Category: Hyatt

When Do Hotel Points Expire? Rules for 7 Programs

Hotel points can be incredibly valuable, but unlike miles in many major U.S. airline loyalty programs, most hotel points expire if you go a while without using your account.

And the rules vary quite a bit. Some programs give you two years of inactivity before your points expire, while others have shorter windows or additional restrictions.

Here’s how long points last with seven major hotel loyalty programs, what you can do to keep them active, and a few exceptions worth knowing.

Hilton Honors

Hilton Honors points expire after 24 months without qualifying activity.

You can reset the clock by staying at a participating hotel, earning points (including with a Hilton Honors credit card), buying points, or even donating points to a charitable cause.

If your points expire, Hilton lets you pay to reinstate eligible points.

IHG One Rewards

IHG One Rewards points expire after 12 months without earning or redeeming points. That’s the shortest expiration window on this list.

However, IHG One Rewards elite members are exempt from expiration as long as they maintain their status.

Using an annual free night certificate from an IHG credit card doesn’t count as earning or redeeming points. If you’re a Club member (meaning you don’t have elite status), you’ll still need qualifying activity at least once every 12 months.

World of Hyatt

World of Hyatt points expire after 24 months of inactivity.

There are several ways to keep your points active, including earning or redeeming points, gifting an award, converting points to a partner program, buying or combining points, or holding an eligible Hyatt credit card linked to your account.

If your points expire, they can’t be reinstated.

Marriott Bonvoy

Marriott Bonvoy points expire after 24 months without qualifying activity.

You can keep your balance active by earning or redeeming points, completing a qualifying hotel stay, buying points, converting points with partners, or making qualifying purchases with a Marriott Bonvoy credit card.

However, gifting, transferring, or receiving points doesn’t reset the expiration clock.

Marriott Bonvoy Lifetime Elite members are exempt from points expiration. For everyone else, forfeited points can’t be reinstated.

Choice Privileges

Choice Privileges points expire after 18 calendar months without qualifying earning or redemption activity.

You can reset the clock through an eligible hotel stay, redeeming points, earning points with a co-branded Choice credit card, or purchasing points.

Choice Privileges Gold, Platinum, Diamond, and Titanium members are exempt from expiration as long as they maintain their status. If you lose elite status, the 18-month clock begins when your status ends.

If your points expire, Choice offers a paid reinstatement option within 180 days of expiration.

Wyndham Rewards

Wyndham Rewards has two separate expiration rules. This makes it a little more complicated than other hotel programs.

First, individual points generally expire four years after they’re earned, regardless of account activity.

Second, your points can expire after approximately 18 months without qualifying account activity, such as earning, redeeming, or transferring points.

Holding a Wyndham Rewards Earner Premier Card can protect against inactivity-based expiration. Points earned while you’re an eligible Earner Premier cardholder are also exempt from the four-year expiration rule while the card remains open and in good standing.

Leading Hotels of the World (Leaders Club)

Leaders Club points expire after 24 months without qualifying activity.

Earning, purchasing, transferring, or redeeming points resets the expiration clock.

If your points expire, they can’t be reinstated. However, you can start earning points again after completing another qualifying stay, which begins a new 24-month period.

Your Leaders Club membership itself doesn’t expire, although the program may deactivate accounts after three consecutive years without activity.

October 28, 2026
Earn 70,000 Bonus Points With the World of Hyatt Business Card
The World of Hyatt Business Credit Card has a welcome offer worth considering for business owners who regularly stay at Hyatt hotels, whether they’re traveling themselves or sending employees on the road.

New cardholders can earn 70,000 bonus points after spending $7,000 on purchases within the first three months of account opening.

The card carries a $199 annual fee and offers several Hyatt-related benefits, including statement credits, automatic elite status, and opportunities to earn additional elite night credits through spending.

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What Can You Do With Hyatt Points?

World of Hyatt points can be redeemed for stays at participating Hyatt hotels and resorts worldwide. These range from budget-friendly properties to luxury hotels.

Unlike some hotel loyalty programs, Hyatt still publishes an award chart, although the number of points required varies by hotel category and demand.

Standard room free nights start at 3,500 points but can run as high as 75,000 points. This depends on the property category and which of Hyatt’s five pricing tiers applies to the night you want to stay.

What Else Does the Hyatt Business Card Offer?

