Every month the lineup of travel credit cards shifts. Intro bonuses change, perks refresh, and some offers quietly become far more valuable than they look at first glance. September 2025 happens to be one of those months where the choices are unusually strong.
This month, four cards stand out. Each one is built for a slightly different type of traveler, the starter who wants a simple way to earn points, the international spender who racks up charges outside the U.S., the frequent flyer who values lounges and credits, and the luxury seeker who wants premium everything.
Here’s a closer look at what deserves attention right now:
The Everyday Travel Card: Simple Earning That Adds Up
For anyone new to travel rewards, this card sets the stage. It comes with a 75,000-point welcome bonus after $5,000 in spend within the first 3 months. That’s enough for a domestic trip or even a transatlantic flight in economy through partners.
On top of the bonus, the earn rates are practical: 3X on dining and groceries, 5X on travel booked through select channels, and 2X on other travel purchases. With a low annual fee and perks like an annual hotel credit, it’s one of the strongest “starter” travel cards available.
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The Global Everyday Card: Rewards Designed for Spending Abroad
Most cards assume your biggest purchases happen in the U.S. This one flips that idea by offering elevated rewards on every non-USD purchase, whether that’s rent, groceries, or daily transport abroad.
The intro bonus is big too: 100,000 points after $6,000 in spend in the first 3 months. Add in companion certificates that can shave points off when traveling with a partner and annual perks that help unlock elite-style travel benefits faster, and you have one of the few cards built for those who spend significant time overseas.
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The Frequent Traveler Card: Credits, Lounges, and Reliability
For anyone who flies often, consistency matters. This card comes with a 75,000-mile bonus after $4,000 spend in the first 3 months, plus 2X on all everyday purchases. Book through the portal, and rewards accelerate: 10X on hotels and boosted multipliers on flights.
It also comes with a large annual travel credit that offsets the fee each year. Combined with unlimited 2X earn rates and elevated travel multipliers, it’s a reliable, mid-tier option that works especially well for frequent flyers.
The Luxury Travel Card: Big Bonuses, Big Perks
This is the card for those who want premium perks from day one. The intro bonus can reach as high as 175,000 points after $8,000 spend in the first 6 months, enough for multiple luxury redemptions, whether that’s lie-flat seats to Asia or five-star hotel stays.
Beyond the bonus, it earns 5X on flights and hotels booked through the issuer’s portal and comes with a wide slate of annual credits across travel and lifestyle categories. Add in lounge access to 1,000+ locations worldwide, and the value more than justifies the higher annual fee for those who prioritize comfort and access.
What Can You Do With These Points?
Think of it this way:
- 75,000 points can take you on a beach escape to Hawaii or slide you into a lie-flat seat to Europe with points left over.
- 100,000 points unlocks long-haul comfort, whether that’s a trip to Asia or multiple shorter journeys across regions.
- 175,000 points puts luxury firmly on the table. Premium cabins halfway across the world or a week of five-star hotels that would otherwise cost thousands.
September’s lineup makes these possibilities more attainable than ever. Whether your goal is to travel more often or to travel better, these offers can get you there.
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