hilton Honors membership comes with benefits like discounted member rates and access to Points & Money bookings. Silver adds perks such as Fifth Night Free on reward stays, while Gold introduces benefits like space-available room upgrades and a daily food and beverage credit at eligible U.S. properties. Diamond takes those benefits another step further.

    Hilton describes Gold as the point where the value of status really takes off. And there’s a good case for that. The food and beverage credit, for example, puts a tangible dollar value on a benefit that members can use during their stays.

    Of course, Gold status is also available through certain Hilton co-branded credit cards, as well as some non-Hilton American Express cards. Travelers don’t necessarily have to spend dozens of nights in hotels to receive its benefits.

    In fact, someone could earn Gold without a single hotel stay, simply by holding an eligible credit card with an annual fee as low as $150. Diamond is available on a card with a $550 annual-fee card, while Silver is a perk of another with no annual fee.

    For Hilton, those different paths allow the program to serve travelers with very different habits and spending levels.

    Making Room for More Exclusive Benefits

    At the other end of the spectrum, Hilton is also creating greater differentiation for its most frequent and highest-spending customers.

    The clearest example is Diamond Reserve. This is the company’s newest and most exclusive Hilton Honors tier. It sits two levels above Gold and one above Diamond.

    Unlike status levels that can be obtained through certain credit cards, Diamond Reserve requires 80 nights or 40 stays, plus $18,000 in annual eligible spending.

    Benefits include a 120% points bonus, guaranteed 4 p.m. late checkout, dedicated 24/7 support, and a Confirmable Upgrade Reward that can be used to secure an upgrade of up to a one-bedroom suite at booking.

    Hilton specifically pointed to Diamond Reserve when Points Insider asked how the company intends to preserve the meaning and value of elite status as access expands.

    It’s one way Hilton can recognize its most frequent and highest-spending guests while keeping other status tiers accessible to a wider range of travelers.

    Hilton Panama pool.
    Hilton Panama. HILTON

    But Can Hilton Deliver on Those Benefits?

    There’s a practical challenge to making elite status more widely available.

    Some benefits, such as bonus points, are relatively straightforward to provide. Others, particularly room upgrades, depend on availability. When multiple elite members are staying at the same hotel, not everyone can receive an upgraded room.

    In its 2027 Trends Report, Hilton says it delivered more than 1 million automated upgrades to Honors members during the first half of 2026.

    That’s a big number, but it doesn’t tell us how often eligible members actually receive an upgrade.

    Points Insider asked Hilton for additional context, including how many eligible stays or members were considered for those upgrades. The company didn’t provide those details.

    Instead, Hilton pointed to changes intended to make upgrades more transparent and predictable.

    Its Upgrade at Digital Check-In feature allows Gold, Diamond, and Diamond Reserve members to see complimentary and paid upgrade options in the Hilton Honors app before arriving at the hotel. Diamond Reserve members also receive a Confirmable Upgrade Reward.

    “Ultimately, our goal is to make elite recognition more personal, more guaranteed and more attainable for every member who earns it,” Anderson said.

    The distinction between guaranteed benefits and those subject to availability remains important, particularly as more travelers gain access to elite status.

    A Broader Definition of Loyalty

    One question Hilton declined to answer was how its elite membership breaks down between travelers who earn status through hotel stays and those who receive or accelerate it through credit cards.

    The company confirmed that it tracks a range of membership metrics but doesn’t disclose the share of elite members qualifying through different pathways.

    Without those figures, it’s difficult to determine how much the composition of Hilton’s elite membership has changed as status has become more accessible.

    Hilton’s research indicates that elite status can influence not only how travelers feel about themselves but also where they spend their money and whose recommendations they trust.

    And as Anderson’s responses suggest, Hilton sees status as more than a reward for its most frequent guests. It’s also a way to encourage occasional travelers to engage with the brand, while giving more frequent customers additional reasons to stay on the hamster wheel.

    The question is whether Hilton can continue delivering benefits that members value as more travelers gain access to them.

  • After Redeeming 100M+ Miles, This One Rule Matters Most

    After Redeeming 100M+ Miles, This One Rule Matters Most

    If years of earning and redeeming points and miles have taught me one thing, it’s this: points create the most value when you use them regularly, not when you hoard them for one big splurge.