Beyond the welcome bonus, the Hyatt Business Card comes with several benefits, including:
- Up to $100 in Hyatt statement credits: Receive a $50 statement credit when you spend $50 or more at a Hyatt property, up to twice each cardmember anniversary year.
- Automatic Discoverist status: Cardholders receive World of Hyatt Discoverist status and can gift the same status to up to five employees. This is Hyatt’s entry-level elite status, below Explorist and Globalist.
- Elite night credits through spending: Earn five tier-qualifying night credits for every $10,000 spent on the card in a calendar year.
- Up to 9X points on Hyatt stays: Earn 4X points through the card, plus up to 5X Base Points as a World of Hyatt member.
- 2X points in select business categories: Earn 2X points in your three highest eligible spending categories each quarter, including dining, shipping, airfare purchased directly from airlines, and advertising.
- 2X points on gym memberships: Fitness clubs and gym memberships also qualify for bonus points.
- Complimentary Hyatt Leverage membership: The business owner can enroll in Hyatt Leverage, which offers access to discounted rates at participating properties. Employee cardholders don’t automatically receive membership.
- 10% of redeemed points back: After spending $50,000 on the card in a calendar year, receive 10% of your redeemed Hyatt points back for the remainder of that year, on up to 200,000 points redeemed. Eligible redemptions include hotel stays, room upgrades, dining, spa services, and World of Hyatt Experiences.
Just note that World of Hyatt points expire after 24 consecutive months of account inactivity.

Andaz London Liverpool Street. HYATT

Who Can Apply for the Hyatt Business Card?

A business credit card does require a business. But that doesn’t necessarily mean a company with employees, an office, or a huge amount of revenue.

Traditional businesses can qualify, but so can many sole proprietors, freelancers, independent contractors, and people earning money from a side business.

There are also restrictions on who can qualify for the welcome bonus.

According to Chase’s terms, the offer isn’t available to current World of Hyatt Business Credit Card holders or previous cardholders who received a welcome bonus on this card within the past 24 months.
October 19, 2026
Hyatt Makes It Easier to Combine Points With Family and Friends
World of Hyatt members can now transfer points to one another online. Yep, this development officially ends a process that previously required filling out a form and submitting it to Hyatt.

Until October 15, 2026, combining points was a surprisingly old-fashioned process. Members had to complete a request form and submit it to Hyatt for processing, either by email or by mailing it to an address in Omaha, Nebraska.

But now, members can handle the process online (for free) without the paperwork.

How to Combine World of Hyatt Points Online

World of Hyatt allows members to transfer points to another member at no cost. It’s a useful benefit for couples, families, or friends who want to pool their balances for a hotel stay.

For example, if you have 15,000 Hyatt points and your spouse has another 10,000, you could combine those balances to book a hotel night costing 25,000 points.

To transfer points online:
1. Visit Hyatt’s points gifting page
2. Select “Gift points or eligible awards”
3. Click “Gift Your Points”
4. Enter the requested details and follow the prompts to complete the transfer
There’s a New Annual Transfer Limit

Along with the online system, Hyatt is introducing a limit on how many points members can transfer.

As of October 15, members can send up to 525,000 points and receive up to 525,000 points per calendar year.

Previously, Hyatt didn’t impose an annual cap on the number of points members could combine, although transfers were generally limited to once every 30 days.

The new limit is unlikely to affect most World of Hyatt members with plans to send or receive a transfer, but it’s worth knowing if you regularly move large amounts of points between accounts.
October 16, 2026
Earn Extra Aeroplan Points on Hyatt Stays Through February 2027
World of Hyatt and Air Canada Aeroplan launched a new promotion that lets members earn points with both programs on the same hotel stay.

Through February 14, 2027, eligible members can earn 1.5 bonus Aeroplan points per $1 spent on qualifying Hyatt stays, on top of the World of Hyatt points they’d normally earn.

To participate, you’ll need to link your loyalty accounts and register for the promotion by November 11, 2026.

How the Hyatt and Aeroplan Promotion Works

World of Hyatt members normally earn 5 base points per $1 spent on eligible hotel stays (or 2.5 points per $1 at Hyatt Studios).

With this promotion, members can earn an additional 1.5 Aeroplan points per $1 spent and collect rewards in both programs on the same stay.

For example, a qualifying $1,000 Hyatt stay would earn:
- 5,000 World of Hyatt base points
- 1,500 bonus Aeroplan points
That’s before accounting for any additional Hyatt points earned through elite status or other eligible promotions.

The offer applies to participating Hyatt properties worldwide. Stays must be completed between October 14, 2026, and February 14, 2027, after registration.

