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  • Amex Business Platinum review: Massive 150k-point bonus (and a $500 statement credit) for a limited time

    Amex Business Platinum review: Massive 150k-point bonus (and a $500 statement credit) for a limited time

    American Express is a PointsYeah.com Advertiser

    So you’re a business owner searching for the perfect travel rewards card? If you’re looking for the cream of the crop, the The Business Platinum Card® from American Express is the creamiest.

    The card is stuffed with benefits which can easily be worth well over $1,500 in value each year. And its current welcome bonus is one of the highest we’ve ever seen.

    Here’s everything you need to know about the Amex Business Platinum Card — and a quick look at how powerful its rewards can be.

    How do American Express Membership Rewards points work?

    How to earn American Express Membership Rewards points

    Through June 30, 2025, the Amex Business Platinum Card offers one of the fattest welcome bonuses in existence. It comes in two parts:

    • 150,000 American Express Membership Rewards® points after spending $20,000 on purchases within the first three months from account opening
    • $500 statement credit after spending $2,500 on qualifying flights (either directly with airlines or through Amex Travel)

    The card’s $20,000 spending requirement is abnormally high — but so is its welcome bonus.

    You’ll also earn points for your everyday spending at the following rates:

    • 5 points per dollar on flights and prepaid hotels booked on AmexTravel.com
    • 1.5 points per dollar on eligible purchases at U.S. construction material and hardware suppliers, U.S. electronic goods retailers and software & cloud system providers, and U.S. shipping providers — as well as any eligible purchases of $5,000 or more (on up to $2 million in spending per calendar year)
    • 1 point per dollar on all other eligible purchases

    How to use American Express Membership Rewards points

    There are plenty of fun ways to use Amex Membership Rewards points when you’ve got the Amex Business Platinum Card — but the best options involve travel. For example, you can redeem your points for:

    • Airfare through Amex Travel at a rate of 1 cent each. And when booking business- or first-class seats, you’ll get a 35% rebate on your points (a feature exclusive to the Amex Business Platinum) — effectively making your points worth ~1.5 cents each
    • Hotel stays through Amex Travel at a rate between 0.7 and 1 cent each

    But to unlock the most potential from your Amex points, convert them to into airline miles and hotel points.

    It’s possible to get exponentially more value from your points by transferring to the below travel partners (transfers are 1:1 unless otherwise specified).

    Aer LingusChoice HotelsIberia
    Aeromexico (1:1.6)DeltaJetBlue (5:4)
    Air CanadaEmiratesMarriott Bonvoy
    ANAEtihadQantas
    AviancaFlying Blue (Air France and KLM)Qatar Airways
    British AirwaysHawaiian AirlinesSingapore Airlines
    Cathay PacificHilton Honors (1:2)Virgin Atlantic

    You can use PointsYeah to find flights between your home airport (or anywhere else) to all over the world with Amex points. Just filter your search to display only flights that can be booked with Amex Membership Rewards.

    With this card’s 150,000-point bonus, there’s virtually nowhere you can’t go. Here’s a quick snapshot of award prices for flights you can book from the U.S. with Amex points.

    You can even use the PointsYeah Hotels tool to find and book fancy hotels with your rewards. When I first opened the Amex Business Platinum Card, I transferred part of its bonus to Hilton for a stay at the Waldorf Astoria Maldives — a resort where villas routinely cost over $2,000 per night!

    Is the Amex Business Platinum Card worth a $695 annual fee?

    The Amex Business Platinum Card’s $695 annual fee (rates and fees) isn’t the easiest to shrug off. But here’s the thing: Annual fees aren’t as scary as they sound.

    As long as you can organically squeeze more value from a credit card’s benefits than you spend on the annual fee, it’s a great deal! Examine the Amex Business Platinum Card’s benefits and then do some simple math.

    Statement credits galore

    The Amex Business Platinum Card offers over $1,000 in annual statement credits alone. If you can use even a fraction of them, the card could be a fair deal.

    First are the travel-focused credits, such as:

    • Up to $200 in annual Hilton credits. You’ll get up to $50 per quarter for eligible purchases made directly with a Hilton property.*
    • Up to $200 in annual airline credits. Choose a participating airline (United, American Airlines, Delta, Alaska Airlines, JetBlue, and many more), and redeem this credit to offset charges like checked bags, pet fees, seat upgrades, etc.*
    • Up to $199 CLEAR® Plus credit. CLEAR lets you skip the line at many TSA security checkpoints. Enter some biometric data into a kiosk, and a CLEAR attendant will literally escort you to the front of the line. It’s wild.
    • Terms Apply

    Then there’s the business-focused credits:

    • Up to $120 in annual wireless credits. Get up to $10 in statement credits each month for wireless telephone service purchases made directly with a wireless provider in the U.S.*
    • Up to $360 in annual Indeed credits. Receive up to $90 back per quarter for Indeed expenses.*
    • Up to $200 in bi-annual Dell credits. Get up to $200 in statement credits between July and December and up to $200 in statement credits between January and June on U.S. purchases with Dell Technologies (this benefit ends June 30, 2025).*
    • Up to $150 in annual Adobe credits. These credits are for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams (benefit disappears on June 30, 2025).*
    • Terms Apply

    *Enrollment required for some benefits

    Perks to enhance your travel experience

    • Up to $120 in TSA PreCheck/ Global Entry credit. These “trusted traveler” programs get you through airport security in a hurry. You get to keep your shoes and belt on (instead of throwing them in a grungy gray bin) — and you can even keep your laptop and TSA-approved toiletries in your bag. Global Entry also expedites your entry back into the U.S. when returning from abroad.
    • Airport lounge access. No travel card on the market gives you access to more airport lounges than the Amex Business Platinum Card — over 1,400 locations in all. You can visit super fancy Amex Centurion Lounges, Delta Sky Clubs (eligible same-day Delta ticket required), Plaza Premium lounges, Priority Pass lounges*, and more. Airport lounges are a travel game-changer.
    • Access to American Express Fine Hotels & Resorts. You can book over 2,600 top-tier luxury hotels through an exclusive platform to get special benefits like free breakfast for two, room upgrades when available, late checkout, and a property credit (typically worth $100+).
    • Hotel elite status. You’ll get complimentary Gold elite status with both Marriott and Hilton. This comes with perks like bonus rewards on paid stays, welcome amenities, free upgrades when available, and more.*
    • Rental car elite status. Receive Hertz President’s Circle status, National Executive status, and Avis Preferred Plus status.* These come with perks like free upgrades, bonus points on paid reservations, etc.

    * Enrollment required for some benefits.

