One of the lesser-known ways to use Marriott Bonvoy points is transferring them to dozens of airline partners.
Yes, dozens.
On a normal day, Marriott offers transfers to the majority of these partners at a 3:1 ratio. So, transfer 60,000 Marriott points to an airline partner and receive 20,000 miles or points. But for a limited time, one of those partners is getting a boost.
Through October 31, Air Canada is advertising the “only chance this year” to snag a 15% bonus on Marriott Bonvoy point transfers to Aeroplan.
60,000 Marriott Points Become 28,750 Aeroplan Points
This month only, Marriott Bonvoy point transfers to Aeroplan are 15% more rewarding.
Here’s how it works. Aeroplan will add 15% more points to an account after a transfer from Marriott Bonvoy. And there’s already a 5,000-point bonus for every 60,000 Marriott points transferred.
In other words, transferring 60,000 Marriott points to Aeroplan at the standard 3:1 ratio nets 20,000 Aeroplan points. The 5,000-point bonus brings that total to 25,000, and then the 15% transfer bonus gets tacked on top.
So, transfer 60,000 Marriott points to Aeroplan during October and the final total is 28,750 Aeroplan points.
Program members can transfer up to 240,000 Marriott points per day, and the bonus points may take between eight and 10 weeks to land in an account.
Generally speaking, the 3:1 transfer ratio should at least give some pause before automatically transferring Marriott points, especially without a specific use in mind. But even without a transfer bonus on the table, these Marriott conversions offer a backdoor way to earn more airline miles.
It just so happens that transferring to one particular partner is a little more rewarding this month.
In a few months’ time, Bilt will water down transfers to one of its top hotel partners.
On October 1, Bilt announced that effective January 1, the transfer ratio to World of Hyatt will drop from 1:1 to 4:3. In other words, a transfer of 10,000 Bilt Points to Hyatt will soon net 7,500 points compared to 10,000 today.
This change isn’t entirely unprecedented. Today, Chase officially enacted a similar change by trimming its Ultimate Rewards transfer ratio to Hyatt to an identical 4:3 on select cards.
But unlike Chase, there doesn’t appear to be a way to salvage 1:1 transfers, even if you hold Bilt’s most premium credit card with a $495 annual fee.
There’s Still Three Months at 1:1
Thankfully, nothing is changing today.
But if the strategy is earning Bilt Points and transferring them to Hyatt, consider this fair warning.
December 31 will be the last day Bilt offers transfers to Hyatt at 1:1. Starting the day after, that ratio will get a 25% haircut.
It goes without saying that changes like this are broadly unappealing. Hyatt has long been viewed as one of the darling transfer partners in the world of points and miles.
But after recent award chart changes, and now two announcements of watered-down transfer ratios from Chase and Bilt, that reputation might be losing a bit of its luster.
Sure, World of Hyatt recently made some award nights cheaper with that award chart expansion, but it’ll soon require more transferable points to book free nights.
IHG and Chase are making some pretty substantial changes to their credit card lineup. This includes a brand-new premium card that’ll slot in right at the top.
That announcement is obviously the flashiest, but the changes go further than just the launch of one card.
IHG’s three existing Chase cards are also getting new benefits, welcome offers, new names in some cases, and a couple are getting higher annual fees on top of that.
Some changes tip the scales as good, others not so much.
The New Premier Select Card Comes With a $350 Annual Fee
The biggest addition is the IHG One Rewards Premier Select World Elite Mastercard. This card immediately becomes the most expensive card in IHG’s lineup.
On the benefit side, cardmembers receive up to $300 in annual Food & Beverage Rewards to use at IHG properties, a $200 annual statement credit for qualifying airline purchases, and up to $50 in United TravelBank Cash.
There’s also an anniversary free night worth up to 60,000 points. And cardmembers will have the ability to add IHG points to that certificate to unlock a more expensive redemption.
The card will also offer 20 Elite Night Credits each calendar year. That’s enough to immediately unlock IHG’s first Milestone Reward, and cardholders can earn another two Elite Night Credits for every $5,000 spent on the card.
The card also includes automatic Platinum Elite status and the fourth night free on four-night stays booked with points.
On the surface, this status level comes across as “meh” since IHG’s other cards have offered it as well, but that’s about to change a little bit.
InterContinental Danang Sun Peninsula Resort. IHG
The Existing Premier Card Is Changing, Too
The IHG One Rewards Premier World Elite Mastercard isn’t going anywhere, but its annual fee is jumping to $150.