Only the room occupied by the member qualifies. Bonus Aeroplan points may take up to eight weeks to post and won’t count toward Aeroplan Status Qualifying Credits.

For travelers with upcoming Hyatt stays, this is an easy opportunity to earn additional airline points without giving up their usual World of Hyatt earnings.
October 14, 2026
Bilt Is Cutting Its Hyatt Transfer Ratio to 4:3 in 2027

In a few months’ time, Bilt will water down transfers to one of its top hotel partners.

On October 1, Bilt announced that effective January 1, the transfer ratio to World of Hyatt will drop from 1:1 to 4:3. In other words, a transfer of 10,000 Bilt Points to Hyatt will soon net 7,500 points compared to 10,000 today.

This change isn’t entirely unprecedented. Today, Chase officially enacted a similar change by trimming its Ultimate Rewards transfer ratio to Hyatt to an identical 4:3 on select cards.

But unlike Chase, there doesn’t appear to be a way to salvage 1:1 transfers, even if you hold Bilt’s most premium credit card with a $495 annual fee.

There’s Still Three Months at 1:1

Thankfully, nothing is changing today.

But if the strategy is earning Bilt Points and transferring them to Hyatt, consider this fair warning.

December 31 will be the last day Bilt offers transfers to Hyatt at 1:1. Starting the day after, that ratio will get a 25% haircut.

It goes without saying that changes like this are broadly unappealing. Hyatt has long been viewed as one of the darling transfer partners in the world of points and miles.

But after recent award chart changes, and now two announcements of watered-down transfer ratios from Chase and Bilt, that reputation might be losing a bit of its luster.

Sure, World of Hyatt recently made some award nights cheaper with that award chart expansion, but it’ll soon require more transferable points to book free nights.

October 1, 2026
5 Hotel Promotions Worth Knowing About This Fall

Hotel promotions aren’t typically reasons on their own to book a trip. But when a stay is already on the calendar, registering for the right one can spell an easy opportunity to earn a few more points.

Marriott, IHG, Hyatt, Hilton, and Wyndham all have promotions for stays this fall, ranging from a few thousand bonus points to 4X bonus points.

Here’s what’s on offer.

Marriott Bonvoy: Up to 4,500 Bonus Points Per Stay

Marriott Bonvoy members can earn 1,500 bonus points on each eligible paid stay of at least two nights through November 22.

If you stay at a participating resort, Marriott adds another 3,000 points. That brings the total to 4,500 bonus points per stay.

There’s no limit to the number of qualifying stays, but registration is required by November 13. Only eligible paid stays completed after registering qualify, so it’s worth registering before the next Marriott stay rather than waiting until checkout.

Points bookings don’t count for this one.

Register for this Marriott Bonvoy promotion

IHG One Rewards: Earn Up to 3X Points

IHG One Rewards is offering up to 3X points on stays from October 1 through December 31.

There’s a catch, though: the first qualifying stay doesn’t earn any bonus points.

Starting with the second stay, members earn 2X points when booking through an IHG direct channel. If you book through the IHG app, WeChat, or LINE instead, that increases to 3X points instead.

There’s no cap on the number of bonus points that can be earned.

Registration is required, and stays completed before registering don’t count. That makes this one worth registering for before the first IHG stay of the promotion, even though the extra points don’t start until stay number two.

Register for this IHG One Rewards promotion

World of Hyatt: 3,000 Points for Every 3 Nights

World of Hyatt members can earn 3,000 bonus points for every three eligible nights after registering, up to a maximum of 36,000 bonus points.

Participating Hyatt hotels and resorts count, along with participating Mr & Mrs Smith properties, The Venetian Resort, and Homes & Hideaways by World of Hyatt.

There’s another useful difference here: points stays do count. An eligible night can be booked with an eligible paid rate or a free night award.

The bonus starts with the first eligible stay after registration.

Register for this World of Hyatt promotion

Hilton Honors: Up to 3,000 Bonus Points Per Stay

Hilton’s More Points to Play promotion runs through December 31.

Registered Hilton Honors members earn 3,000 bonus points per stay at participating luxury, lifestyle, and resort properties. Stays at other Hilton properties earn 1,000 bonus points.

There’s no overall cap on the number of bonus points one can earn.

This promotion rewards stays rather than nights, which makes shorter stays particularly interesting. Three separate one-night stays at eligible luxury, lifestyle, or resort properties, for example, would earn 9,000 bonus points.

Registration is required before completing a qualifying stay.