    High-quality insurance

    The Amex Business Platinum Card delivers some of the best travel insurance around. As long as you pay with your card, you’ll be covered. Here are some highlights:

    • Trip delay insurance. When your flight is delayed by at least six hours (or requires an overnight stay), Amex will give you up to $500 for “reasonable expenses” — meals, a night at a hotel, that type of stuff.
    • Trip cancellation/interruption insurance. When you book round-trip travel with your card, you’ll get up to $10,000 in coverage per trip (max $20,000 per 12-month period) to reimburse you for prepaid nonrefundable travel that causes you to cancel or shorten your trip for a covered reason.
    • Rental car insurance. The Amex Business Platinum Card only confers secondary rental car insurance (meaning it’ll cover you for whatever your personal insurance doesn’t). HOWEVER, you can opt into Amex’s Premium Car Rental Protection for a small fee per rental. This gives you primary insurance and more comprehensive coverage than virtually any other card on the market.
    • Cell phone protection. Get up to $800 in cell phone insurance (max two claims per 12-month period) against damage or theft. You’ll just have to pay a $50 deductible. This protection is automatic as long as you pay your monthly phone bill with the Amex Business Platinum Card.

    Is the Amex Business Platinum Card right for you?

    The Amex Business Platinum Card isn’t for everyone. Even if the card’s benefits easily justify its price point, it’s not exactly painless to pony up the $695 annual fee (rates and fees). Ask yourself these questions to decide if the card is a fit for you.

    Can you spend $20,000 within the next three months? To earn the card’s enormous 150,000-point bonus, you’ll have to make $20,000 in purchases within three months. If you can meet that by making purchases you’d normally make (don’t go into debt just to earn points!), the bonus alone is worth trying the card out for a year to see if it complements your business and personal goals.

    Are you a big spender? If your business makes a lot of large transactions, the Amex Business Platinum Card is one of the best cards for you. That’s because it’s a No Preset Spending Limit (NPSL) card, meaning you don’t have a firm credit limit. Instead, Amex will learn your spending habits and give you more purchase power when you need it.

    Plus, the card earns 1.5 points per dollar for transactions of $5,000 or more (again, capped at $2 million in spending per year).

    Do you fly at least a few times each year? Some of the card’s best benefits are related to air travel. From up to $200 in airline incidental credits to fantastic airport lounge access to trip delay insurance , flyers specifically will squeeze the most value from the Amex Business Platinum Card.

    Can you organically use a few of the card’s business-centric cards?

    Does the nature of your business take advantage of the card’s many hundreds of dollars worth of annual business credits? If you spend money on services from Indeed or Adobe anyway, the Amex Business Platinum Card is almost certainly a good deal for you.

    Is the Amex Business Platinum Card easy to get?

    The Amex Business Platinum Card isn’t “hard to get.” If you’ve got a credit score above 700 — and you own a business — you shouldn’t have a difficult time opening this card. Just a couple notes:

    • If you’ve earn the welcome bonus for the Amex Business Platinum Card before, you aren’t eligible to earn it again. Amex abides by a once-in-a-lifetime rule when it comes to card bonuses.
    • You must own a business. Whether it’s a multi-million dollar enterprise or you simply drive for Uber or run an Etsy shop, you must have a for-profit venture to open the Amex Business Platinum Card.

    And here’s another fantastic thing about American Express: If you already have an Amex card, American Express can often let you know if you’ll be approved for a card before you formally submit your application. No crossing your fingers after you hit the “Apply Now” button.

    So yeah, that’s the deal

    The Amex Business Platinum Card currently offers 150,000 points and a $500 statement credit after meeting minimum spending requirements.

    This bonus expires on June 30, 2025. We don’t know what it’ll fall to — so if you’ve been eying the card, now is the time to open it.

  • What’s New on PointsYeah: May 2025 Feature Roundup

    What’s New on PointsYeah: May 2025 Feature Roundup

    At PointsYeah, we’re always building tools to make award travel easier and more personal. Our May 2025 updates help you search smarter, plan faster, and get more from your points.

    Seat Alerts Are Here

    Tired of checking back to see if the seat you want is available? Now you don’t have to.

    With our new Seat Alerts feature, you can set a notification on any search result. We’ll alert you when the seat opens up—whether you’re avoiding the middle seat, trying to sit together as a family, or looking for a better row. It works quietly in the background so you can set it and forget it.

    This feature is currently in beta.

    Set a Seat Alert →

    PointsInsider Is Now Live

    We launched PointsInsider, our new content hub built for travelers who want to go deeper. It’s your go-to space for strategies, tips, and insights—whether you’re just getting started or you’re already optimizing every point.

    Expect posts on how to spot hidden value, navigate tricky programs, and stay updated on award trends. We believe smart travelers are informed travelers.

    Explore PointsInsider →

    Heart Your Favorite Airports

    You can now heart airports to save them as favorites. When entering your departure or destination during a live search, your favorited airports will appear at the top of the dropdown. That means fewer clicks and faster decisions—especially helpful if you fly out of the same hubs regularly.

    This small change can save real time, especially for frequent flyers juggling multiple searches.

    See It in Action →

    flydubai Now Bookable with Emirates Skywards Miles

    You can now search and book flydubai flights through the Emirates Skywards program. Emirates is the only major loyalty program that allows redemptions on flydubai—and now PointsYeah brings that access to your searches.

    Why this matters:

    • flydubai serves over 120 destinations, many not easily reached otherwise
    • Several routes are monopoly markets, giving you unique redemption opportunities
    • Coverage includes the Middle East, South Asia, Central Asia, and beyond

    This adds serious value for anyone trying to reach cities that aren’t well-served by traditional carriers.

    Search Emirates & flydubai →

    Start Your Next Award Search

    With Seat Alerts, flydubai access, smarter airport selection, and our new PointsInsider blog to guide you, there’s never been a better time to run a search.

    Search Now on PointsYeah →

  • Personalize Your Experience for Smarter, Faster Searches

    Personalize Your Experience for Smarter, Faster Searches

    Award flights don’t last long. The best deals disappear quickly, and wasting time scrolling through options you wouldn’t book can mean missing out on the ones you would.

    That’s why PointsYeah lets you personalize your entire search experience. With just a few quick settings, you’ll start seeing results that match your travel habits, your points, and your preferences.

    Whether you’re a casual traveler or a points pro, a few smart tweaks can save you hours—and help you book the trips you actually want.

    Here’s how to make PointsYeah work for you.

    Set Your Home Airport

    Most travelers fly from the same few airports again and again. If you live near a major hub like LAX or JFK, you might have dozens of good options. If you’re closer to a smaller airport, you want to avoid seeing results from places you’d never drive to.