To justify the ~50% increase, the card will offer up to $100 in annual Food & Beverage Rewards and a $100 annual airline statement credit, while its anniversary free night increases to a 50,000-point cap.
Cardmembers will also receive 15 Elite Night Credits each year, plus another two for every $5,000 spent.
Now about that automatic elite status. With these changes, the revamped version comes with Gold Elite status rather than Platinum Elite status.
However, cardmembers can unlock Platinum Elite after spending $15,000 on eligible purchases in a calendar year.
IHG’s No-Annual-Fee and Business Cards Are Getting Updates
The IHG One Rewards Traveler Card is being renamed the IHG One Rewards World Elite Mastercard.
Outside of that cosmetic change, the card is keeping its $0 annual fee and adding five Elite Night Credits each year. However, its fourth-night-free benefit will now require $5,000 in card spending.
InterContinental Buenos Aires. IHG
The IHG One Rewards Premier Business Card is also getting a new name: the IHG One Rewards Business World Mastercard. Its annual fee is increasing all the way to $200. That’s more than a 100% increase from its old $99 annual fee.
But new benefits have been added to help justify that hike as well.
These include up to $100 annually in Food & Beverage Rewards, a $100 airline statement credit, up to $100 in annual Expensify credits, and 15 Elite Night Credits each year. Its anniversary free night will also increase to a 50,000-point cap.
The business card will continue to offer Platinum Elite status, or Diamond Elite for cardmembers that spend $50,000 on eligible purchases in a calendar year.
Timeline for Existing Cardmembers
Existing IHG cardmembers won’t necessarily see all of these changes immediately.
Chase says they’ll receive more information later in October about which new and updated benefits apply and when they take effect. However, Chase did specify that annual fees will be adjusted in 2027.
Hotel promotions aren’t typically reasons on their own to book a trip. But when a stay is already on the calendar, registering for the right one can spell an easy opportunity to earn a few more points.
Marriott, IHG, Hyatt, Hilton, and Wyndham all have promotions for stays this fall, ranging from a few thousand bonus points to 4X bonus points.
Here’s what’s on offer.
Marriott Bonvoy: Up to 4,500 Bonus Points Per Stay
Marriott Bonvoy members can earn 1,500 bonus points on each eligible paid stay of at least two nights through November 22.
If you stay at a participating resort, Marriott adds another 3,000 points. That brings the total to 4,500 bonus points per stay.
There’s no limit to the number of qualifying stays, but registration is required by November 13. Only eligible paid stays completed after registering qualify, so it’s worth registering before the next Marriott stay rather than waiting until checkout.
IHG One Rewards is offering up to 3X points on stays from October 1 through December 31.
There’s a catch, though: the first qualifying stay doesn’t earn any bonus points.
Starting with the second stay, members earn 2X points when booking through an IHG direct channel. If you book through the IHG app, WeChat, or LINE instead, that increases to 3X points instead.
There’s no cap on the number of bonus points that can be earned.
Registration is required, and stays completed before registering don’t count. That makes this one worth registering for before the first IHG stay of the promotion, even though the extra points don’t start until stay number two.
World of Hyatt is keeping the math relatively simple with its fall promo.
Members can earn 3,000 bonus points for every three eligible nights after registering, up to a maximum of 36,000 bonus points.
Participating Hyatt hotels and resorts count, along with participating Mr & Mrs Smith properties, The Venetian Resort, and Homes & Hideaways by World of Hyatt.
There’s another useful difference here: points stays do count. An eligible night can be booked with an eligible paid rate or a free night award.
The bonus starts with the first eligible stay after registration.
Hilton’s More Points to Play promotion starts October 15 and runs through December 31.
Registered Hilton Honors members earn 3,000 bonus points per stay at participating luxury, lifestyle, and resort properties. Stays at other Hilton properties earn 1,000 bonus points.
There’s no overall cap on the number of bonus points one can earn.
This promotion rewards stays rather than nights, which makes shorter stays particularly interesting. Three separate one-night stays at eligible luxury, lifestyle, or resort properties, for example, would earn 9,000 bonus points.
Registration is required before completing a qualifying stay.
Buying hotel points might sound like an unnecessary extra step. After all, if a room is available, why not just pay for it?
Sometimes there’s a good reason. Buying the points needed to book a room can cost less than paying the hotel directly.
Marriott Bonvoy sells points throughout the year and periodically runs promotions that lower their cost. There’s little reason to buy just because a sale is happening. But with a Marriott stay already in mind, it takes only a few seconds to see whether buying points could save money.
Current Marriott Buy Points Offer
Marriott is currently offering up to a 55% bonus when buying Bonvoy points, dropping the purchase price to about 0.81 cents each.
