We know, —we all love to travel, and we love to travel using points and miles. Many of us already have a credit card with travel insurance, so it might feel like there’s no need to read this article. But hear us out: this travel insurance is something you should buy. Not only does it cover your miles redeposit fee if you need to cancel your trip with miles, but it also protects you from other losses and damages, all while giving you peace of mind with an easy and quick claims process.(If you have filed claim with credit card before, you know what I mean)
This comes from PointsYeah’s co-founder’s personal experience.
The Flight That Turned Around, and the Claim That Didn’t
In 2022, Troy, our co-founder, was flying from Istanbul to Belgrade. A points master, travel pro, and co-founder of PointsYeah, he was halfway through the flight when the plane turned around due to weather.
Troy didn’t wait. He booked a hotel inside the terminal, paid for dinner, and went to sleep, while everyone else was still waiting for airline accommodation
A few days later, he filed a claim through Allianz. He was reimbursed without drama. No line. No delays. No stress.
That moment changed how he thinks about travel insurance. It wasn’t about the money. It was about keeping the trip together when things fell apart.
Stolen Laptops. A Missing Wallet. Covered.
That wasn’t the only time Allianz came through.
In Cancun, one laptop and an iPad were stolen from Troy’s hotel room. In Madrid, his wallet (yes, he still carries 20+ cards in his wallet nowadays) was snatched while out exploring. Both times, Allianz handled it. He filed a claim online, attached the documents, and got paid back in less than a week.
Not every plan includes baggage loss or theft coverage, but most do. You can review your plan details before you buy to see what’s included, and cancel within 15 days if it’s not the right fit.
Plan changed, charged miles redeposit fee?
We all know by now that U.S. airline programs no longer charge a redeposit fee to cancel mileage bookings. However, most non-U.S. programs still do. The Annual Executive Plan will reimburse up to $500 for these fees
The Kind of Coverage That Matters
Travel insurance from Allianz is built around real-life problems, the ones travelers actually face. Depending on your plan, benefits may include:
- Miles redemption redeposit fee
- Trip cancellation
- Trip interruption
- Emergency medical and dental
- Emergency transportation
- Baggage loss, damage, or delay
- Travel delay reimbursement
- 24-hour assistance line
- Concierge support
You’ll see all of these listed in your policy documents, along with covered reasons, exclusions, and limits. The point is, this isn’t fluff. It’s designed for the kind of travel we actually do.
How It Works
Travel insurance is designed to protect you from the unexpected so you can focus on the part that matters, actually enjoying your trip.
Getting started with Allianz is simple. You don’t need to sort through dozens of policies or decode complicated language. Just follow the basics:
- Enter your trip details Include your travel dates destination
- Explore plan options Allianz will show you coverage options tailored to your trip.
- Choose the plan that fits Select the coverage that works for your travel style, budget, and needs.
That’s it. No guesswork. No long forms. Just straightforward protection that travels with you.
Get started now and see your options in seconds.
The Claims Process That Doesn’t Make You Want to Scream
Allianz rebuilt their entire claims system based on customer feedback. It’s now one of the most intuitive in the industry.
- You’ll get a short walkthrough when you start your claim
- A clean dashboard shows exactly where your claim stands
- You’ll get a personal document checklist
- You can file and track everything from the Allyz app
You can also choose how you want to be paid. Direct deposit and debit disbursement are the fastest, often arriving within a few business days.
If you’re already traveling and something goes sideways, the 24-hour assistance hotline is your lifeline. From lost passports to medical emergencies, the support team is ready when you need them.
Not Sure Yet? You’ve Got Flexibility
Still not sure? Allianz offers a 15-day free look period (or longer, depending on your state). That means you can buy now, review later, and cancel with a full refund, as long as your trip hasn’t started and you haven’t filed a claim.
You don’t have to commit blindly. You can see exactly what’s included and make sure the plan fits your needs.
In other words, you can plan responsibly without overthinking it.
When One Thing Goes Wrong, You’ll Be Glad You Did
We spend hours building perfect trips. We choose routes with better aircraft, hotels with better lounges, transfer partners with better value. But even the most optimized itinerary can fall apart with one delayed flight, one missed connection, one stolen bag.
That’s why travel insurance isn’t just backup. It’s part of the strategy.
It protects your time. It protects your momentum. And it makes recovery feel manageable instead of overwhelming.
Because when things go right, you’ll never think about your policy. But when something goes wrong, you’ll feel like it saved your entire trip.
Get a personalized quote and make sure your next adventure has the backup it deserves.
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