    By setting your home airport (or multiple home airports), you tell PointsYeah where to focus. Your results will prioritize departure cities that actually make sense for your travel plans. You’ll avoid irrelevant routes and stop wasting time on flights that are logistically impossible.

    It’s one of the easiest ways to make your searches faster and more focused.

    Set Your Home Airport →

    Choose Your Preferred Bank Programs

    This setting is all about showing results you can use, not just deals that look good on paper.

    If you mostly earn points through Chase, for example, it doesn’t help to see a long list of options that require Amex or Capital One transfers. You can go into your settings and choose only the bank programs you use. Once selected, PointsYeah will filter your results to show only the flights that can be booked with those points.

    This is especially useful when you’re trying to book quickly or work within a limited balance. Every result you see is bookable with the points you already have.

    Choose Bank Programs →

    Exclude Airlines You Don’t Use

    Not every airline fits every traveler. Maybe you avoid airlines with high surcharges. Maybe you’ve had a bad experience. Or maybe your elite status is with a specific alliance and you prefer to stay within it.

    Whatever the reason, you can remove unwanted airlines from your results entirely. Once excluded, you won’t see their flights in your live search results, keeping your options relevant and aligned with your preferences.

    This is a great way to clean up your search results and avoid clutter that slows you down.

    Exclude Airlines →

    Set Your Own Points Value (Premium Members Only)

    This is one of the most powerful features for Premium members.

    Instead of using a fixed point value for everyone, you can assign your own custom values for each bank or airline program. This tells PointsYeah how you value your points, and we’ll sort and highlight results based on your personal valuations.

    If you think Chase points are worth 1.7 cents and Avianca miles are only worth 1.2, we’ll factor that into your results. Flights that offer strong value based on your settings will rise to the top, and flights that aren’t worth it will move down the list.

    It’s a smarter way to evaluate redemptions, especially when you’re comparing programs or trying to decide which points to spend.

    Set Your Own Points Value →

    Fine-Tune with Advanced Filters

    Once your main settings are in place, you can go even deeper. PointsYeah gives you the option to customize:

    • Cabin class: Only want to see business or first class? Easy.
    • Max taxes and fees: Set a cap so you don’t get surprised at checkout.
    • Airline & Hotel programs: Focus on the ones where you earn or redeem.
    • Corporate codes: Add your company discount codes for hotels.
    • Sort order: Prioritize by lowest points, shortest flight time, or other factors.

    These advanced options help shape every search around your goals, whether that’s getting the best deal, flying in comfort, or avoiding long layovers.

    Fine-Tune Filters →

    Why Personalization Matters

    The more you personalize, the more relevant your results become. Instead of wading through dozens of options, you’ll zero in on the ones that make sense for you.

    You’ll book faster. You’ll make better use of your points. And you’ll avoid the frustration of missing a great deal because your screen was full of flights you wouldn’t take.

    Try It for Yourself

    It only takes a minute to update your settings, and the benefits are immediate.

    Personalize My Search →

    If you’re already a Premium member, don’t forget to use advanced tools like custom point values and extra alerts. If you’re not Premium yet, this is one of the best reasons to try it.

    Less clutter. Better results. Easier bookings. That’s what personalized travel planning looks like.

  • Ending soon: Amex to Hawaiian (and Alaska) Transfers

    Ending soon: Amex to Hawaiian (and Alaska) Transfers

    If you’ve been using American Express Membership Rewards points to build up your Alaska Airlines Mileage Plan miles, heads up: Starting June 30, 2025, you won’t be able to transfer Amex points to HawaiianMiles — which means no way to turn them into Alaska miles.

    What’s Happening?

    • American Express will end transfers to HawaiianMiles on June 30, 2025.
    • This means no more converting Amex points to Alaska miles through this method.
    • HawaiianMiles will also end partnerships with other airlines and shopping partners on the same date.

    Why This Matters

    For a while, this has been an easy way to stack up Alaska Airlines miles. Alaska miles are known for redemption rates

    If you’ve been waiting to boost your Alaska miles using Amex points, this is your last chance.

    How to Transfer Membership Rewards to Hawaiian (and Alaska)

    1. Log in to your American Express account and go to the “Rewards & Benefits” page.
    2. Transfer Membership Rewards points to HawaiianMiles. (You can transfer up to 999,000 points per day.)
    3. Once in your HawaiianMiles account, use the transfer tool to move them to your Alaska Mileage Plan account.

    Pro Tip: Alaska Mileage Plan miles don’t expire as long as you keep your account active. That means you can transfer them now and save them for a future trip.

  • Capital One Venture X Review

    Capital One Venture X Review

    You know all the makings of a premium travel credit card: It’s made of shiny metal; it comes with fancy perks like airport lounge access; it offers hundreds of dollars in travel-related statement credits per year; it’s got an eye-watering annual fee.

    The Capital One Venture X Rewards Credit Card fits the bill as an unquestionable premium travel rewards card — but with an annual fee that’s considerably lower than its competitors. In fact, because of its effortlessly valuable yearly benefits, the card’s fee is effectively zero.

    Even better, the card earns super valuable (and super easy-to-use) rewards. This makes it a great option for anyone who travels even semi-regularly, whether you’re an award travel veteran or you’re just entering the world of miles and points.

    How do Capital One miles work?

    How to earn Capital One miles

    The Capital One Venture X Rewards Credit Card comes with an intro offer of 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening.

    The card also has a high earning rate for everyday purchases:

    • 10 miles per dollar on hotels and rental cars booked through Capital One Travel
    • 5 miles per dollar on airfare and vacation rentals booked through Capital One Travel
    • 5 miles per dollar on Capital One Entertainment purchases
    • 2 miles per dollar on all other eligible purchases

    Up to 10X miles is beyond impressive. But the star of the show is its base 2X return rate. No matter how unusual your spending habits, you’re guaranteed to get a good return for your swipes.

    When it comes to travel credit cards, this earning structure is as straightforward as it gets.

    How to use Capital One miles

    Capital One gives you a few basic ways to redeem your rewards. You can:

    • Convert points into airline miles or hotel points with Capital One travel partners, such as Avianca and JetBlue.
    • “Erase” travel purchases you make with your card up to 90 days later at a rate of 1 cent each. You can redeem your miles for transactions like flights, hotels, public transit, even campgrounds.

    We’re a bit biased (and correct) when we say that converting your miles into airline and hotel rewards is hands-down the best way to use your points. It gives you the potential to book exponentially more travel than those other two options.

    For example, if you were to purchase the below $161 United flight from Eugene (EUG) to Phoenix (PHX), you’d spend 16,100 Capital One miles to “erase” the transaction. But by transferring Capital One miles to Avianca, the flight would cost just 7,500 miles and $5.60 in fees.