Current promotion: 55% bonus
Price per point: 0.81 cents
Offer ends: November 23, 2026
Offer purchase limit: 200,000 points before the bonus
Annual purchase limit: 200,000 points before any bonus
Marriott runs points sales periodically, so there’s rarely a reason to buy solely because a promotion is ending. The history below shows how the current offer compares with previous ones. Click the arrow to see past offers.
First, find how many Marriott points a hotel requires. Then figure out how much it would cost to buy those points under the current promotion and compare that with the cash price for the same stay.
The math is simple:
Points needed × current price per point = cost to buy the points
Say a Marriott hotel costs 50,000 points per night. At roughly 0.81 cents per point, buying 50,000 points would cost about $405.
If the same room costs $550 in cash, buying the points could save about $145. If the room costs $350, paying cash is the easy choice.
That’s really all there is to it.
Hong Kong Ocean Park Marriott Hotel. WINHORSE / ISTOCK
There are a few things that can change the math even more. Marriott Bonvoy members get the lowest-priced night free when redeeming points for five consecutive nights, for example. On a longer stay, that can reduce the number of points needed enough to make buying them more interesting.
It’s also worth comparing the same room and dates. Taxes, resort fees, and other charges can differ depending on how a stay is booked, so the headline room rate doesn’t always tell the whole story.
There’s little reason to stock up on Marriott points without a stay in mind. Marriott runs purchase promotions periodically, and another offer will eventually come along.
Instead, start with the hotel. Check the cash price, check the points price, and calculate what those points would cost to buy.
Sometimes cash wins. Sometimes points do.
And when buying the points is cheaper, it’s a pretty easy way to save money on the exact same room.
Time is fleeting to transfer Chase points to World of Hyatt at 1:1 with some Ultimate Rewards cards.
Starting October 1, the Chase Sapphire Preferred and Ink Business Preferred will transfer points to Hyatt at a 4:3 ratio. For every 1,000 Chase points transferred, that means 750 Hyatt points instead of 1,000.
Some Sapphire Preferred cardholders are already living with the new ratio. Anyone who opened the card on or after June 15 got the 4:3 ratio from the start.
The Chase Sapphire Reserve and Sapphire Reserve for Business, meanwhile, are keeping 1:1 transfers.
That’s a pretty meaningful divide for people who regularly use Chase points to book Hyatt hotels.
A Hyatt stay costing 20,000 points currently takes 20,000 Chase points with a 1:1 transfer. At 4:3, it takes 27,000 Chase points, since Chase processes transfers in 1,000-point increments.
Three nights at that price goes from 60,000 Chase points to 80,000.
What to Do Before October 1
If there’s a Hyatt stay somewhere in the plans, now is a good time to price it out.
That doesn’t have to mean booking a hotel today. Check trips already planned for next year, weekends under consideration, or anywhere Hyatt was already a possibility.
If a hotel is available with points and the trip is likely to happen, waiting until after October 1 to transfer could mean spending considerably more Chase points for exactly the same stay.
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That doesn’t mean emptying an Ultimate Rewards account into Hyatt. Transfers are final, and keeping points with Chase leaves more options if plans change.
There is another way to keep the 1:1 ratio.
Chase is effectively making it a perk of its more expensive Sapphire Reserve cards. Someone who uses Hyatt regularly now has another reason to compare the Sapphire Preferred with the Sapphire Reserve, or the Ink Business Preferred with the Sapphire Reserve for Business.
That’s a bigger decision than what to do before October 1. For now, if a Hyatt stay is somewhere on the horizon, it’s worth seeing what it costs before the transfer rate changes.
Buying hotel points might sound like an unnecessary extra step. After all, if a room is available, why not just pay for it?
Sometimes there’s a good reason. Buying the points needed to book a room can cost less than paying the hotel directly.
Hilton Honors sells points throughout the year and frequently runs promotions that lower their cost. There’s little reason to buy just because a sale is happening. But with a Hilton stay already in mind, it takes only a few seconds to see whether buying points could save money.
Current Hilton Buy Points Offer
Hilton is currently offering up to a 120% bonus when buying points, dropping the purchase price as low as ~0.45 cents each.
Current promotion: Up to 120% bonus
Lowest price per point: Roughly 0.45 cents
Offer ends: November 21, 2026
Offer purchase limit: 240,000 points before the bonus
Annual purchase limit: 240,000 points before any bonus
Hilton runs points sales fairly regularly, so there’s rarely a reason to buy solely because a promotion is happening or ending soon. The history below shows how the current offer compares with previous ones. Click the arrow to see past offers.