Register for this Hilton Honors promotion

Wyndham Rewards: Earn 4X Points

Wyndham Rewards members can earn 4X points on qualifying stays this fall, with up to 15,000 bonus points available through this promotion.

There’s a little more time to use this one. Stays must be booked directly with Wyndham by January 15, 2027, and completed by January 19.

Wyndham says 15,000 points is enough for as many as three free nights at the more than 1,000 properties in its new 5,000-point redemption tier.

Registration is required before booking.

Register for this Wyndham Rewards promotion

September 29, 2026
Chase Is Changing Hyatt Transfers for Select Cards on Oct. 1

Time is fleeting to transfer Chase points to World of Hyatt at 1:1 with some Ultimate Rewards cards.

Starting October 1, the Chase Sapphire Preferred and Ink Business Preferred will transfer points to Hyatt at a 4:3 ratio. For every 1,000 Chase points transferred, that means 750 Hyatt points instead of 1,000.

Some Sapphire Preferred cardholders are already living with the new ratio. Anyone who opened the card on or after June 15 got the 4:3 ratio from the start.

The Chase Sapphire Reserve and Sapphire Reserve for Business, meanwhile, are keeping 1:1 transfers.

That’s a pretty meaningful divide for people who regularly use Chase points to book Hyatt hotels.

A Hyatt stay costing 20,000 points currently takes 20,000 Chase points with a 1:1 transfer. At 4:3, it takes 27,000 Chase points, since Chase processes transfers in 1,000-point increments.

Three nights at that price goes from 60,000 Chase points to 80,000.

What to Do Before October 1

If there’s a Hyatt stay somewhere in the plans, now is a good time to price it out.

That doesn’t have to mean booking a hotel today. Check trips already planned for next year, weekends under consideration, or anywhere Hyatt was already a possibility.

If a hotel is available with points and the trip is likely to happen, waiting until after October 1 to transfer could mean spending considerably more Chase points for exactly the same stay.

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That doesn’t mean emptying an Ultimate Rewards account into Hyatt. Transfers are final, and keeping points with Chase leaves more options if plans change.

There is another way to keep the 1:1 ratio.

Chase is effectively making it a perk of its more expensive Sapphire Reserve cards. Someone who uses Hyatt regularly now has another reason to compare the Sapphire Preferred with the Sapphire Reserve, or the Ink Business Preferred with the Sapphire Reserve for Business.

That’s a bigger decision than what to do before October 1. For now, if a Hyatt stay is somewhere on the horizon, it’s worth seeing what it costs before the transfer rate changes.

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September 28, 2026
Hyatt and Delta Are Launching a New Exclusive Loyalty Partnership

On the same day Hyatt announced the end of its exclusive loyalty relationship with American Airlines, it lined up its replacement, too.

Hyatt and Delta Air Lines announced Wednesday, September 9, that they’re forming a new long-term partnership. The relationship will formally launch in the coming months.

World of Hyatt elites will be able to earn Hyatt points on qualifying Delta flights, while Delta Medallion members will earn SkyMiles on qualifying Hyatt stays.

That’s about as specific as Hyatt and Delta are getting for now. The companies haven’t said which elite members will qualify, how much they’ll earn, or even exactly when the partnership will launch.

But the timing clears up at least some of the mystery from earlier Wednesday. Hyatt isn’t walking away from airline partnerships. It’s swapping one exclusive airline relationship for another.

World of Hyatt and Delta SkyMiles Members Will Be Able to Double Dip

The first confirmed benefit is reciprocal earning.

Eligible World of Hyatt elite members will earn Hyatt points on qualifying Delta airfare purchases in eligible fare classes. Delta Medallion members, meanwhile, will be able to earn SkyMiles on qualifying stays at participating Hyatt properties.

Those rewards will come on top of what members already earn through the program they’re doing business with. Naturally, this will create a chance to double dip across flights and hotel stays.

But there are still plenty of blanks to fill in.

Hyatt and Delta haven’t shared which elite tiers will qualify, the earning rates, which Delta fares or Hyatt properties will participate, or exactly when the partnership will launch. Enrollment details are also coming later.

And apparently, reciprocal earning is only the beginning. The companies say additional benefits and experiences will be unveiled later this year.

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Hyatt Is Swapping American for Delta

Earlier Wednesday, American and Hyatt announced that they won’t continue their enhanced loyalty relationship. American later confirmed to Points Insider that its exclusive Hyatt partnership expires in November and won’t be renewed.