    Here’s a chart of the airline and hotel programs that partner with Capital One. All transfers are 1:1 unless otherwise specified.

    Accor Live Limitless (2:1)EmiratesSingapore Airlines
    AeromexicoEtihadTAP Portugal
    Air Canada AeroplanEVA Air (2:1.5)Turkish Airlines
    AviancaFinnairVirgin Red
    British AirwaysFlying Blue (Air France and KLM)Wyndham Rewards
    Cathay PacificJetBlue (5:3)
    Choice PrivilegesQantas

    No matter where you want to go, a Capital One partner can get you there — and PointsYeah can help you to quickly find a suitable award seat. Enter your origin and destination into the PointsYeah search bar and filter results to only show Capital One partners. We’ll take care of the rest.

    Or, if you aren’t exactly sure where you want to go, you can use the Daydream Explorer tool to enter countries or continents (or even all of Earth) as your destination and see what jumps out at you.

    Is the Capital One Venture X worth a $395 annual fee?

    The Capital One Venture X Rewards Credit Card charges a $395 membership fee — but again, travelers may consider this card to be no-annual-fee. If you travel even once per year, the card can pay for itself without breaking a sweat. Here’s why.

    Yearly bonuses

    The Capital One Venture X comes with two incredibly useful annual rewards that post to your account after each cardmember anniversary, which make your annual fee effectively to zero:

    • Up to $300 in travel credit to be redeemed through Capital One Travel for flights, hotel stays, rental cars, etc. (you’ll also get this credit upon account opening)
    • 10,000 bonus Capital One miles (beginning on your first account anniversary)

    These perks alone can offset the $395 annual fee for even the intermittent traveler. The 10,000 bonus miles alone can be enough for a round-trip flight to lots of fun destinations (read our guide to where you can go with 5,000 miles or less).

    Access to airport lounges

    You’ve probably seen fancy airport lounges dotted throughout the concourse during your travels. But you may not know how easy they are to get into.

    With the Capital One Venture X Rewards Credit Card, you can enter over 1,300 airport lounges around the world. Airport lounges often come with free food and alcohol, fast Wi-Fi, tons of electrical outlets, and sometimes even showers and children’s play areas.

    The card confers access to Capital One Lounges, a collection of upscale lounges, as well as Capital One’s new restaurant-first concept — Capital One Landing. You’ll also get to use lounges within the ubiquitous Priority Pass lounge network. And you can bring two guests for free.

    And get this: Even Venture X authorized users will get their own airport lounge access. You can add up to four authorized users for free.

    Expedited airport security experience

    Every four years, the Capital One Venture X Rewards Credit Card gives you up to $120 in credit to reimburse you for the application fee to “trusted traveler” programs TSA PreCheck and Global Entry.

    TSA PreCheck costs $78 for a five-year membership. It gives you the ability to (practically) sprint through the domestic airport security checkpoints without having to remove your shoes or belt — or even take your laptop out of your bag. Plus, you’ll go through an exclusive security lane that processes much faster.

    Global Entry costs $120 for a five-year membership. It helps you to skip the immigration line when entering the U.S. from overseas. Instead of getting grilled by an immigration officer, just find a dedicated kiosk and it’ll quickly confirm your identity. Global Entry also comes with TSA PreCheck privileges.

    Excellent travel insurance

    The Capital One Venture X Rewards Credit Card is an all-time great when it comes to protecting your travel purchases. Its insurance will automatically activate when you pay for your travel with the card.

    Here’s what you’ll get:

    • Primary rental car insurance. When renting a car, the card covers up to $75,000 against theft or damage. You don’t even have to tell your personal insurance provider about the accident — so your premiums won’t be affected at all.
    • Trip delay reimbursement. When your trip is delayed by at least six hours or requires an overnight stay, you’ll get up to $500 per ticket toward “reasonable” expenses. This can include a hotel room, meals at a restaurant, a phone charger, and more.
    • Trip cancellation and interruption insurance. Whether you’ve got to cut your trip short or cancel it before it begins, you can be reimbursed up to $2,000 per person for nonrefundable prepaid travel. Eligible reasons include injury or death of an immediate family member or if the carrier on which you’re traveling goes bankrupt.
    • Lost luggage reimbursement. Get up to $3,000 when the common carrier (airline, cruise ship, ferry, bus, etc.) loses your luggage.
    • Travel accident insurance. You’ll receive up to $1 million in coverage against accidental loss of life, limbs, sight, speech, or hearing if the tragedy is the common carrier’s fault.

    Trust me, these perks are better than what the vast majority of travel credit cards offer. If you travel regularly, you’ll get good use from these (but fingers crossed that you miraculously never need to use them!).

    Cell phone protection

    When you pay your monthly cell phone bill with the Capital One Venture X Rewards Credit Card, your phone is covered for up to $800 against damage or theft(max two claims and $1,600 in coverage per 12-month period).

    Top-tier Hertz elite status

    Hertz’s highest level of status is called President’s Circle — and it’s complimentary with the Capital One Venture X (though you’ve got to enroll your card). Without the card, you’d have to either complete 15 rentals or spend $3,000 with Hertz in a calendar year.

    President’s Circle comes with perks like:

    • 50% bonus points on paid rentals
    • Guaranteed upgrades
    • A dedicated customer service line

    Get special access to restaurants and events

    Capital One caters heavily to dining and entertainment. It partners with some restaurants to help you land a reservation even when the joint is fully booked. Its Capital One Dining platform also hosts special experiences like cooking classes with prominent chefs.

    And through Capital One Entertainment, you can book super popular music and sporting events and experiences through presale opportunities — so you can be one of the first to buy.

    Is the Capital One Venture X right for you?

    A $395 annual fee isn’t exactly a pittance. To decide if the Capital One Venture X Rewards Credit Card is worth the price point, ask yourself these simple questions.

    Do you fly a couple times each year? With its myriad air travel-related protections and its airport lounge access, the Capital One Venture X is especially valuable for flyers. You’re neglecting a lot of value if you don’t find yourself in an airport at least once or twice per year.

    Do you book travel through online travel agencies? When you book airfare, hotel stays, or rental cars, do you use a website like Expedia or Priceline? If so, you’ll make good use of the card’s up to $300 in annual travel credit — since it can only be redeemed through Capital One Travel. Plus, the Capital One Venture X Rewards Credit Card earns tons of bonus miles when you pay for travel through this platform.

