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Tag: Amex Business Platinum

  • PointsYeah’s FHR Filter: The Easiest Way to Search Amex FHR Properties and Use Your Platinum $600 Credit

    PointsYeah’s FHR Filter: The Easiest Way to Search Amex FHR Properties and Use Your Platinum $600 Credit

    The Platinum Hotel Credit Just Got Easier to Use

    If you hold the either American Express® Platinum Card, you already know it’s packed with travel perks. One of the best and most overlooked is the $600 Hotel Credit, split into two $300 statement credits each year. It applies to prepaid stays booked through Fine Hotels + Resorts® (FHR) or The Hotel Collection via Amex Travel.

    It’s a great perk in theory, but in practice,finding the right hotels that fit your budget, destination, and travel style can be time-consuming, especially when most searches show ultra-luxury properties far above your $300 credit.

    That’s why we built the PointsYeah FHR Filter. It’s a new way to explore the entire Amex FHR network, now searchable, filterable, and viewable in both map and list formats. Whether you’re trying to find a one-night stay fully covered by your credit or a luxury resort that’s worth a little extra, the FHR Filter makes it easy to plan smarter.

    🔍 Explore FHR Hotels on PointsYeah →

    What Are Fine Hotels + Resorts® and The Hotel Collection?

    Fine Hotels + Resorts® (FHR) and The Hotel Collection (THC) are Amex’s two premium hotel programs for Platinum and Centurion Card Members. Together, they include more than 2,000 top-tier properties worldwide that provide exclusive perks automatically applied when you book prepaid stays through Amex Travel.

    Every FHR booking includes:

    • Daily breakfast for two
    • Guaranteed 4pm late checkout
    • Noon check-in when available
    • Room upgrades upon arrival (when available)
    • A $100 property experience credit, typically for dining or spa services
    • Earn hotel points and elite credit

    The Hotel Collection bookings include:

    • Up to a $100 property credit per stay (varies by hotel)
    • Room upgrades upon arrival when available
    • A minimum two-night stay requirement

    For many travelers, these perks can easily add $200–$400 of value to a single night, but only if you can find the right property to use them at. That’s where PointsYeah’s FHR Filter comes in. It gives you visibility across the full network, making it easy to see where your credit stretches the farthest.

    Why PointsYeah Built the FHR Filter?

    We created the FHR Filter because the Platinum Card’s best perks were often going unused. Travelers told us the same things over and over:

    “I never know which hotels qualify.”

    “I can’t tell which FHR stays are under $300.”

    “I just want to use my credit without overspending.”

    The FHR Filter solves all of that. It is a free tool that lets you see the entire FHR ecosystem at once, not just in a list buried inside Amex Travel. You can now explore globally, compare prices, and find hotels that align with your credit and comfort zone.

    It’s for every kind of traveler:

    • Weekend explorers who want one-night getaways covered entirely by the $300 credit.
    • Luxury seekers looking for aspirational stays worth a modest top-up.
    • Frequent flyers who want to plan multi-city trips around their credits.

    Before, planning around your hotel credit required patience. Now it’s simply a filter away.

    How the PointsYeah FHR Filter Works

    Using the FHR Filter is simple but powerful. Here’s how it works:

    1. Search any destination in the PointsYeah Hotel Collection.
    2. Turn on the “Fine Hotels + Resorts®” filter.
      • Instantly see verified Fine Hotels + Resorts® and The Hotel Collection properties across that city or region.
    3. Choose your view:
      • Map View: Browse visually to see where hotels are located and explore surrounding attractions.
      • List View: Quickly compare prices, amenities, and brand details.
    4. Refine your results by adjusting dates, price range, or destination preferences.
    5. Use live pricing to find stays that make the most sense for your $300 semiannual credit.

    What makes this different is flexibility. You are no longer limited to a static portal. You can visualize, compare, and plan your trip all in one seamless interface.

    ✨ Try the FHR Filter Now →

    Finding Stays That Fit Your Credit and Your Budget

    Luxury doesn’t have to mean overspending. For many Platinum Card Members, the ideal stay is one that fits within the $300 semiannual hotel credit or just slightly above it, whether you’re booking through Fine Hotels + Resorts® or The Hotel Collection.

    Here’s how travelers are using it:

    • Fully covered stays: Filter for FHR properties under $300 per night. These are perfect for single-night getaways fully paid by your credit.
    • Sweet spot stays: Look in the $350–$450 range. Paying a small amount out of pocket can unlock much higher-end hotels.
    • Luxury upgrades: Combine both $300 credits for an extended stay or premium destination without blowing your budget.