    I’ve redeemed an estimated hundred million-plus miles and points over the years, and my family and I hold around 150 credit cards. and we don’t churn them. Yes, I realize we’re atypical. But this nerdy hobby has taken me to 130+ countries, let me take my kids everywhere when they were young, and now lets me book spontaneous weekend trips without a second thought.

    How I redeem points has changed with my age, where I live, and who I travel with. The principle hasn’t.

    Here’s what most people don’t realize: you don’t need 150 cards or millions of miles to make points work for you.

    Just last week, I booked a last-minute round trip to the Bahamas for 9,000 miles. It wasn’t a “unicorn” redemption, just a simple, flexible trip I didn’t have to pay cash for.

    For decades, points and miles were built for road warriors and corporate travelers. Everyone else saved for a once-in-a-lifetime trip or gave up trying to find flights and hotels worth their hard-earned points.

    The game has changed.

    A family putting $50,000–$60,000 a year on credit cards can now build a meaningful balance faster than ever. And over the past few years, airline, bank, and hotel programs have made points easier to use in plenty of everyday situations:

    • Dynamic pricing: Redemptions can start around 3,000 miles, and seats bookable with miles are available on almost every flight, although prices vary.
    • Free cancellation: Most U.S. programs let you cancel tickets booked with miles without penalty.
    • Online search and booking: No more calling in or guessing what’s available.
    • Bigger sign-up bonuses: 100,000-point (or more) offers are now common. Twenty years ago, 30,000 points was considered amazing.
    • Transfer bonuses: Bonuses of 15–30% come around regularly across programs.
    • Richer earnings: It’s easier than ever to earn 2X points on everything and 3–5X in bonus categories. That’s far beyond the 1–1.25X cards of the past.
    Tropical Luxury Living, Dock and Palm Trees at Paradise Island, Nassau, Bahamas
    Nassau, Bahamas. NICHOLAS KLEIN / ISTOCK

    Put simply, points and miles have become a practical travel currency, not just a perk for frequent flyers or big spenders.

    That’s why I stopped obsessing over cents per point. The real value is what points let you say yes to.

    Yes to seeing family.

    Yes to a spontaneous weekend getaway.

    Yes to flexibility.

    And every trip booked with points is cash that stays in your account, earning interest.

    If you can find a seat bookable with miles on almost any flight today, why not fly more often?

    The era of saving points for one big splurge is over. Everyday points should mean everyday travel, and it can start with something as simple as a weekend getaway booked with points.

  • Amex Is Making Big Changes to 4 Centurion Lounges

    Amex Is Making Big Changes to 4 Centurion Lounges

    American Express is making some big changes to its Centurion Lounge network, including a new lounge at London Heathrow, major expansions in Philadelphia and Houston, and a significantly larger lounge than originally planned at Newark.

    But not all of the news is good for travelers. Newark’s lounge will now open in 2027 instead of 2026, Philadelphia’s existing lounge will close for renovations beginning October 16, and Houston will experience intermittent closures starting in December.

    Here’s what’s changing at each airport and when travelers can expect the new and expanded lounges to open.

    Newark Will Get the Largest Centurion Lounge

    American Express has significantly expanded its plans for Newark Liberty International Airport’s (EWR) first Centurion Lounge.

    Though it was originally announced at approximately 18,000 square feet, the lounge will now span more than 30,000 square feet across two floors in Terminal A.

    That will make it the largest Centurion Lounge in the network, giving Amex a presence at all three major New York City-area airports, JFK, LGA, and soon EWR.

    Rendering of the new Amex Centurion Lounge at EWR.
    AMERICAN EXPRESS

    The lounge will feature a Blue Roast coffee and wellness bar, along with three distinct bars. One will draw inspiration from New Jersey’s diner culture, while another will feature Italian-inspired cocktails, pastries, and gelato.

    The design will also incorporate elements of New Jersey’s history, including a sculptural installation celebrating the state’s “legacy of invention and discovery.”

    The opening is now expected in 2027, despite Amex previously advertising a 2026 opening.

    In response to a question from Points Insider, an Amex spokesperson confirmed the revised timeline but declined to attribute the change to any single factor, including the decision to expand the lounge before opening.