    Do you like road-tripping? The Capital One Venture X Rewards Credit Card is one of the best credit cards to use for renting a car thanks to its top-notch travel insurance and its 10X return rate for car rentals through Capital One Travel. It even offers the highest level of Hertz elite status (though you typically won’t get rental car elite status perks when booking via Capital One Travel — you’ll have to book directly with Hertz).

    Is the Capital One Venture X easy to get?

    Again, the Capital One Venture X Rewards Credit Card is a premium travel credit card. But it’s not notoriously hard to get. Here are some guidelines to follow:

    • Maintain a good credit score. We recommend that you not apply for this card unless your credit score is at least 720. While there may be anecdotal evidence of folks being approved with a lower score, a 720+ score gives you the best chance.
    • 48-month rule. If you’ve earned the welcome bonus on a Capital One Venture X within the past 48 months, you won’t be eligible to earn it again.
    • 1/6 rule. Capital One usually won’t approve you for more than one credit card application within a six-month period.

    So yeah, that’s the deal

    The Capital One Venture X Rewards Credit Card is a premium credit card with a more accessible annual fee. And because the fee can so easily be offset with perks like airport lounge access, $300 in annual travel credit, and 10,000 yearly bonus miles, the Capital One Venture X Rewards Credit Card is an easy win for just about every traveler.

  • Capital One Venture review

    Capital One Venture review

    Editorial Disclosure: Opinions, reviews, analyses & recommendations are PointsYeah’s alone, and have not been reviewed, endorsed or approved by any of these entities. Some links on this website will earn an affiliate commission. 

    The Capital One Venture Rewards Credit Card is a lower version of The Capital One Venture X Rewards Credit Card and one of the most user-friendly travel credit cards on the market. It’s excellent if you’re new to the points and miles world.

    But don’t misunderstand: It’s not some entry-level rewards card that you’ll graduate from when you become a travel rewards “expert.” I’ve had this card for many years — and I’ve got no intention to ever cancel it. That’s because it:

    • Earns rewards at a high rate
    • Makes redeeming your miles effectively foolproof (you’ll see why in a minute)
    • Gives you access to helpful programs like Capital One Travel and Capital One Entertainment

    You can earn one of the highest bonuses we’ve ever seen from the card: 75,000 bonus miles(redeemable through Capital One Travel) after spending $4,000 on purchases within the first three months from account opening.

    Here’s a quick Capital One Venture Rewards Credit Card review. You’ll know if the card is right for you by the time you’re finished.

    How do Capital One Venture rewards work?

    How to earn Capital One miles

    Again, the Capital One Venture Rewards Credit Card currently offers a welcome bonus of 75,000 miles (to be used through Capital One Travel) after you spend $4,000 on purchases within the first three months from account opening.

    The card also earns:

    • 5 miles per dollar on hotels, vacation rentals, and car rentals booked through Capital One Travel
    • 2 miles per dollar on all other eligible purchases

    When it comes to travel credit cards, this is as straightforward as it gets. A 2x base earning rate for your spending means you’re guaranteed to get a solid return on everything.

    How to use Capital One miles

    When redeeming miles for travel, you’ve got a couple options. Both are virtually effortless — especially if you’re a PointsYeah user:

    1. You can transfer your miles to airline and hotel partners.
    2. You can simply swipe your card to pay for a travel purchase (airfare, cruises, Uber, hotel stays, even many on-site hotel restaurants). You’ve then got 90 days to offset your eligible purchase with miles at a rate of 1 cent each.
    3. You can use miles to book flights, accommodation, or rental cars through Capital One Travel at a rate of 1 cent each.

    Transferring miles to airlines and hotels is typically the way you’ll squeeze the most travel from your rewards. Here’s a look at all the loyalty programs that partner with Capital One (1:1 transfer ratio unless otherwise noted).

    Accor Live Limitless (2:1)EmiratesSingapore Airlines
    AeromexicoEtihadTAP Portugal
    Air Canada AeroplanEVA Air (2:1.5)Turkish Airlines
    AviancaFinnairVirgin Red
    British AirwaysFlying Blue (Air France and KLM)Wyndham Rewards
    Cathay PacificJetBlue (5:3)
    Choice PrivilegesQantas

    As you can see, Capital One has a great list of airline partners that can help you to get nearly anywhere on the planet. If you’re not sure how to use them, defer to the PointsYeah search engine.

    PointsYeah lets you filter your award search by bank program. This makes it simple to quickly find flights and hotels you can book with Capital One miles.

    PointsYeah helped me to find a United Airlines business class seat to Germany by transferring 70,000 Capital One miles to Avianca LifeMiles. That’s a steal for a Polaris seat!

    Is the Capital One Venture worth a $95 annual fee?

    The Capital One Venture charges a $95 fee upon account opening and after each cardmember anniversary. If you make good use of its perks, that price tag may easily be worth it.

    In other words: If you’d pay $95 for the below card benefits, the Capital One Venture is a good deal.

    Speed through airport security checkpoints

    The Capital One Venture comes with up to $120 in credit to reimburse you for the application fee of either TSA PreCheck or Global Entry.

    TSA PreCheck grants you the humanity of keeping your shoes, belt, and light jacket on when going through most domestic security checkpoints. You can also keep your laptop and TSA-approved toiletries in your bag (instead of pushing dozens of gray bins through the x-ray machine). You won’t even have to raise your arms in that invasive phone booth scanner thing — you’ll walk through a friendlier metal detector.

    Global Entry lets you skip the immigration line when returning to the U.S. from another country. You can walk up to a self-serve kiosk, let it take a quick glance at your face, and head out the door. You’ll walk through a short checkpoint where an officer may ask you a question or two, but that’s it.

    Global Entry comes with TSA PreCheck privileges — so it’s the better one to apply for.

    Membership with both of these programs lasts for five years. And because the Capital One Venture’s $120 credit renews every four years, you’ll never have to pay out-of-pocket for these programs.

    Access to Capital One Travel

    Those with the Capital One Venture Rewards Credit Card can access Capital One’s online travel booking agency — Capital One Travel. This is one of the better online travel agencies because of perks like:

    • Price drop protection. Get up to $50 in travel credits if your flight price decreases within 10 days of booking.
    • Price freeze. Hold the current price of your itinerary for up to 14 days for a small fee.
    • Cancel For Any Reason coverage. Change or cancel your travel details for any reason (even Basic Economy fares) and get up to 90% of your money back for a small fee.

    You can also book hotels through the Capital One Lifestyle Collection, which gives you elite-like benefits (think room upgrades, late checkout, and a $50 experience credit) during your stay.

    No foreign transaction fees

    Several credit cards charge an arbitrary fee (often around 3%) when you buy something outside of the U.S. That makes any travel purchases, shopping, etc. during your international trip notably more expensive.