First, find how many Hilton points a hotel requires. Then figure out how much it would cost to buy those points under the current promotion and compare that with the cash price for the same stay.
The math is simple:
Points needed × current price per point = cost to buy the points
Say Hilton is selling points for 0.45 cents each and a hotel costs 60,000 points per night. Buying 60,000 points would cost $270.
If the same room costs $425 in cash, buying the points could save $155. If the room costs $250, paying cash is the easy choice.
That’s really all there is to it.
CERI BREEZE / ISTOCK
There are a few things that can change the math even more. For example, Hilton elite members get a fifth night free on eligible five-night award stays. This can drop the all-in cost of a stay even more.
There’s little reason to stock up on Hilton points without a stay in mind. As the promotion history above shows, Hilton sells points regularly, and another offer will eventually come along.
Instead, start with the hotel. Check the cash price, check the points price, and calculate what those points would cost to buy. Sometimes cash wins. Sometimes points do.
And when buying the points is cheaper, it’s a pretty easy way to save money on the exact same room.
On the same day Hyatt announced the end of its exclusive loyalty relationship with American Airlines, it lined up its replacement, too.
Hyatt and Delta Air Lines announced Wednesday, September 9, that they’re forming a new long-term partnership. The relationship will formally launch in the coming months.
World of Hyatt elites will be able to earn Hyatt points on qualifying Delta flights, while Delta Medallion members will earn SkyMiles on qualifying Hyatt stays.
That’s about as specific as Hyatt and Delta are getting for now. The companies haven’t said which elite members will qualify, how much they’ll earn, or even exactly when the partnership will launch.
But the timing clears up at least some of the mystery from earlier Wednesday. Hyatt isn’t walking away from airline partnerships. It’s swapping one exclusive airline relationship for another.
World of Hyatt and Delta SkyMiles Members Will Be Able to Double Dip
The first confirmed benefit is reciprocal earning.
Eligible World of Hyatt elite members will earn Hyatt points on qualifying Delta airfare purchases in eligible fare classes. Delta Medallion members, meanwhile, will be able to earn SkyMiles on qualifying stays at participating Hyatt properties.
Those rewards will come on top of what members already earn through the program they’re doing business with. Naturally, this will create a chance to double dip across flights and hotel stays.
But there are still plenty of blanks to fill in.
Hyatt and Delta haven’t shared which elite tiers will qualify, the earning rates, which Delta fares or Hyatt properties will participate, or exactly when the partnership will launch. Enrollment details are also coming later.
And apparently, reciprocal earning is only the beginning. The companies say additional benefits and experiences will be unveiled later this year.
BOARDING1NOW / ISTOCK
Hyatt Is Swapping American for Delta
Earlier Wednesday, American and Hyatt announced that they won’t continue their enhanced loyalty relationship. American later confirmed to Points Insider that its exclusive Hyatt partnership expires in November and won’t be renewed.
A few hours later, Hyatt described its new relationship with Delta as exclusive.
That explains quite a bit.
MAK STUDIO / ISTOCK
We’ve covered the American breakup separately, including what happens to existing benefits and what AA told Points Insider about the decision. The short version is that a relationship that had already been scaled back in 2025 is winding down, while Hyatt is preparing to launch a new one with Delta.
There’s an interesting reversal here, too. American and Hyatt eliminated reciprocal earning last year. Hyatt and Delta are putting it back at the center of their new partnership, at least for eligible elite members.
However, the full details will determine whether that’s as useful as it sounds.
The partnership had already been watered down considerably in 2025, when American and Hyatt eliminated reciprocal bonus earning on flights and hotel stays in favor of rewards tied to each program’s elite status qualification system.
Now, those benefits are going away, too.
For the moment, little is changing. Members can continue earning and redeeming eligible benefits through the current earning year, with parts of the relationship stretching into early 2027.
American and Hyatt Are Going Their Separate Ways
American and Hyatt have worked together since 2019. Initially, eligible elite members could earn bonus AAdvantage miles on Hyatt stays or bonus World of Hyatt points on American flights after linking their accounts.
That arrangement changed in 2025. Rather than earning bonus points or miles whenever they stayed or flew, members began unlocking benefits in the other program through AAdvantage Loyalty Point Rewards and World of Hyatt Milestone Rewards.
Those are the benefits now headed for the exit.
American and Hyatt issued nearly identical statements Wednesday, saying the decision came “after careful consideration.”
“We have mutually decided to not continue our enhanced relationship.”