    Rendering of the new Amex Centurion Lounge at EWR.
    AMERICAN EXPRESS

    Philadelphia’s Centurion Lounge Will Close October 16

    Philadelphia is getting a much-needed expansion, but travelers will have to go without its existing Centurion Lounge during construction.

    Amex confirmed to Points Insider that the lounge will temporarily close beginning October 16, 2026. Renovations are expected to be completed by the end of 2027.

    The project will double the lounge’s footprint from approximately 6,000 square feet to more than 12,000 square feet across two levels.

    Rendering of the expanded Amex Centurion Lounge at PHL.
    AMERICAN EXPRESS

    The redesigned space will incorporate artwork from local artists and design elements inspired by Philadelphia’s history and craftsmanship.

    That additional space should be welcome at an airport where the existing Centurion Lounge has a relatively small footprint. However, the closure means eligible cardholders will lose access to the lounge for an extended period while construction is underway.

    More on This: American Express Centurion Lounges: What to Know Before You Visit

    Houston’s Centurion Lounge Will Nearly Triple in Size

    Houston’s George Bush Intercontinental Airport (IAH) is also getting a substantial Centurion Lounge expansion.

    The existing lounge will grow from approximately 8,000 square feet to more than 23,000 square feet, making it one of the largest locations in the network.

    Plans include a new Blue Roast coffee and wellness bar, a dedicated dining area with rotating plated dishes, and a second full-service bar.

    The expanded lounge will also feature premium shower suites and additional seating.

    Rendering of the expanded Amex Centurion Lounge at IAH.
    AMERICAN EXPRESS

    Unlike Philadelphia, Houston’s lounge will experience intermittent closures beginning in December 2026, rather than a single extended shutdown.

    Amex expects the renovation and expansion to be completed by 2028.

    London Heathrow Is Getting a Second Centurion Lounge

    Amex is also planning a second Centurion Lounge at London Heathrow Airport (LHR).

    The new lounge will occupy more than 9,000 square feet in Terminal 5 and complement the existing roughly 7,000-square-foot Centurion Lounge in Terminal 3.

    Rendering of the new Amex Centurion Lounge at LHR.
    AMERICAN EXPRESS

    The Terminal 5 location will include dining and beverage offerings, dedicated workspaces, seating, and a VIP area.

    Its design will draw inspiration from London’s history and the River Thames.

    The new lounge is expected to open in 2028. And once it opens, it’ll make Amex the first credit card issuer to operate two proprietary lounges at Heathrow.

    Checking In on Dallas Fort Worth

    The Oct. 8 announcement follows several other Centurion Lounge projects Amex unveiled this year, including plans for a new location at Boston Logan International Airport (BOS) and a Sidecar by The Centurion Lounge at Charlotte Douglas International Airport (CLT).

    There’s also an ongoing renovation and expansion at Dallas Fort Worth International Airport (DFW).

    However, Amex told Points Insider that it has no new updates to share on the DFW project, beyond confirming that renovations are underway.

    For travelers, the biggest near-term changes will be in Philadelphia and Houston, where construction will affect access to existing lounges well before the expanded spaces are ready.

  • Earn Up to 11X AAdvantage Miles and Loyalty Points on Vacation Packages

    Earn Up to 11X AAdvantage Miles and Loyalty Points on Vacation Packages

    American Airlines is offering AAdvantage members a way to earn additional miles and Loyalty Points when booking vacation packages through American Airlines Vacations.

    Through December 31, 2026, members can earn up to 11 miles and Loyalty Points per $1 spent on eligible vacation packages, depending on their AAdvantage status.

    And because earnings are calculated on the eligible value of the package, including hotels and rental cars, the promotion could be particularly useful for travelers working toward AAdvantage elite status.

    How Much Can You Earn?

    American’s MaximizeMiles promotion offers different earning rates depending on your AAdvantage status.

    • No status: 5X miles and Loyalty Points per $1
    • Gold: 7X miles and Loyalty Points per $1
    • Platinum: 8X miles and Loyalty Points per $1
    • Platinum Pro: 9X miles and Loyalty Points per $1
    • Executive Platinum: 11X miles and Loyalty Points per $1

    Just note that earnings are distributed among eligible travelers on the reservation rather than going entirely to the person making the booking.

    American uses the highest AAdvantage status among travelers to determine the package’s earning rate, but each traveler must have their AAdvantage number included in the reservation to receive their share.