    The Capital One Venture eats this fee, making it a good spending option for traveling overseas.

    Reserve fancier rental cars for less

    With a few clicks through your Capital One Venture online account, you can enroll in Hertz Five Star elite status. This status otherwise requires 10 rentals or $2,000 in Hertz spending. Benefits include 25% bonus points on paid rentals, upgrades when available, and more.

    Decent travel insurance

    The Capital One Venture Rewards Credit Card comes with travel insurance that, while not stellar (the Chase Sapphire Preferred’s travel insurance is considerably better), are sufficient for a mid-tier travel credit card. Coverage is automatic as long as you make your travel purchases with the card.

    You’ll get:

    • Rental car insurance. You are covered for theft or collision damage up to the actual cash value of most cars. Coverage is secondary when renting domestically, meaning the card will only reimburse what your personal insurance won’t cover. You’ll get primary coverage when renting outside the U.S.
    • Lost luggage reimbursement. Capital One will give you up to $3,000 when the airline, cruise ship, etc. loses your luggage.
    • Travel accident insurance. Get up to $250,000 in compensation against loss of life, limbs, sight, speech, or hearing when the common carrier (like an airline) is at fault.

    The card’s also got helpful benefits like Roadside Dispatch (similar to AAA) and Travel and Emergency Assistance Services. These aren’t “insurance,” but they can work to get you out of a bind when you’re away from home.

    Book events and restaurants that others can’t

    Capital One routinely gives its cardholders early and/or exclusive access to reserve popular events such as concert tickets, sports, culinary experiences, etc. Some restaurants even save tables for Capital One Venture cardholders in case they decide to book a last-minute reservation.

    Is the Capital One Venture right for you?

    If you’re still not sure whether to go for the Capital One Venture Rewards Credit Card, ask yourself the following questions.

    Can you make $4,000 in purchases within the next three months? The card’s current bonus is really good. But to earn the 75,000 bonus miles, you’ll have to spend $4,000 on purchases within three months.

    This bonus is incentive enough to at least kick the tires on the card for a year to see if it complements your travel style.

    Do you hate mentally juggling bonus spending categories? The card’s got a flat return rate of 2 miles per dollar for most purchases — which is excellent. You don’t have to stress about when to use the card and when not to. It’s great for all purchases.

    Is the Capital One Venture easy to get?

    The Capital One Venture Rewards Credit Card isn’t hard to get. It comes with many of the same standards as other similar rewards credit cards — though Capital One enforces some unique rules of its own:

    • Credit score. You should apply for this card if your credit score is 670 or above (considered “good” by FICO). If your credit score is lower, it may be tougher to get approved.
    • 48-month rule. If you’ve received a Capital One Venture welcome bonus within the past 48 months, you won’t be eligible for another.
    • 1/6 rule. Your results may vary with this one, but generally Capital One won’t approve you for more than one credit card application every six months.

    So yeah, that’s the deal

    For good reason, the Capital One Venture Rewards Credit Card is a super popular travel credit card. It’s got a huge welcome bonus — 75,000 bonus milesto use through Capital One Travel after meeting minimum spending requirements.

    The card also has a high-octane earning rate that’ll help you to replenish your miles long after that bonus is spent.

  • PointsYeah Starter Guide

    PointsYeah Starter Guide

    Welcome to PointsYeah!

    We believe traveling with points or miles should be simple. Whether you’re a seasoned pro or just getting started, our tools are designed to make booking award travel as smooth as possible.

    To get started, make sure you’re signed in.

    Creating a free account unlocks the full power of PointsYeah—and more features than any other award search tool:

    • Unlimited live searches (up to 4 days at a time for flights, any date range for hotels)
    • 4 Flight Price Point Alerts, 4 Hotel Alerts, and unlimited Explorer Alerts
    • Custom filters and settings to personalize your results
    • … and more!

    Once you’re signed in, explore the platform using the left sidebar and top header to navigate through our products.

    Want to learn more about our tools?

    Check out the full guides for each section of the site:

    Sunrise from a villa in Ubud, Bali

    That’s it! Thank you from all of us at PointsYeah for joining our site and becoming part of a global community of travelers. We all believe travel planning should be easy, and we’re building a product that makes that happen—one search or daydream at a time.

    Have questions or feature requests? Shoot us a message at yeah@pointsyeah.com, we’d love to hear from you!

  • Product spotlight: Flights Live Search

    Product spotlight: Flights Live Search

    Whether this is your first day on PointsYeah or you joined us back in June 2023 when we launched, there is a good chance that you have used our most popular product, our Flights Live Search. This article is built to show you how to navigate the product like an expert. We will start with the most basic features and work our way towards “PointsYeah Expert Mode“, which includes settings and filters suggested by our power users.

    Flights Live Search 101

    We built this product with all of our users in mind, with speed and simplicity for basic searches combined with best in class filtering and customization for the most advanced needs.

    Every search starts with the basics.

    • Origin airport
    • Destination airport
    • Departure dates

    If you are using a free account, you can pick 1 origin and 1 destination across 4 departure dates. Our paid members get access to 2 origin and 2 destination airports across 8 departure dates.

    Once you are ready, press the YEAH button and our lightning fast search will bring you the results in approximately 20 seconds or less. All of those dates you searched will be displayed across the top, with the lowest priced award ticket shown by day.

    Now that you have your dates and route picked, its time to start filtering.

    Filters & Sort

    We pride ourselves in our customization, knowing that all of our users have unique needs for their travels.

    Some of our most popular filters

    • Cabins, built for both those who prefer to stretch their points further in economy and those who prefer to stretch their legs in business class.
    • Promotions, perfect for getting more out of your bank points. Want to learn more about active promotions? Click here.
    • Max points, when you have a budget set and you are sticking to it.

    Some of our filters used by expert travelers

    • Aircraft, when you know which airplanes have certain seats and are a frequent user of the seat map tool.
    • Connecting airport, for those who have favorite airport lounges in another city.
    • Flight Quality, when you know that red eye flights are no longer for you.

    Flight details

    Congrats, you have found a flight that fits all your criteria! Now what?

    The down arrow next to the flight will expand details around the journey, including the layover time, the aircraft types and relevant change/cancellation fees.

    Expand further, and you will see the complete list of ways to book this flight.

    Is it your first time transferring points or you need more information on how to transfer points to a specific program? Check out our comprehensive transfer guide.

    If you dont have enough points, check out our “Buy points” section to get linked out directly to the loyalty program site where you can add to your account.

    Cant find a flight that matches your criteria? Make sure to set a price point alert, our game changing tool aimed to continuously search based on your needs. Free members have 4 Price Point Alerts while our premium members have 32!

