Tag: Travel rewards

  • Turn Your Back-to-School Spending Into Free Travel in 2026

    Turn Your Back-to-School Spending Into Free Travel in 2026

    By Sarah Cash

    September is long touted as a chance to start fresh and spend on shiny books and clothes for the new season ahead. That makes it the perfect opportunity to maximize your spending with a strategic points-earning approach. Because if you spend your money the right way, your 2026 trips might just be free- or nearly!

    Let PointsYeah help your family plan your next trip!

    Key Takeaways

    • Focus on transferable points: Chase Ultimate Rewards, Amex Membership Rewards, and similar programs offer maximum flexibility
    • Calculate your spending first: Know your budget before choosing cards ($5,000-$8,000 over 2-3 months is typical)
    • Welcome offer bonuses are crucial: Look for offers like “75,000 points after spending $4,000 in 3 months”
    • Use PointsYeah’s Card and Bank Offers: Filter cards by spending requirements, annual fees, and earning categories
    • Know which airline and hotel programs work best for you: Take a look at your travel patterns and ensure the credit card you choose can transfer to those airline and hotel partners 
    • Think long-term: Open multiple cards over time as your spending patterns and travel goals evolve

    Why Transferable Points Are Your Best Strategy

    The most effective way to earn points and miles is through credit cards that offer transferable points. Unlike airline-specific miles, transferable points can be moved to many different airline and hotel partners, giving you incredible flexibility.

    Chase Ultimate Rewards points demonstrate this flexibility: they transfer to multiple airlines and hotels, typically at 1:1 ratios, letting you accumulate transferable points and book when ready using PointsYeah. Unlike restrictive airline miles tied to single programs, transferable points give you options.

    Planning Your Spending Strategy

    Now that you know you should focus on transferable credit card points, what’s next? Determine the amount of money you will be spending and in what time period. Say you’re spending on school supplies and new clothes for the family. You might need to spend $5,000 over a couple months, or maybe you’ll be spending $8,000 over three months. 

    Understanding these numbers is crucial for two reasons:

    1. Responsible spending: Never spend beyond your means just to earn points
    2. Card selection: Your spending amount determines which welcome bonuses you can realistically achieve

    Use PointsYeah’s Card and Bank Offers section to match your spending with relevant card offers. Navigate to “Card and Bank Offers” in the top bar or sidebar, then click “Credit Cards” to access the filtering tools.

    How to Research and Compare Credit Cards

    PointsYeah’s Card and Bank Offers section offers comprehensive filtering options to help you find the perfect card match. You can search by:

    • Benefits (lounge access, elite status, free night certificate) 
    • Earning categories (dining, gas, groceries, etc.)
    • Bank programs (Chase, Amex, Capital One)
    • Welcome offer amount & spending requirements
    • Annual fees

    Essential Questions to Ask

    When evaluating any credit card, focus on these five key factors:

    1. Welcome Offer Details Look for specific terms like “75,000 points after spending $4,000 within the first 3 months.” Make sure the spending requirement aligns with your planned purchases.

    2. Earning Structure Cards typically offer tiered earning rates—perhaps 3x points on dining and hotels, 2x on groceries, and 1x on everything else. Choose cards that maximize earnings in your highest spending categories.

    3. Additional Benefits Consider perks like airport lounge access, travel credits, or purchase protections. Only value benefits you’ll actually use.

    4. Transfer Partners Take a look at what airline and hotel partners the credit card program has. If you really love Hyatt hotels, or typically fly with American Airlines, then you should open cards that include the ability to transfer to those partners.  

    5. Annual Fee Balance the fee against the card’s benefits and your expected point earnings. Sometimes a higher annual fee pays for itself through better earning rates and valuable perks.

    Real-World Example: Finding a Workhorse Card

    Let’s say you want a versatile “workhorse” card with these priorities:

    • Low annual fee (less than $100)
    • Strong earning rate across all categories (at least 2x points)
    • Decent welcome bonus (75,000 points)
    • Minimal extra perks to keep costs down

    Using the filters in PointsYeah’s Card and Bank Offers section, you can quickly identify cards matching these exact criteria. The platform displays key information at a glance, making comparisons straightforward.

    Building Your Long-Term Strategy

    Don’t feel pressured to find the “perfect” card immediately. Finding the right credit card is a marathon, not a sprint. You can:

    • Start with one card and build responsible spending habits
    • Add more cards over time as your comfort level and spending increase
    • Adapt your strategy as your lifestyle and travel goals evolve

    Start Your Points Journey Today

    The beauty of a strategic points approach is making your everyday spending work harder for you. The same dollars you’d spend on school supplies and clothes can now fund experiences and trips you might never have considered otherwise.

    Ready to begin? Head to PointsYeah’s Card and Bank Offers section and start exploring credit card options that match your spending plans. Your 2026 travel adventures await!

  • Atmos Rewards: What Travelers Need to Know About the New Alaska + Hawaiian Loyalty Program

    Atmos Rewards: What Travelers Need to Know About the New Alaska + Hawaiian Loyalty Program

    A Loyalty Shakeup in the U.S.