    To put it in perspective, here are a few examples of high-value FHR stays often found near or below the $300 mark:

    • The Ritz-Carlton, Bali – from $290/night
    • InterContinental Lisbon – from $190/night
    • The St. Regis Dubai, The Palm – from $232/night
    • InterContinental New York Times Square – from $234/night

    Each property still includes the signature FHR perks such as breakfast, upgrades, and late checkout. Even a one-night stay feels like a complete getaway.

    The best part is that you don’t need to guess. The filter helps you spot these hidden gems instantly, saving time while helping you get more from your Platinum benefits.

    Why This Feature Matters for Platinum Card Members

    Before this, using the FHR benefit felt complicated, not because the program lacked value but because it lacked accessibility. The Amex Travel interface wasn’t designed for discovery. It worked if you already knew where you wanted to go, but not if you were trying to decide how to use your credit wisely.

    The PointsYeah FHR Filter changes that completely. It gives you the freedom to explore, experiment, and plan without committing to a booking. You can see the full picture first, then decide how to use your credit.

    Here’s why it matters:

    • Transparency: You can see what’s available, what it costs, and how far your credit goes.
    • Flexibility: Map or list view means you can browse in whatever way feels most natural.
    • Efficiency: Save hours of searching by focusing only on eligible hotels.
    • Inspiration: Discover destinations and FHR stays you may have never considered.

    This feature isn’t about promoting luxury. It’s about making it practical and usable for everyone who holds a Platinum Card.

    Explore the FHR Filter on PointsYeah →

    Final Thoughts

    The $600 Hotel Credit from the Amex Platinum Card is one of the most generous travel benefits available, but only if you actually use it.

    With PointsYeah’s FHR Filter, that becomes effortless. You can find properties that fit your plans and budget, visualize your options on a map, and make smart choices about where to redeem your credits.

    It’s not just a new search filter. It’s the missing link between knowing your benefits and actually using them.

    Whether you are planning a one-night getaway, a spontaneous weekend trip, or a bucket-list vacation, the FHR Filter helps you see what’s possible, instantly.

    Start Searching Fine Hotels + Resorts® on PointsYeah →

    Frequently Asked Questions

    What is the Fine Hotels + Resorts® program from Amex?

    Fine Hotels + Resorts® (FHR) is Amex’s luxury hotel network for Platinum and Centurion Card Members. It includes premium properties worldwide that offer benefits like daily breakfast, late checkout, room upgrades, and on-property credits when booked through Amex Travel.

    How can I find Fine Hotels + Resorts® properties online?

    You can explore all Fine Hotels + Resorts® properties using PointsYeah’s FHR Filter. It allows you to view verified FHR hotels in both map and list view, compare prices, and plan how to use your Platinum Card credits.

    Can I use PointsYeah to see which hotels fit my Amex Platinum credit?

    Yes. The FHR Filter shows real pricing for each property, so you can easily find hotels that fit within your $300 semiannual credit or your total $600 annual limit.

    What’s the best way to use the Amex Platinum hotel credit?

    Use your Platinum Card’s $600 hotel credit strategically by finding FHR stays under $300 per night. Many travelers use PointsYeah to find one-night getaways fully covered by the credit or short luxury stays that cost only a little more.

    Can I find Fine Hotels + Resorts® stays under $300 per night?

    Yes. Many FHR properties around the world are available for under $300 per night. The PointsYeah FHR Filter makes it easy to find and compare these options instantly.

    Do I need to log in or link my Amex account to use PointsYeah?

    No. Anyone can browse FHR properties on PointsYeah. Platinum and Centurion Card Members simply need to book through Amex Travel to receive the benefits and statement credits.

    Are the Fine Hotels + Resorts® listings on PointsYeah updated regularly?

    Yes. FHR properties are verified and refreshed often to ensure the listings and pricing reflect the latest availability.

    Does the PointsYeah filter include The Hotel Collection too?

    Yes. The filter includes both Fine Hotels + Resorts® and The Hotel Collection properties. You can view them together in map or list view when you toggle on the “FHR” filter.

    Can I book Fine Hotels + Resorts® stays directly through PointsYeah?

    No. PointsYeah helps you research and compare properties quickly. You’ll still book through Amex Travel to receive the official Platinum benefits and credits.

  • Amex Business Platinum review: Massive 200k-point bonus

    Amex Business Platinum review: Massive 200k-point bonus

    American Express is a PointsYeah.com Advertiser

    So you’re a business owner searching for the perfect travel rewards card? If you’re looking for the cream of the crop, the The Business Platinum Card® from American Express is the creamiest.

    The card is stuffed with benefits which can easily be worth well over $1,500 in value each year. And its current welcome bonus is one of the highest we’ve ever seen.