    Why This Offer Is Worth Considering

    This offer is worth keeping on your radar whether you’re looking to earn more redeemable miles, Loyalty Points toward elite status, or both.

    For example, a recent American Airlines Vacations booking of mine costing approximately $240 earned 2,420 AAdvantage miles and 3,025 Loyalty Points.

    The booking also qualified for a statement credit through the Citi / AAdvantage Executive World Legend Mastercard, which offers a $500 American Airlines Vacations credit each calendar year, split into two $250 credits. One is available from January through June, and the other from July through December.

    In this case, the statement credit covered the entire $239.55 purchase.

    That’s a useful illustration of how an American Airlines Vacations booking can generate miles and Loyalty Points while also taking advantage of an eligible credit card benefit. Not to mention the 12X redeemable miles earned on the purchase itself with the card.

    How to Take Advantage of the Offer

    You’ll need to book an eligible package through American Airlines Vacations by December 31, 2026 and complete your travel by November 30, 2027.

    There’s no minimum spend, minimum stay, or promo code required. The offer is also valid across all destinations without blackout dates.

    Taxes, fees, and amounts paid using miles don’t qualify for earnings. Basic Economy fares are excluded.

    Before booking, compare the package price against booking the same hotel, rental car, or flights separately. The additional miles and Loyalty Points can make a package appealing, but only if the overall price makes sense.

  • Alaska Offers Discounted Flights to Europe and Asia From 20,000 Points

    Alaska Offers Discounted Flights to Europe and Asia From 20,000 Points

    Alaska Airlines is out with a new round of discounted flights as part of its monthly Atmos Members Day promotion.

    This month’s Global Getaways offers feature six destinations across Europe and Asia. One-way economy flights start at 20,000 Atmos Rewards points.

    The promotion covers travel between January 15 and March 8, 2027, but there’s a relatively short window to take advantage of the deals. You’ll need to book by October 10, 2026.

    October Atmos Rewards Global Getaways Deals

    Six destinations are included in October’s promotion.

    DestinationOne-Way Starting Price
    Seoul, South Korea (ICN)20,000 points
    Paris, France (CDG)25,000 points
    Helsinki, Finland (HEL)25,000 points
    Munich, Germany (MUC)25,000 points
    Stavanger, Norway (SVG)30,000 points
    Sapporo, Japan (CTS)30,000 points

    The advertised prices are starting rates, and the number of points required will depend on your departure airport and travel dates.

    You’ll be on the hook for the necessary taxes and fees, too.

    Discounted Atmos Rewards ticket from LAX to ICN via SEA reflected in PointsYeah.
    POINTSYEAH

    Seoul is the least expensive destination in this month’s promotion, while Paris, Helsinki, and Munich all start at 25,000 points one-way.

    And with the travel window running through early March, these deals could be useful for anyone considering a winter trip to Europe or Asia.

    More on This: 5 Airlines That Give You Elite Status Credit When Flying With Points and Miles

    How to Book These Deals

    You can find the discounted flights by searching on PointsYeah or visiting Alaska Airlines’ website and selecting “Use points.”

    Just remember you’ll need to book by October 10, although eligible travel dates extend from January 15 through March 8, 2027.

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  • 5 Airlines That Give You Elite Status Credit When Flying With Points and Miles

    5 Airlines That Give You Elite Status Credit When Flying With Points and Miles

    One lesser-known benefit of redeeming points and miles for flights is that, with some airlines, those trips can still count toward earning elite status.

    Yes, it’s possible to fly using your miles and earn credit toward qualifying for elite status at the same time.

    Not every airline offers this benefit, but it’s worth knowing about if you’re working toward a new status tier or trying to maintain the one you already have.

    Here’s a look at five airline loyalty programs that offer elite status credit on eligible flights booked with points and miles.

    Alaska Airlines Atmos Rewards

    Atmos Rewards is particularly generous when it comes to earning elite status credit on flights booked with points.

    Through the end of 2026, members earn 1 status point for every mile flown on eligible flights booked with Atmos Rewards points. That includes flights operated by Alaska Airlines, Hawaiian Airlines, and eligible partner airlines.

    For example, a 2,500-mile flight booked with points could earn 2,500 status points, regardless of how many points you redeemed for the ticket.

    But things are changing in 2027.