    The loyalty world just got a big jolt. On August 20, 2025, Alaska Airlines officially rebranded Mileage Plan into Atmos Rewards. Hawaiian Airlines will join the program on October 1, 2025, bringing HawaiianMiles members into the fold.

    Introducing Atmos Rewards

    If you’re an Alaska flyer, your account already shows Atmos branding. If you’re a Hawaiian flyer, your miles will convert 1:1 into Atmos Points this fall. No loss of value, no hidden catch. The biggest difference is the name on your balance, what used to be “miles” are now “points.”

    Why does this matter? Because this isn’t just a rebrand. It’s the first time in years that a U.S. carrier has built an entirely new program instead of folding one into an existing system.

    Why Atmos Rewards Exists

    When Alaska and Hawaiian merged, they had a choice:

    • Absorb HawaiianMiles into Mileage Plan, or
    • Start fresh with something new.

    They chose the second option. Atmos Rewards is designed to unify both airlines under one identity while making the program more flexible, and more competitive with American, Delta, and United.

    Alaska x Hawaiian Merger

    For Alaska members, this feels more like an upgrade than a reset. You keep the strong partner network Mileage Plan already had, including oneworld.

    For Hawaiian members, the change is dramatic. HawaiianMiles was a smaller program with limited partners and no global alliance access. Overnight, Hawaiian flyers get plugged into a network of 30+ partners and 1,000+ destinations worldwide.

    Your Balances: Same Value, New Name

    Here’s the simplest part of the change:

    • If you had 50,000 Alaska miles yesterday, you have 50,000 Atmos Points today.
    • If you had 50,000 HawaiianMiles, on October 1, you’ll see 50,000 Atmos Points in your account.

    No games, no hidden devaluations. A straight 1:1 conversion.

    The New Atmos Elite Tiers

    New Atmos Elite Tiers

    Atmos Rewards introduces a four-tier structure:

    • Silver (20,000 status points) → oneworld Ruby
    • Gold (40,000 status points) → oneworld Sapphire
    • Platinum (75,000 status points) → oneworld Emerald
    • Titanium (100,000 status points) → oneworld Emerald

    On the surface, these look almost identical to Mileage Plan’s MVP levels. But there’s a catch:

    Thresholds are rising in 2026

    Starting with 2027 qualification, two tiers get more expensive:

    • Platinum moves from 75K → 80K
    • Titanium moves from 100K → 135K

    That’s a significant hike for top-tier elites. If you’re already chasing MVP Gold 75K, you’ll need to push further. Titanium flyers will see the biggest jump, a 35% increase.

    More Flexibility to Qualify

    Tail photo of a hawaiian and alaska airplane

    Here’s where Atmos tries to set itself apart.

    Starting in 2026, you can choose how you want to qualify for status:

    • By miles flown
    • By dollars spent
    • By segments flown

    This matters. Mileage Plan historically rewarded distance, while Delta and United have gone all-in on spend. Atmos gives members the ability to qualify in the way that matches their travel style.

    • If you’re a long-haul flyer, miles are still your friend.
    • If you’re a business traveler with expensive short hops, spend might make more sense.
    • If you fly lots of short trips, segments give you another path.

    It’s rare for a U.S. airline to let members pick the qualification method.

    Upgrades: A New Top-Tier Perk

    Business Class Seats

    One of the flashiest new benefits is for Titanium members.

    Atmos says it will be the only U.S. program to offer:

    • Complimentary day-of-departure upgrades into global Business Class for Titanium elites and one companion, no points or certificates required.

    This perk applies on long-haul Alaska and Hawaiian flights with lie-flat seats.

    And there’s more coming in spring 2026:

    • All Atmos elites (Silver and above) plus one companion will be eligible for complimentary upgrades on Hawaiian Airlines flights within North America.

    That’s a big deal for Hawaiian flyers, who have never had access to complimentary upgrades like this before.

    What This Means for Travelers

    Happy Travelers

    For Alaska flyers:

    • Atmos looks and feels like Mileage Plan with new branding.
    • The biggest change is coming in 2026, when elite thresholds climb and flexible earning starts.

    For Hawaiian flyers:

    • This is a massive upgrade. You gain access to oneworld, 30+ partners, and better redemption opportunities worldwide.
    • Elite members will finally see a real upgrade system, both on long-haul and within North America.

    For everyone:

    • The program consolidates two airlines into one stronger competitor.
    • It keeps the mileage-based model alive, while also introducing spend and segments in 2026.

    Key Takeaways

    • Balances convert 1:1. No loss in value.
    • Four elite tiers. Platinum and Titanium thresholds rise in 2026.
    • Flexible qualification. Choose how you earn starting 2026.
    • Upgrades expand. Titanium gets long-haul Business Class day-of-departure upgrades; all elites get Hawaiian North America upgrades starting spring 2026.
    • Biggest winners: Hawaiian flyers. They finally get global alliance access and a serious elite program.

    Atmos Rewards doesn’t reinvent the wheel, but it does something rare in U.S. loyalty: it combines two programs without devaluing balances. For Alaska flyers, it’s an evolution. For Hawaiian flyers, it’s a revolution.

    The real test will come in 2026, when new qualification rules and higher thresholds kick in. Until then, Atmos stands out as one of the more traveler-friendly programs in the U.S. market.