    Here’s everything you need to know about the Amex Business Platinum Card — and a quick look at how powerful its rewards can be.

    How do American Express Membership Rewards points work?

    How to earn American Express Membership Rewards points

    The Amex Business Platinum Card offers a strong bonus offer, 200,000 American Express Membership Rewards® points after spending $20,000 on purchases within the first three months from account opening.

    You’ll also earn points for your everyday spending at the following rates:

    • 5 points per dollar on flights and prepaid hotels booked on AmexTravel.com
    • 2 points per dollar on purchases at U.S. construction material & hardware suppliers, electronic goods retailers, software & cloud system providers, and shipping providers
    • 2 points per dollar on each eligible purchase of $5,000 or more, up to $2 million per year (only the highest bonus applies if multiple would qualify)
    • 1 point per dollar on all other eligible purchases

    How to use American Express Membership Rewards points

    There are plenty of fun ways to use Amex Membership Rewards points when you’ve got the Amex Business Platinum Card — but the best options involve travel. For example, you can redeem your points for:

    • Airfare through Amex Travel at a rate of 1 cent each. And when booking business- or first-class seats, you’ll get a 35% rebate on your points (a feature exclusive to the Amex Business Platinum) — effectively making your points worth ~1.5 cents each
    • Hotel stays through Amex Travel at a rate between 0.7 and 1 cent each

    But to unlock the most potential from your Amex points, convert them to into airline miles and hotel points.

    It’s possible to get exponentially more value from your points by transferring to the below travel partners (transfers are 1:1 unless otherwise specified).

    Aer LingusChoice HotelsIberia
    Aeromexico (1:1.6)DeltaJetBlue (5:4)
    Air CanadaEmiratesMarriott Bonvoy
    ANAEtihadQantas
    AviancaFlying Blue (Air France and KLM)Qatar Airways
    British AirwaysHawaiian AirlinesSingapore Airlines
    Cathay PacificHilton Honors (1:2)Virgin Atlantic

    You can use PointsYeah to find flights between your home airport (or anywhere else) to all over the world with Amex points. Just filter your search to display only flights that can be booked with Amex Membership Rewards.

    With this card’s 200,000-point bonus, there’s virtually nowhere you can’t go. Here’s a quick snapshot of award prices for flights you can book from the U.S. with Amex points.

    You can even use the PointsYeah Hotels tool to find and book fancy hotels with your rewards. When I first opened the Amex Business Platinum Card, I transferred part of its bonus to Hilton for a stay at the Waldorf Astoria Maldives — a resort where villas routinely cost over $2,000 per night!

    Is the Amex Business Platinum Card worth a $895 annual fee?

    The Amex Business Platinum Card’s $895 annual fee (rates and fees) isn’t the easiest to shrug off. But here’s the thing: Annual fees aren’t as scary as they sound.

    As long as you can organically squeeze more value from a credit card’s benefits than you spend on the annual fee, it’s a great deal! Examine the Amex Business Platinum Card’s benefits and then do some simple math.

    Statement credits galore

    The Amex Business Platinum Card offers over $1,000 in annual statement credits alone. If you can use even a fraction of them, the card could be a fair deal.

    First are the travel-focused credits, such as:

    • Up to $600 in annual credits on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through Amex Travel. You get up to $300 twice per year. The Hotel Collection requires a minimum two-night stay.
    • Up to $200 in annual Hilton For Business credits. Eligible purchases made directly with Hilton properties qualify.
    • Up to $200 in annual airline fee credits. Choose a participating airline and use this to offset charges like checked bags, pet fees, seat upgrades, and more.
    • Up to $209 CLEAR Plus credit per year. CLEAR helps you speed through select airport security checkpoints.

    Terms apply.

    Then there’s the business-focused credits:

    • Up to $120 in annual wireless credits. Get up to $10 per month for wireless telephone service purchases made directly with a U.S. provider.
    • Up to $360 in annual Indeed credits. Receive up to $90 back per quarter for Indeed expenses.
    • Dell Technologies credits. Enroll to get up to $150 in statement credits on U.S. purchases directly with Dell each year, plus an additional $1,000 statement credit after you spend $5,000 or more on that same card per calendar year.
    • Adobe credit. Enroll to get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year.

    Enrollment required for some benefits.