    Cash fares

    Today, users have the ability to compare the cash price of a ticket to the award price in real time. We currently only offer this feature on routes where the loyalty program for booking the award matches the operating carrier of the flight, like this American Airlines example below.

    Search preferences

    Once you have used the live search a few times, you should be comfortable with how you want to see your search results. Take the next step and save your search preferences in your account. This way, every live search you perform after this will be customized to your needs from the start.

    Thats it! You are now ready to search for flights like an expert. Have any feedback, shoot us a note at yeah@pointsyeah.com

  • Why This Travel Insurance Deserves a Spot in Your Wallet

    Why This Travel Insurance Deserves a Spot in Your Wallet

    We know, —we all love to travel, and we love to travel using points and miles. Many of us already have a credit card with travel insurance, so it might feel like there’s no need to read this article. But hear us out: this travel insurance is something you should buy. Not only does it cover your miles redeposit fee if you need to cancel your trip with miles, but it also protects you from other losses and damages, all while giving you peace of mind with an easy and quick claims process.(If you have filed claim with credit card before, you know what I mean)

    This comes from PointsYeah’s co-founder’s personal experience.

    The Flight That Turned Around, and the Claim That Didn’t

    In 2022, Troy, our co-founder, was flying from Istanbul to Belgrade. A points master, travel pro, and co-founder of PointsYeah, he was halfway through the flight when the plane turned around due to weather.

    Troy didn’t wait. He booked a hotel inside the terminal, paid for dinner, and went to sleep, while everyone else was still waiting for airline accommodation

    A few days later, he filed a claim through Allianz. He was reimbursed without drama. No line. No delays. No stress.

    That moment changed how he thinks about travel insurance. It wasn’t about the money. It was about keeping the trip together when things fell apart.

    Stolen Laptops. A Missing Wallet. Covered.

    That wasn’t the only time Allianz came through.

    In Cancun, one laptop and an iPad were stolen from Troy’s hotel room. In Madrid, his wallet (yes, he still carries 20+ cards in his wallet nowadays) was snatched while out exploring. Both times, Allianz handled it. He filed a claim online, attached the documents, and got paid back in less than a week.

    Not every plan includes baggage loss or theft coverage, but most do. You can review your plan details before you buy to see what’s included, and cancel within 15 days if it’s not the right fit.

    Plan changed, charged miles redeposit fee?

    We all know by now that U.S. airline programs no longer charge a redeposit fee to cancel mileage bookings. However, most non-U.S. programs still do. The Annual Executive Plan will reimburse up to $500 for these fees

    The Kind of Coverage That Matters

    Travel insurance from Allianz is built around real-life problems, the ones travelers actually face. Depending on your plan, benefits may include:

    • Miles redemption redeposit fee
    • Trip cancellation
    • Trip interruption
    • Emergency medical and dental
    • Emergency transportation
    • Baggage loss, damage, or delay
    • Travel delay reimbursement
    • 24-hour assistance line
    • Concierge support

    You’ll see all of these listed in your policy documents, along with covered reasons, exclusions, and limits. The point is, this isn’t fluff. It’s designed for the kind of travel we actually do.

    How It Works

    Travel insurance is designed to protect you from the unexpected so you can focus on the part that matters, actually enjoying your trip.

    Getting started with Allianz is simple. You don’t need to sort through dozens of policies or decode complicated language. Just follow the basics:

    1. Enter your trip details Include your travel dates destination
    2. Explore plan options Allianz will show you coverage options tailored to your trip.
    3. Choose the plan that fits Select the coverage that works for your travel style, budget, and needs.

    That’s it. No guesswork. No long forms. Just straightforward protection that travels with you.

    Get started now and see your options in seconds.

    The Claims Process That Doesn’t Make You Want to Scream

    Allianz rebuilt their entire claims system based on customer feedback. It’s now one of the most intuitive in the industry.

    • You’ll get a short walkthrough when you start your claim
    • A clean dashboard shows exactly where your claim stands
    • You’ll get a personal document checklist
    • You can file and track everything from the Allyz app

    You can also choose how you want to be paid. Direct deposit and debit disbursement are the fastest, often arriving within a few business days.

    If you’re already traveling and something goes sideways, the 24-hour assistance hotline is your lifeline. From lost passports to medical emergencies, the support team is ready when you need them.

    Not Sure Yet? You’ve Got Flexibility

    Still not sure? Allianz offers a 15-day free look period (or longer, depending on your state). That means you can buy now, review later, and cancel with a full refund, as long as your trip hasn’t started and you haven’t filed a claim.

    You don’t have to commit blindly. You can see exactly what’s included and make sure the plan fits your needs.

    In other words, you can plan responsibly without overthinking it.

    When One Thing Goes Wrong, You’ll Be Glad You Did

    We spend hours building perfect trips. We choose routes with better aircraft, hotels with better lounges, transfer partners with better value. But even the most optimized itinerary can fall apart with one delayed flight, one missed connection, one stolen bag.

    That’s why travel insurance isn’t just backup. It’s part of the strategy.

    It protects your time. It protects your momentum. And it makes recovery feel manageable instead of overwhelming.

    Because when things go right, you’ll never think about your policy. But when something goes wrong, you’ll feel like it saved your entire trip.

    Get a personalized quote and make sure your next adventure has the backup it deserves.

  • Capital One Venture X Business Card

    Capital One Venture X Business Card

    The Capital One Venture X Business Card was forged from stainless steel exclusively for business owners with a passion for travel. It’s a premium card that comes with hundreds in annual travel credits, bonus points after each account anniversary, airport lounge access, and much more.

    And for a limited time, the card offers up to 350,000 bonus miles after completing tiered spending requirements. The scientific term for an intro offer that high is “whopping.” This is the highest bonus the card’s ever had.

    Here’s everything you need to know about the Capital One Venture X Business — and how to use its rewards.

    How do Capital One miles work?

    How to earn Capital One miles

    The Capital One Venture X Business currently comes with a tiered welcome offer of up to 350,000 bonus miles:

    • 150,000 bonus miles after spending $30,000 on purchases within the first three months from account opening
    • 200,00 additional bonus miles after spending a total of $200,000 on purchases within the first six months from account opening

    That’s a high minimum spending threshold (though businesses with considerable expenses may not bat an eye at that figure). Even if you can only manage to earn the 150,000-mile tier, the bonus is still more generous than just about any card on the market.