The initial announcement didn’t offer much more explanation than that. But an American spokesperson provided Points Insider with some additional context, confirming that what it described as the “exclusive loyalty partnership” with Hyatt expires in November and won’t be renewed.
American said it’s focused on partnerships that provide AAdvantage members with “global scale and premium experiences” while also building relationships that are beneficial to customers and the airline’s financial outlook.
The reference to exclusivity is what sticks out.
Air Canada and Hyatt recently announced a new enhanced partnership between Aeroplan and World of Hyatt, giving members opportunities to earn rewards and access status benefits across the two programs.
We specifically asked American whether Hyatt’s new Aeroplan partnership played a role in the decision not to renew its exclusive relationship. The airline didn’t address that question.
KAMERAWORLD / ISTOCK
Current Benefits Aren’t Disappearing Immediately
Members who already leverage the American and Hyatt partnership have some time before the biggest changes take effect.
AAdvantage members who link their American and Hyatt accounts by November 15, 2026, can continue earning World of Hyatt awards through AAdvantage Loyalty Point Rewards through February 28, 2027.
World of Hyatt members who link their accounts by November 15 can continue earning AAdvantage awards through Milestone Rewards through December 31, 2026.
Benefits already earned won’t suddenly disappear, either. Both companies say members will receive the usual amount of time to select an award after earning it.
One American and Hyatt Benefit Is Sticking Around
Not everything is going away.
AAdvantage members will still be able to earn 500 AAdvantage miles on eligible Hyatt stays after the broader relationship ends. Members can choose to earn the miles instead of World of Hyatt points by providing their AAdvantage number at check-in.
It’s a much narrower tie-up than what American and Hyatt once offered, but the two programs aren’t severing ties completely.
JHVEPHOTO / ISTOCK
Why End the Partnership Now?
That’s still the big unanswered question.
American’s response offers a glimpse at what the airline wants from its loyalty partnerships, including global scale, premium experiences, and relationships that make financial sense. But it doesn’t explain why the Hyatt relationship no longer fits that strategy.
The timing of Hyatt’s new Aeroplan partnership, coupled with American’s description of its Hyatt agreement as exclusive, makes the question particularly interesting.
For now, though, there’s no confirmation that the two developments are connected.
And the practical impact won’t be immediate. Members have several more months to earn benefits before the relationship winds down, and the option to earn AAdvantage miles instead of Hyatt points will remain.
But the broader partnership has been shrinking for some time. It lost reciprocal earning in 2025, will lose its remaining cross-program milestone benefits over the coming months, and its exclusive contract expires in November.
Airlines and hotels regularly sell points and miles with bonuses or discounts. And some promotions can bring the cost down significantly.
Sometimes, buying points or miles for the trip you want to take can even cost less than paying the going cash price.
Whether you’re topping off an account for an award you’ve already found, planning ahead for a trip, or simply waiting for a better offer, it helps to know what’s available now and how it compares with what we’ve seen before.
PointsYeah automatically tracks current offers for buying airline miles and hotel points below, along with each program’s recent promotion history.
Current Buy Points and Miles Offers
Here are the current promotions for buying airline miles and hotel points. The tables below automatically update as new offers begin and existing ones expire.
Note that some promotions are targeted, so you may see a different bonus or discount after logging into your loyalty account. Always confirm the offer and final purchase price before buying.
Active airline buy miles offers
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Active hotel buy points offers
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Before You Buy Points or Miles
There’s more to a good buy points or miles promotion than the headline bonus or discount.
Each loyalty program sets its own price, so a 100% bonus from one program isn’t necessarily a better deal than a 50% bonus from another. The final purchase price matters more, and the historical tables below can help you see whether the current offer is especially good or something that comes around regularly.
It also helps to know how you plan to use the points or miles before buying them. If you’re a few thousand miles short of an award, buying the difference can be an easy way to get what you need. In other cases, buying enough points for an entire flight or hotel stay can cost less than paying cash.
If you’re buying airline miles for a particular trip, search for the award first. Availability can change quickly, and you don’t want to buy miles only to discover that the flight you wanted is no longer bookable.
PointsYeah searches live award availability across dozens of rewards programs, so you can see what’s available before making a purchase.
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Keep in mind that points and miles purchases are generally nonrefundable. Programs may also limit how many points or miles you can purchase, so check the terms of the specific offer before buying.
A promotion can sound impressive without being particularly unusual. Looking at previous offers gives you a better idea of how today’s bonus or discount stacks up.
Open the dropdown for any airline or hotel program below to see its recent buy points or miles offer history.