    Perks to enhance your travel experience

    • Up to $120 in TSA PreCheck/ Global Entry credit. These “trusted traveler” programs get you through airport security in a hurry. You get to keep your shoes and belt on (instead of throwing them in a grungy gray bin) — and you can even keep your laptop and TSA-approved toiletries in your bag. Global Entry also expedites your entry back into the U.S. when returning from abroad.
    • Airport lounge access. No travel card on the market gives you access to more airport lounges than the Amex Business Platinum Card — Over 1,550 airport lounges across 140 countries worldwide. You can visit super fancy Amex Centurion Lounges, Delta Sky Clubs (eligible same-day Delta ticket required), Plaza Premium lounges, Priority Pass lounges*, and more. Airport lounges are a travel game-changer.
    • Access to American Express Fine Hotels & Resorts. You can book over 2,600 top-tier luxury hotels through an exclusive platform to get special benefits like free breakfast for two, room upgrades when available, late checkout, and a property credit (typically worth $100+).
    • Hotel elite status. You’ll get complimentary Gold elite status with both Marriott and Hilton. This comes with perks like bonus rewards on paid stays, welcome amenities, free upgrades when available, and more.*
    • Rental car elite status. Receive Hertz President’s Circle status, National Executive status, and Avis Preferred Plus status.* These come with perks like free upgrades, bonus points on paid reservations, etc.

    * Enrollment required for some benefits.

    High-quality insurance

    The Amex Business Platinum Card delivers some of the best travel insurance around. As long as you pay with your card, you’ll be covered. Here are some highlights:

    • Trip delay insurance. When your flight is delayed by at least six hours (or requires an overnight stay), Amex will give you up to $500 for “reasonable expenses” — meals, a night at a hotel, that type of stuff.
    • Trip cancellation/interruption insurance. When you book round-trip travel with your card, you’ll get up to $10,000 in coverage per trip (max $20,000 per 12-month period) to reimburse you for prepaid nonrefundable travel that causes you to cancel or shorten your trip for a covered reason.
    • Rental car insurance. The Amex Business Platinum Card only confers secondary rental car insurance (meaning it’ll cover you for whatever your personal insurance doesn’t). HOWEVER, you can opt into Amex’s Premium Car Rental Protection for a small fee per rental. This gives you primary insurance and more comprehensive coverage than virtually any other card on the market.
    • Cell phone protection. Get up to $800 in cell phone insurance (max two claims per 12-month period) against damage or theft. You’ll just have to pay a $50 deductible. This protection is automatic as long as you pay your monthly phone bill with the Amex Business Platinum Card.

    Is the Amex Business Platinum Card right for you?

    The Amex Business Platinum Card isn’t for everyone. Even if the card’s benefits easily justify its price point, it’s not exactly painless to pony up the $895 annual fee (rates and fees). Ask yourself these questions to decide if the card is a fit for you.

    Can you spend $20,000 within the next three months? To earn the card’s enormous 200,000-point bonus, you’ll have to make $20,000 in purchases within three months. If you can meet that by making purchases you’d normally make (don’t go into debt just to earn points!), the bonus alone is worth trying the card out for a year to see if it complements your business and personal goals.

    Are you a big spender? If your business makes a lot of large transactions, the Amex Business Platinum Card is one of the best cards for you. That’s because it’s a No Preset Spending Limit (NPSL) card, meaning you don’t have a firm credit limit. Instead, Amex will learn your spending habits and give you more purchase power when you need it.

    Plus, the card earns 2 points per dollar for transactions of $5,000 or more (again, capped at $2 million in spending per year).

    Do you fly at least a few times each year? Some of the card’s best benefits are related to air travel. From up to $200 in airline incidental credits to fantastic airport lounge access to trip delay insurance , flyers specifically will squeeze the most value from the Amex Business Platinum Card.

    Can you organically use a few of the card’s business-centric cards?

    Does the nature of your business take advantage of the card’s many hundreds of dollars worth of annual business credits? If you spend money on services from Indeed or Adobe anyway, the Amex Business Platinum Card is almost certainly a good deal for you.

    Is the Amex Business Platinum Card easy to get?

    The Amex Business Platinum Card isn’t “hard to get.” If you’ve got a credit score above 700 — and you own a business — you shouldn’t have a difficult time opening this card. Just a couple notes:

    • If you’ve earn the welcome bonus for the Amex Business Platinum Card before, you aren’t eligible to earn it again. Amex abides by a once-in-a-lifetime rule when it comes to card bonuses.
    • You must own a business. Whether it’s a multi-million dollar enterprise or you simply drive for Uber or run an Etsy shop, you must have a for-profit venture to open the Amex Business Platinum Card.

    And here’s another fantastic thing about American Express: If you already have an Amex card, American Express can often let you know if you’ll be approved for a card before you formally submit your application. No crossing your fingers after you hit the “Apply Now” button.

    So yeah, that’s the deal

    The Amex Business Platinum Card currently offers 200,000 points after meeting minimum spending requirements.