    The Capital One Venture X Business also has a great return for purchases:

    • 10 miles per dollar on hotels and rental cars booked through Capital One Travel
    • 5 miles per dollar on airfare and vacation rentals booked through Capital One Travel
    • 5 miles per dollar on Capital One Entertainment purchases
    • 2 miles per dollar on all other eligible purchases

    In other words, if you were to earn the full Venture X Business bonus, you’d end up with at least 750,000 Capital One miles after meeting minimum spending requirements ($200,000 in minimum spending x 2 miles per dollar = 400,000 additional miles).

    How to use Capital One miles

    Capital One gives you a few simple ways to redeem your rewards. You can:

    • Convert points into airline miles or hotel points with Capital One travel partners, such as Avianca and JetBlue.
    • Offset travel purchases you make with your card up to 90 days later at a rate of 1 cent per mile. You can redeem your rewards for transactions like flights, hotels, rental cars, ferries, timeshares, and more.

    You’ll almost always get the most travel from your miles by converting them into airline miles and hotel points.

    For example, if you were to purchase the below $366 United flight from Indianapolis (IND) to Miami (MIA), you’d spend 36,600 Capital One miles to offset the transaction. But by transferring Capital One miles to Avianca, the flight would cost just 7,500 miles and $5.60 in fees.

    Here’s a look at the airline and hotel programs that partner with Capital One. All transfers are 1:1 unless otherwise specified.

    Accor Live Limitless (2:1)EmiratesSingapore Airlines
    AeromexicoEtihadTAP Portugal
    Air Canada AeroplanEVA Air (2:1.5)Turkish Airlines
    AviancaFinnairVirgin Red
    British AirwaysFlying Blue (Air France and KLM)Wyndham Rewards
    Cathay PacificJetBlue (5:3)
    Choice PrivilegesQantas

    No matter where you want to visit, a Capital One partner can get you there. And PointsYeah makes finding the perfect award seat super easy. Enter your origin and destination into the PointsYeah search bar and filter results by Capital One partners. We’ll show you all your options in seconds.

    If you’re feeling adventurous, try our Daydream Explorer tool to explore entire countries or continents at a time. You can even search all of Earth at once by typing “anywhere” as your origin and/or destination.

    Is the Capital One Venture X Business worth a $395 annual fee?

    The Capital One Venture X Business charges a $395 annual fee. But with one ounce of effort, you’ll be able to recoup that fee. We consider this card to be effectively a no annual fee card thanks to the following benefits.

    Yearly bonuses

    Here’s the key to squeezing more value from the Venture X Business than you’re investing in its annual fee. You’ll get two annual rewards that post to your account after each anniversary year:

    • Up to $300 in travel credit to be redeemed through Capital One Travel for flights, hotel stays, rental cars, etc. (you receive this credit upon account opening, as well)
    • 10,000 bonus Capital One miles (beginning on your first account anniversary)

    Remember, the 10,000 bonus miles are worth a minimum of $100 in travel. Between the annual travel credit and the bonus miles, Capital One is basically giving you $400 in free travel each year.

    But transferring your miles to travel partners can make the deal even better. Check out our guide to where you can go with 5,000 miles or less for some inspiration.

    Access to airport lounges

    While walking through the terminal, have you ever noticed the sliding glass doors that business travelers are always ducking into? You don’t have to be a big shot to get in. You just need a card like the Capital One Venture X Business.

    It gives you access to more than 1,300 airport lounges around the world. Airport lounges often come with free food and alcohol, fast Wi-Fi, conference rooms, lots of electrical outlets, and sometimes even showers and day beds.

    You can visit Capital One Lounges, a collection of upscale lounges, as well as Capital One’s new restaurant-first concept, Capital One Landing. You can also use Priority Pass lounges — which are just about everywhere. And you can bring two guests for free.

    More freedom to charge big expenses

    The Capital One Venture X Business is a NPSL (No Preset Spending Limit) card. This means you don’t have a firm credit line. Instead, the card learns your spending habits and gives you extra leeway if you’re in the habit of making large purchases.

    If the nature of your business demands that you charge tens of thousands of dollars at a time, you’re likely better off with a NPSL card than a standard credit card. Just note that you must pay your debt in full each month — the card doesn’t allow you to carry a balance month-to-month.

    Expedited airport security experience

    Every four years, the Capital One Venture gives you up to $120 in credit to reimburse you for the application fee to “trusted traveler” programs TSA PreCheck and Global Entry.

    TSA PreCheck costs $78 for a five-year membership. It gives you the ability to (practically) sprint through the domestic airport security checkpoints without having to remove your shoes or belt — or even take your laptop out of your bag. Plus, you’ll go through an exclusive security lane that processes much faster.

    Global Entry costs $120 for a five-year membership. It helps you to skip the immigration line when entering the U.S. from overseas. Instead of getting grilled by an immigration officer, just find a dedicated kiosk and it’ll quickly confirm your identity. Global Entry also comes with TSA PreCheck privileges.

    Get special access to restaurants and events

    Capital One caters heavily to dining and entertainment. It partners with some restaurants to help you land a reservation even when the joint is fully booked. Its Capital One Dining platform also hosts special experiences like cooking classes with prominent chefs.

    And through Capital One Entertainment, you can book super popular music and sporting events and experiences through presale opportunities — so you can be one of the first to buy.

    Is the Capital One Venture X Business right for you?

    The Capital One Venture X Business is a uniquely capable business card that can serve just about any entrepreneur. But it’s especially great for business owners that answer “yes” to the following questions.

    Is your business spending unconventional? If your business expenses don’t fall into a typical bonus category (think office supplies, shipping, online advertising, gas, etc.), this 2X everywhere card is a stellar option to funnel all your purchases through.

    Does your business have lots of expenses? If you need a sizable credit line to make big business purchases, the Capital One Venture X Business is one of your best options since it has no preset spending limit.

    Do you have travel aspirations? This card is meant for travelers. if you don’t travel for pleasure or business, a cash back credit card may better serve your goals.

    Is the Capital One Venture X Business easy to get?

    Again, the Capital One Venture X Business is a premium travel card. But it’s not notoriously hard to get. Here are some guidelines to follow:

    • You must own a business. This card is exclusively for business owners compared to the Capital One Venture X built for all travelers.
    • You have a good credit score. As a premium card, lower credit scores might not get accepted.
    • Abide by the 1/6 rule. Capital One usually won’t approve you for more than one credit card application within a six-month period.

    So yeah, that’s the deal

    Though the Capital One Venture X Business is a premium business card, its $395 annual fee is notably lower than its high-end competitors. You can very easily negate that fee thanks to its anniversary bonuses such as a $300 travel credit and 10,000 bonus miles.

    And for a limited time, the card offers one of the biggest welcome offers we’ve ever seen: up to 350,000 bonus miles after meeting tiered spending requirements.