    Starting January 1, Atmos Rewards members will be able to choose how they earn points and status points. And that choice will also determine how much status credit they earn on flights booked with points.

    Portland, Oregon, USA - February 27, 2025: An Alaska Airlines 737 landing at PDX at sunset.
    DAVE ALAN / ISTOCK

    There will be three options:

    • Distance traveled: 1 status point per mile flown
    • Price paid: 1 status point per 20 points redeemed
    • Segments flown: 500 status points per flight segment

    For example, a 2,500-mile nonstop flight booked for 20,000 Atmos Rewards points would earn 2,500 status points under the distance-based option, 1,000 under the price-based option, or 500 under the segment-based option.

    Of course, the math can change depending on the routes you fly and how many points you’re redeeming. One earning method could be considerably more rewarding than another.

    One important distinction is that flights booked with points earn status points only, not additional redeemable Atmos Rewards points.

    Delta SkyMiles

    Delta lets SkyMiles members earn Medallion Qualification Dollars (MQDs) on eligible flights booked with miles.

    The earning rate is pretty simple: members earn 1 MQD for every 100 SkyMiles redeemed.

    So, a Delta flight costing 40,000 SkyMiles would earn 400 MQDs toward Medallion status. And this benefit also extends to eligible upgrades purchased with miles.

    However, Delta’s Main Basic fares are excluded from earning MQDs through mileage redemptions.

    United MileagePlus

    United MileagePlus members can earn both Premier Qualifying Points (PQP) and Premier Qualifying Flights (PQF) when redeeming miles for eligible United and United Express flights.

    Members earn 1 PQP for every 100 MileagePlus miles redeemed, along with one PQF for each eligible United or United Express flight.

    For example, a nonstop United flight costing 30,000 miles would earn 300 PQP and one PQF toward Premier status.

    Eligible seat upgrades purchased with miles can also earn PQP.

    The benefit also applies to United-operated segments on itineraries that include partner airlines. However, flights operated by those partners won’t earn PQP or PQF from the mileage redemption.

    Another useful detail is that PQP goes to the person flying, not necessarily the person who redeemed the miles.

    So, if you use your MileagePlus miles to book a flight for someone else, that traveler receives the qualifying credit.

    United also allows members to use PQP earned from flights booked with miles toward additional PlusPoints, not just Premier status.

    United Airlines Boeing 777 flying to  Auckland International Airport.
    JANICE CHEN / ISTOCK

    Virgin Atlantic Flying Club

    Virgin Atlantic Flying Club members can earn Tier Points on eligible flights booked with Virgin Points.

    Unlike Delta and United, which calculate status earnings based on the number of miles redeemed, Virgin Atlantic awards a fixed number of Tier Points depending on the cabin.

    Members earn the following amounts on eligible flights booked with points.

    • Economy: 25 Tier Points
    • Premium: 50 Tier Points
    • Upper Class: 100 Tier Points

    That means two passengers redeeming different amounts of points for the same flight and cabin could earn the same number of Tier Points.

    The benefit applies to eligible Virgin Atlantic-operated flights, not partner airline redemptions.

    Qantas Frequent Flyer

    Qantas offers a similar benefit, although there’s an additional requirement.

    Members with Points Club or Points Club Plus can earn Status Credits when redeeming Qantas Points for eligible Classic Flight Rewards and Classic Plus Flight Rewards.

    The number of Status Credits depends on the route and cabin. For example, an eligible business-class flight between Australia and the U.S. West Coast earns 72 Status Credits.

    However, Qantas is retiring Points Club on December 8, 2026. Existing eligible members will retain their benefits through the end of their next membership year, so this benefit won’t disappear immediately for everyone.

    What About Other Airlines?

    The majority of major airline loyalty programs don’t offer elite status credit for flights booked with points and miles.

    American Airlines AAdvantage, Air Canada Aeroplan, and Southwest Rapid Rewards are among the programs that exclude these flights from their standard flight-based elite qualification requirements.

    It’s also worth distinguishing between earning elite status credit and earning additional redeemable miles. Even when a flight booked with points counts toward status, it generally won’t earn more miles for future travel.

    If you’re working toward elite status, it’s worth checking whether flights booked with points count toward qualification. Depending on the airline, you could use points for your next trip without giving up progress toward your next status tier.