A few hours later, Hyatt described its new relationship with Delta as exclusive.

That explains quite a bit.

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We’ve covered the American breakup separately, including what happens to existing benefits and what AA told Points Insider about the decision. The short version is that a relationship that had already been scaled back in 2025 is winding down, while Hyatt is preparing to launch a new one with Delta.

There’s an interesting reversal here, too. American and Hyatt eliminated reciprocal earning last year. Hyatt and Delta are putting it back at the center of their new partnership, at least for eligible elite members.

However, the full details will determine whether that’s as useful as it sounds.

September 9, 2026
American and Hyatt Are Ending Their Exclusive Loyalty Partnership in November

American Airlines and Hyatt are calling time on a loyalty partnership that once tied the two programs much more closely together.

The two companies announced Wednesday, September 9, that they have “mutually decided” not to continue their enhanced relationship, which currently gives AAdvantage and World of Hyatt members opportunities to unlock benefits across both programs.

The partnership had already been watered down considerably in 2025, when American and Hyatt eliminated reciprocal bonus earning on flights and hotel stays in favor of rewards tied to each program’s elite status qualification system.

Now, those benefits are going away, too.

For the moment, little is changing. Members can continue earning and redeeming eligible benefits through the current earning year, with parts of the relationship stretching into early 2027.

American and Hyatt Are Going Their Separate Ways

American and Hyatt have worked together since 2019. Initially, eligible elite members could earn bonus AAdvantage miles on Hyatt stays or bonus World of Hyatt points on American flights after linking their accounts.

That arrangement changed in 2025. Rather than earning bonus points or miles whenever they stayed or flew, members began unlocking benefits in the other program through AAdvantage Loyalty Point Rewards and World of Hyatt Milestone Rewards.

Those are the benefits now headed for the exit.

American and Hyatt issued nearly identical statements Wednesday, saying the decision came “after careful consideration.”

“We have mutually decided to not continue our enhanced relationship.”

The initial announcement didn’t offer much more explanation than that. But an American spokesperson provided Points Insider with some additional context, confirming that what it described as the “exclusive loyalty partnership” with Hyatt expires in November and won’t be renewed.

American said it’s focused on partnerships that provide AAdvantage members with “global scale and premium experiences” while also building relationships that are beneficial to customers and the airline’s financial outlook.

The reference to exclusivity is what sticks out.

Air Canada and Hyatt recently announced a new enhanced partnership between Aeroplan and World of Hyatt, giving members opportunities to earn rewards and access status benefits across the two programs.

We specifically asked American whether Hyatt’s new Aeroplan partnership played a role in the decision not to renew its exclusive relationship. The airline didn’t address that question.

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Current Benefits Aren’t Disappearing Immediately

Members who already leverage the American and Hyatt partnership have some time before the biggest changes take effect.

AAdvantage members who link their American and Hyatt accounts by November 15, 2026, can continue earning World of Hyatt awards through AAdvantage Loyalty Point Rewards through February 28, 2027.

World of Hyatt members who link their accounts by November 15 can continue earning AAdvantage awards through Milestone Rewards through December 31, 2026.

Benefits already earned won’t suddenly disappear, either. Both companies say members will receive the usual amount of time to select an award after earning it.

One American and Hyatt Benefit Is Sticking Around

Not everything is going away.

AAdvantage members will still be able to earn 500 AAdvantage miles on eligible Hyatt stays after the broader relationship ends. Members can choose to earn the miles instead of World of Hyatt points by providing their AAdvantage number at check-in.

It’s a much narrower tie-up than what American and Hyatt once offered, but the two programs aren’t severing ties completely.

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Why End the Partnership Now?

That’s still the big unanswered question.

American’s response offers a glimpse at what the airline wants from its loyalty partnerships, including global scale, premium experiences, and relationships that make financial sense. But it doesn’t explain why the Hyatt relationship no longer fits that strategy.

The timing of Hyatt’s new Aeroplan partnership, coupled with American’s description of its Hyatt agreement as exclusive, makes the question particularly interesting.

For now, though, there’s no confirmation that the two developments are connected.

And the practical impact won’t be immediate. Members have several more months to earn benefits before the relationship winds down, and the option to earn AAdvantage miles instead of Hyatt points will remain.

But the broader partnership has been shrinking for some time. It lost reciprocal earning in 2025, will lose its remaining cross-program milestone benefits over the coming months, and its exclusive contract expires in November.

This time, American and Hyatt aren’t renewing it.

September 9, 2026